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SBI Insurance Group Co., Ltd. logo

SBI Insurance Group Co., Ltd.

7326.T

JPXFinancial ServicesInsurance - Diversified

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Latest quote

¥2,106

+¥8.00 · +0.38%

Aug 24, 11:23 AM JST

7326.T company overview

Regular session · JST · Market data may be delayed.

Company profile

Company website

Operating within Japan, SBI Insurance Group Co., Ltd. delivers a diverse range of insurance services. These encompass general insurance (covering property and casualty), life assurance policies, and compact short-duration plans. Established in 2016, the firm's main operational base is located in Tokyo, Japan. Furthermore, it functions as a subsidiary under SBI Holdings, Inc.

Industry
Insurance - Diversified
Sector
Financial Services
Headquarters
JP
CEO
Tatsuyoshi Otobe
Listed since
Sep 27, 2018
Employees
1,030

Market position

Day range

Current ¥2,106

52-week range

Current ¥2,106

Open
¥2,103
Previous close
¥2,098
Volume
5.1K
0.21× average
Average volume
23.97K
Average daily volume
Market cap
52.27B JPY
Beta
0.56
Market reference 1
50-day average
¥2,101.06
+0.24% above average
200-day average
¥2,114.31
-0.39% below average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
14.87B JPY
P/E (TTM)
16.91×
P/B (TTM)
1.04×
P/S (TTM)
0.4×
EV / EBITDA
2.34×
Earnings yield
5.91%
Free cash flow yield
21.11%
Dividend yield
2.21%

Profitability & efficiency

Gross margin
47.42%
Operating margin
3.69%
Net margin
2.39%
Return on equity
6.01%
Return on assets
1.22%
Return on invested capital
1.22%

Financial health

Debt / equity
0×
Current ratio
0×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends114%73%32%-9%Gross margin, FY2021: 103.56%Gross margin, FY2022: 104.14%Gross margin, FY2023: 103.75%Gross margin, FY2024: 103.57%Gross margin, FY2025: 46.44%Operating margin, FY2021: 2.50%Operating margin, FY2022: 1.97%Operating margin, FY2023: 1.87%Operating margin, FY2024: 1.78%Operating margin, FY2025: 3.53%Net margin, FY2021: 1.02%Net margin, FY2022: 1.32%Net margin, FY2023: 1.35%Net margin, FY2024: 1.70%Net margin, FY2025: 2.36%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 103.56%. Gross margin FY2022 104.14%. Gross margin FY2023 103.75%. Gross margin FY2024 103.57%. Gross margin FY2025 46.44%. Operating margin FY2021 2.50%. Operating margin FY2022 1.97%. Operating margin FY2023 1.87%. Operating margin FY2024 1.78%. Operating margin FY2025 3.53%. Net margin FY2021 1.02%. Net margin FY2022 1.32%. Net margin FY2023 1.35%. Net margin FY2024 1.70%. Net margin FY2025 2.36%.

Income trends

Revenue

122.02B JPY+4.39%

Operating income

4.31B JPY+107.66%

Net income

2.88B JPY+44.87%
Income trends across reported periods134.13B JPY85.68B JPY37.23B JPY−11.22B JPYRevenue, FY2021: 87B JPYRevenue, FY2022: 93.74B JPYRevenue, FY2023: 107.14B JPYRevenue, FY2024: 116.88B JPYRevenue, FY2025: 122.02B JPYOperating income, FY2021: 2.17B JPYOperating income, FY2022: 1.85B JPYOperating income, FY2023: 2.01B JPYOperating income, FY2024: 2.08B JPYOperating income, FY2025: 4.31B JPYNet income, FY2021: 891M JPYNet income, FY2022: 1.24B JPYNet income, FY2023: 1.45B JPYNet income, FY2024: 1.99B JPYNet income, FY2025: 2.88B JPYFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 87B JPY. Revenue FY2022 93.74B JPY. Revenue FY2023 107.14B JPY. Revenue FY2024 116.88B JPY. Revenue FY2025 122.02B JPY. Operating income FY2021 2.17B JPY. Operating income FY2022 1.85B JPY. Operating income FY2023 2.01B JPY. Operating income FY2024 2.08B JPY. Operating income FY2025 4.31B JPY. Net income FY2021 891M JPY. Net income FY2022 1.24B JPY. Net income FY2023 1.45B JPY. Net income FY2024 1.99B JPY. Net income FY2025 2.88B JPY.
Metric (JPY)FY2025FY2024FY2023FY2022FY2021
Revenue122.02B JPY116.88B JPY107.14B JPY93.74B JPY87B JPY
Cost of goods sold65.35B JPY−4.18B JPY−4.02B JPY−3.88B JPY−3.1B JPY
Gross profit56.67B JPY121.06B JPY111.16B JPY97.63B JPY90.1B JPY
Selling, general, and administrative—11.03B JPY10.73B JPY10.05B JPY9.35B JPY
Operating expenses52.36B JPY118.98B JPY109.15B JPY95.78B JPY87.93B JPY
Interest income—2.92B JPY2.21B JPY2.8B JPY2.7B JPY
Interest expense60M JPY23M JPY3M JPY2M JPY1M JPY
Depreciation and amortization1.99B JPY1.98B JPY2.07B JPY2B JPY1.77B JPY
Operating income4.31B JPY2.08B JPY2.01B JPY1.85B JPY2.17B JPY
Net income2.88B JPY1.99B JPY1.45B JPY1.24B JPY891M JPY

Company facts updated Aug 24, 2026.

Earnings

Latest EPS result
95.9

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Estimates unavailable
Quarterly EPS actual values compared with estimates104.9461.2617.57-26.11Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Q4 2024, reported Oct 29, 2024: actual -17.07, estimate —, surprise —, Comparison unavailable. Q1 2025, reported Jan 31, 2025: actual 9.75, estimate —, surprise —, Comparison unavailable. Q2 2025, reported May 8, 2025: actual 4.84, estimate —, surprise —, Comparison unavailable. Q3 2025, reported Aug 7, 2025: actual 87.36, estimate —, surprise —, Comparison unavailable. Q4 2025, reported Oct 29, 2025: actual 3.46, estimate —, surprise —, Comparison unavailable. Q1 2026, reported Jan 29, 2026: actual 26.11, estimate —, surprise —, Comparison unavailable. Q2 2026, reported May 12, 2026: actual -0.89, estimate —, surprise —, Comparison unavailable. Q3 2026, reported Aug 6, 2026: actual 95.9, estimate —, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Estimates unavailable
Quarterly Revenue actual values compared with estimates43.83B37.47B31.12B24.76BQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Q4 2024, reported Oct 29, 2024: actual 26.45B JPY, estimate —, surprise —, Comparison unavailable. Q1 2025, reported Jan 31, 2025: actual 30.48B JPY, estimate —, surprise —, Comparison unavailable. Q2 2025, reported May 8, 2025: actual 30.62B JPY, estimate —, surprise —, Comparison unavailable. Q3 2025, reported Aug 7, 2025: actual 34.95B JPY, estimate —, surprise —, Comparison unavailable. Q4 2025, reported Oct 29, 2025: actual 34.26B JPY, estimate —, surprise —, Comparison unavailable. Q1 2026, reported Jan 29, 2026: actual 35.66B JPY, estimate —, surprise —, Comparison unavailable. Q2 2026, reported May 12, 2026: actual 35.49B JPY, estimate —, surprise —, Comparison unavailable. Q3 2026, reported Aug 6, 2026: actual 42.14B JPY, estimate —, surprise —, Comparison unavailable.

Corporate actions

Annual dividends per share

Cash distributions grouped by calendar year; partial years are marked.

¥23.00

2025 complete year+130.0% since 2023

2026 partial: ¥46.50

* Partial calendar year in the available dividend history.

Corporate action history

DividendUpcoming

Ex-dividend Mar 30, 2027

¥59.00

Annual

Record Mar 31, 2027 · Payment Mar 30, 2027

Dividend

Ex-dividend Mar 30, 2026

¥46.50

Annual

Record Mar 31, 2026 · Payment Jun 9, 2026

Dividend

Ex-dividend Mar 28, 2025

¥23.00

Annual

Record Mar 31, 2025 · Payment Jun 10, 2025

Dividend

Ex-dividend Mar 28, 2024

¥18.00

Special

Record Mar 31, 2024 · Payment Jun 10, 2024

Dividend

Ex-dividend Mar 30, 2023

¥10.00

Irregular

Record Mar 31, 2023 · Payment Jun 9, 2023

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ETFs holding 7326.T

Funds reporting this stock among their holdings, ordered by reported position size.

Militia Long/Short Equity ETF logoMilitia Long/Short Equity ETFORR
Market value
660K
Weight
0.19%
AUM
138.61M USD
Expense ratio
14.19%
Price / 1D
$38.69+1.36%
Dimensional - International Small Cap ETF logoDimensional - International Small Cap ETFDFIS
Market value
71.28K
Weight
0.00%
AUM
5.91B USD
Expense ratio
0.39%
Price / 1D
$37.545+0.71%
Dimensional - International Core Equity Market ETF logoDimensional - International Core Equity Market ETFDFAI
Market value
22.44K
Weight
0.00%
AUM
18.23B USD
Expense ratio
0.18%
Price / 1D
$43.35+0.81%
Avantis International Small Cap Equity ETF logoAvantis International Small Cap Equity ETFAVDS
Market value
2.62K
Weight
—
AUM
340.61M USD
Expense ratio
0.30%
Price / 1D
$80.49+0.93%

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