
The Chiba Bank, Ltd.
8331.TJPXFinancial ServicesBanks - Regional
Latest quote
¥2,730
−¥23.50 · -0.85%
8331.T company overview
Regular session · JST · Market data may be delayed.
Company profile
Company websiteThe Chiba Bank, Ltd. operates as a financial institution offering a comprehensive suite of banking and related services to individuals and small to medium-sized businesses, both domestically in Japan and across international markets. Its primary services encompass a wide array of deposit options and various lending solutions, including bills discounting. The bank also specializes in investment management and advisory services. Beyond traditional banking, its operations extend to securities trading, leasing, credit card provisions, and credit guarantees, alongside the handling and recovery of claims. Furthermore, it engages in operational outsourcing, manages and rents its office and welfare facilities, and is involved in the purchase and sale of supplies and consumer goods. With a focus on technology, the company develops and markets software, performs commissioned computational tasks, and conducts research into IT and financial innovations. Additional offerings include housing loan guarantees, fee collection, and expert information, survey, and consulting services. It also provides accounting, general administrative outsourcing, and temporary staffing, while managing investment funds and offering M&A advisory. Established in 1943 and headquartered in Chiba, Japan, the bank maintained a substantial presence as of June 25, 2021, with 186 domestic locations (including 183 branches and 3 money exchange counters), three international branches in New York, Hong Kong, and London, and three representative offices in Shanghai, Singapore, and Bangkok.
- Industry
- Banks - Regional
- Sector
- Financial Services
- Headquarters
- JP
- CEO
- Tsutomu Yonemoto
- Listed since
- Sep 30, 1970
- Employees
- 4,377
Market position
Day range
Current ¥2,730
52-week range
Current ¥2,730
- Open
- ¥2,792.5
- Previous close
- ¥2,753.5
- Volume
- 1.33M
- 0.53× average
- Average volume
- 2.5M
- Average daily volume
- Market cap
- 1.89T JPY
- Beta
- 0.13
- Market reference 1
- 50-day average
- ¥2,639.72
- +3.42% above average
- 200-day average
- ¥2,180.86
- +25.18% above average
Financials
Financial snapshot
Latest / TTMValuation & yield
- Enterprise value
- 1.15T JPY
- P/E (TTM)
- 18.68×
- P/B (TTM)
- 1.47×
- P/S (TTM)
- 4.21×
- EV / EBITDA
- 7.82×
- Earnings yield
- 6.70%
- Free cash flow yield
- 7.08%
- Dividend yield
- 1.90%
Profitability & efficiency
- Gross margin
- 74.57%
- Operating margin
- 32.78%
- Net margin
- 22.79%
- Return on equity
- 7.48%
- Return on assets
- 0.44%
- Return on invested capital
- 0.44%
Financial health
- Debt / equity
- 1.92×
- Current ratio
- 4.04×
- Altman Z-score
- 0.26
- Piotroski F-score
- 7 of 9
Financial statements
Margin trends
Profitability as a percentage of reported revenue.
Income trends
Revenue
Operating income
Net income
| Metric (JPY) | FY2026 | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|---|
| Revenue | 398.8B JPY | 336.01B JPY | 286.9B JPY | 253.82B JPY | 215.98B JPY |
| Cost of goods sold | 113.33B JPY | 86.26B JPY | 65.94B JPY | 33.06B JPY | 9.99B JPY |
| Gross profit | 285.46B JPY | 249.75B JPY | 220.96B JPY | 220.76B JPY | 205.98B JPY |
| Selling, general, and administrative | — | 45.83B JPY | 44.2B JPY | 88.98B JPY | 91.13B JPY |
| Operating expenses | 149.35B JPY | 142.92B JPY | 130.3B JPY | 134.09B JPY | 127.6B JPY |
| Interest income | 305.46B JPY | 238.88B JPY | 198.58B JPY | 169.58B JPY | 138.07B JPY |
| Interest expense | 110.7B JPY | 86.26B JPY | 65.94B JPY | 33.06B JPY | 9.99B JPY |
| Depreciation and amortization | 10.67B JPY | 10.44B JPY | 9.68B JPY | 9.44B JPY | 9.91B JPY |
| Operating income | 136.11B JPY | 106.83B JPY | 90.67B JPY | 86.67B JPY | 78.38B JPY |
| Net income | 94.06B JPY | 74.26B JPY | 62.44B JPY | 60.28B JPY | 54.5B JPY |
Company facts updated Aug 24, 2026.
Earnings
- EPS beat rate
- 73%
- 8 beats, 3 misses, 0 met estimates
- Average EPS surprise
- +6.72%
- 11 comparable reports
- Latest EPS result
- 43.16
- Estimate 34.82 · Beat by 23.95%
EPS: actual versus estimate
Recent quarterly results
Revenue: actual versus estimate
Recent quarterly results
Corporate actions
Annual dividends per share
Cash distributions grouped by calendar year; partial years are marked.
¥46.00
2025 complete year+130.0% since 2021
2026 partial: ¥28.00
¥20.00
2,021
¥26.00
2,022
¥30.00
2,023
¥35.00
2,024
¥46.00
2,025
¥28.00
2,026*
* Partial calendar year in the available dividend history.
Corporate action history
| Action | Ex-dividend date | Details | Record date | Payment date |
|---|---|---|---|---|
DividendUpcoming | Sep 29, 2026 | ¥32.00Semi-Annual | Sep 30, 2026 | Sep 29, 2026 |
DividendUpcoming | Mar 30, 2027 | ¥32.00Semi-Annual | Mar 31, 2027 | Mar 30, 2027 |
Dividend | Mar 30, 2026 | ¥28.00Semi-Annual | Mar 31, 2026 | Jun 29, 2026 |
Dividend | Sep 29, 2025 | ¥24.00Semi-Annual | Sep 30, 2025 | Dec 5, 2025 |
Dividend | Mar 28, 2025 | ¥22.00Semi-Annual | Mar 31, 2025 | Jun 30, 2025 |
Dividend | Sep 27, 2024 | ¥18.00Semi-Annual | Sep 30, 2024 | Dec 5, 2024 |
Ex-dividend Sep 29, 2026
¥32.00
Semi-Annual
Record Sep 30, 2026 · Payment Sep 29, 2026
Ex-dividend Mar 30, 2027
¥32.00
Semi-Annual
Record Mar 31, 2027 · Payment Mar 30, 2027
Ex-dividend Mar 30, 2026
¥28.00
Semi-Annual
Record Mar 31, 2026 · Payment Jun 29, 2026
Ex-dividend Sep 29, 2025
¥24.00
Semi-Annual
Record Sep 30, 2025 · Payment Dec 5, 2025
Ex-dividend Mar 28, 2025
¥22.00
Semi-Annual
Record Mar 31, 2025 · Payment Jun 30, 2025
Ex-dividend Sep 27, 2024
¥18.00
Semi-Annual
Record Sep 30, 2024 · Payment Dec 5, 2024
8331.T peers
ETFs holding 8331.T
Funds reporting this stock among their holdings, ordered by reported position size.
iShares Core TOPIX ETF1475.T4.07B0.14%2.89T JPY0.05%¥417.7-0.07%
iShares Core Nikkei 225 ETF1329.T2.95B0.14%2.12T JPY0.05%¥6,789-0.77%
iShares JPX-Nikkei 400 ETF1364.T1.19B0.20%592.34B JPY0.05%¥3,7610.00%
Vanguard Total International Stock ETFVXUS152.66M0.02%646.2B USD0.05%$87.71+0.78%
Vanguard FTSE Developed Markets ETFVEA102.86M0.03%315B USD0.03%$73.42+0.80%
iShares Core MSCI EAFE ETFIEFA69.35M0.04%195.14B USD0.07%$100.85+0.86%
iShares MSCI Japan ETFEWJ40.7M0.18%22.49B USD0.49%$95.18+0.97%
JPMorgan BetaBuilders Japan ETFBBJP40.51M0.21%18.96B USD0.19%$76.87+0.97%
iShares Core TOPIX ETF1475.T- Market value
- 4.07B
- Weight
- 0.14%
- AUM
- 2.89T JPY
- Expense ratio
- 0.05%
- Price / 1D
- ¥417.7-0.07%
iShares Core Nikkei 225 ETF1329.T- Market value
- 2.95B
- Weight
- 0.14%
- AUM
- 2.12T JPY
- Expense ratio
- 0.05%
- Price / 1D
- ¥6,789-0.77%
iShares JPX-Nikkei 400 ETF1364.T- Market value
- 1.19B
- Weight
- 0.20%
- AUM
- 592.34B JPY
- Expense ratio
- 0.05%
- Price / 1D
- ¥3,7610.00%
Vanguard Total International Stock ETFVXUS- Market value
- 152.66M
- Weight
- 0.02%
- AUM
- 646.2B USD
- Expense ratio
- 0.05%
- Price / 1D
- $87.71+0.78%
Vanguard FTSE Developed Markets ETFVEA- Market value
- 102.86M
- Weight
- 0.03%
- AUM
- 315B USD
- Expense ratio
- 0.03%
- Price / 1D
- $73.42+0.80%
iShares Core MSCI EAFE ETFIEFA- Market value
- 69.35M
- Weight
- 0.04%
- AUM
- 195.14B USD
- Expense ratio
- 0.07%
- Price / 1D
- $100.85+0.86%
iShares MSCI Japan ETFEWJ- Market value
- 40.7M
- Weight
- 0.18%
- AUM
- 22.49B USD
- Expense ratio
- 0.49%
- Price / 1D
- $95.18+0.97%
JPMorgan BetaBuilders Japan ETFBBJP- Market value
- 40.51M
- Weight
- 0.21%
- AUM
- 18.96B USD
- Expense ratio
- 0.19%
- Price / 1D
- $76.87+0.97%
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