CCI Group, Inc. logo

CCI Group, Inc.

7381.T

JPXFinancial ServicesBanks - Regional

Latest quote

¥1,200

−¥27.00 · -2.20%

Aug 24, 3:30 PM JST

7381.T company overview

Regular session · JST · Market data may be delayed.

Company profile

Company website

CCI Group, Inc. operates as a holding company for The Hokkoku Bank,Ltd. that provides various financial services in Japan. It operates through the Banking Business and Leasing Business segments. The Banking Business segment provides banking services, credit guarantee related to consumer finance services, credit card services, e-commerce website operation business, servicer business, system development/management /administration services, investment advisory, consulting services, back-office services, and fund administration services. The company was formerly known as Hokkoku Financial Holdings, Inc. and changed its name to CCI Group, Inc. in October 2025. The Leasing Business segment offers leasing services. The company was founded in 1943 and is headquartered in Kanazawa, Japan.

Industry
Banks - Regional
Sector
Financial Services
Headquarters
JP
CEO
Shuji Tsuemura
Listed since
Oct 1, 2021
Employees
1,950

Market position

Day range

Current ¥1,200

52-week range

Current ¥1,200

Open
¥1,238
Previous close
¥1,227
Volume
412K
0.75× average
Average volume
547.56K
Average daily volume
Market cap
265.25B JPY
Beta
0.2
Market reference 1
50-day average
¥1,096.64
+9.43% above average
200-day average
¥951.8
+26.08% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

P/E (TTM)
18.62×
P/B (TTM)
1.01×
P/S (TTM)
1.69×
Dividend yield
1.92%

Profitability & efficiency

Gross margin
87.47%
Operating margin
11.04%
Net margin
9.20%

Financial health

Debt / equity
5.03×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends99%66%33%-0%Gross margin, FY2021: 85.04%Gross margin, FY2022: 90.83%Gross margin, FY2023: 86.30%Gross margin, FY2024: 81.78%Gross margin, FY2025: 85.91%Operating margin, FY2021: 20.75%Operating margin, FY2022: 18.67%Operating margin, FY2023: 14.96%Operating margin, FY2024: 13.68%Operating margin, FY2025: 11.29%Net margin, FY2021: 12.22%Net margin, FY2022: 11.21%Net margin, FY2023: 10.53%Net margin, FY2024: 9.55%Net margin, FY2025: 7.99%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 85.04%. Gross margin FY2022 90.83%. Gross margin FY2023 86.30%. Gross margin FY2024 81.78%. Gross margin FY2025 85.91%. Operating margin FY2021 20.75%. Operating margin FY2022 18.67%. Operating margin FY2023 14.96%. Operating margin FY2024 13.68%. Operating margin FY2025 11.29%. Net margin FY2021 12.22%. Net margin FY2022 11.21%. Net margin FY2023 10.53%. Net margin FY2024 9.55%. Net margin FY2025 7.99%.

Income trends

Revenue

158.13B JPY+85.89%

Operating income

17.85B JPY+53.34%

Net income

12.63B JPY+55.56%
Income trends across reported periods173.13B JPY113.13B JPY53.12B JPY−6.88B JPYRevenue, FY2021: 76.84B JPYRevenue, FY2022: 77.99B JPYRevenue, FY2023: 85.96B JPYRevenue, FY2024: 85.07B JPYRevenue, FY2025: 158.13B JPYOperating income, FY2021: 15.95B JPYOperating income, FY2022: 14.56B JPYOperating income, FY2023: 12.86B JPYOperating income, FY2024: 11.64B JPYOperating income, FY2025: 17.85B JPYNet income, FY2021: 9.39B JPYNet income, FY2022: 8.74B JPYNet income, FY2023: 9.06B JPYNet income, FY2024: 8.12B JPYNet income, FY2025: 12.63B JPYFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 76.84B JPY. Revenue FY2022 77.99B JPY. Revenue FY2023 85.96B JPY. Revenue FY2024 85.07B JPY. Revenue FY2025 158.13B JPY. Operating income FY2021 15.95B JPY. Operating income FY2022 14.56B JPY. Operating income FY2023 12.86B JPY. Operating income FY2024 11.64B JPY. Operating income FY2025 17.85B JPY. Net income FY2021 9.39B JPY. Net income FY2022 8.74B JPY. Net income FY2023 9.06B JPY. Net income FY2024 8.12B JPY. Net income FY2025 12.63B JPY.
Metric (JPY)FY2025FY2024FY2023FY2022FY2021
Revenue158.13B JPY85.07B JPY85.96B JPY77.99B JPY76.84B JPY
Cost of goods sold22.28B JPY15.5B JPY11.77B JPY7.16B JPY11.49B JPY
Gross profit135.85B JPY69.57B JPY74.18B JPY70.83B JPY65.35B JPY
Selling, general, and administrative12.57B JPY12.98B JPY12.59B JPY12.79B JPY
Operating expenses118B JPY57.93B JPY61.32B JPY56.27B JPY49.4B JPY
Interest income68.8B JPY47.29B JPY41.04B JPY38.32B JPY36.09B JPY
Interest expense18.09B JPY9.85B JPY7.63B JPY4.15B JPY494M JPY
Depreciation and amortization5.17B JPY4.07B JPY4.19B JPY4.33B JPY
Operating income17.85B JPY11.64B JPY12.86B JPY14.56B JPY15.95B JPY
Net income12.63B JPY8.12B JPY9.06B JPY8.74B JPY9.39B JPY

Company facts updated Aug 24, 2026.

Earnings

Latest EPS result
22.46

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Estimates unavailable
Quarterly EPS actual values compared with estimates154.596.6538.79-19.06Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q2 '25Q3 '25Q4 '25
Q2 2024, reported Apr 26, 2024: actual -7.09, estimate —, surprise —, Comparison unavailable. Q3 2024, reported Jul 31, 2024: actual 103.18, estimate —, surprise —, Comparison unavailable. Q4 2024, reported Oct 30, 2024: actual 142.53, estimate —, surprise —, Comparison unavailable. Q1 2025, reported Jan 31, 2025: actual 52.07, estimate —, surprise —, Comparison unavailable. Q2 2025, reported Apr 30, 2025: actual 56.37, estimate —, surprise —, Comparison unavailable. Q2 2025, reported Jun 30, 2025: actual 25.12, estimate —, surprise —, Comparison unavailable. Q3 2025, reported Sep 30, 2025: actual 10.59, estimate —, surprise —, Comparison unavailable. Q4 2025, reported Dec 31, 2025: actual 22.46, estimate —, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Estimates unavailable
Quarterly Revenue actual values compared with estimates29.32B23.94B18.57B13.2BQ1 '24Q2 '24Q4 '24Q1 '25Q2 '25Q2 '25Q3 '25Q4 '25
Q1 2024, reported Jan 26, 2024: actual 20.24B JPY, estimate —, surprise —, Comparison unavailable. Q2 2024, reported Apr 26, 2024: actual 20.41B JPY, estimate —, surprise —, Comparison unavailable. Q4 2024, reported Oct 30, 2024: actual 18.42B JPY, estimate —, surprise —, Comparison unavailable. Q1 2025, reported Jan 31, 2025: actual 20.02B JPY, estimate —, surprise —, Comparison unavailable. Q2 2025, reported Apr 30, 2025: actual 14.33B JPY, estimate —, surprise —, Comparison unavailable. Q2 2025, reported Jun 30, 2025: actual 21.68B JPY, estimate —, surprise —, Comparison unavailable. Q3 2025, reported Sep 30, 2025: actual 23.57B JPY, estimate —, surprise —, Comparison unavailable. Q4 2025, reported Dec 31, 2025: actual 28.19B JPY, estimate —, surprise —, Comparison unavailable.

Corporate actions

Corporate action history

Stock split

Effective Sep 29, 2025

10:1

7381.T peers

ETFs holding 7381.T

Funds reporting this stock among their holdings, ordered by reported position size.

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