The Toho Bank, Ltd.

8346.T

JPXFinancial ServicesBanks - Regional

Open in GoAI

Latest quote

¥937

−¥13.00 · -1.37%

Aug 24, 3:30 PM JST

Regular session · JST · Market data may be delayed.

Company profile

Company website

The Toho Bank, Ltd. functions as a financial institution providing a broad spectrum of banking solutions throughout Japan. Its product portfolio encompasses individual and institutional deposit accounts, negotiable certificates of deposit, credit card services, leasing options, and various loan types, including commercial and mortgage financing, along with discounted bills and credit guarantees. Beyond its primary banking activities, the company also engages in investments in marketable securities, the printing and binding of business documentation, and specialized calculation and software development operations. As of March 31, 2021, the bank maintained a network of 122 branches. The Toho Bank, Ltd. was founded in 1941 and is based in Fukushima, Japan.

Industry: Banks - Regional
Sector: Financial Services
Headquarters: JP
CEO: Minoru Sato
Listed since: Jan 1, 2001
Employees: 2,037

Market position

Day range

Current ¥937

¥933¥956

52-week range

Current ¥937

¥391¥1,026

Open: ¥954
Previous close: ¥950
Volume: 912.3K; 1.04× average
Average volume: 875.65K; Average daily volume
Market cap: 234.14B JPY
Beta: 0.33; Market reference 1
50-day average: ¥854.38; +9.67% above average
200-day average: ¥686.37; +36.52% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

P/E (TTM): 16.56×
P/B (TTM): 1.04×
P/S (TTM): 3.96×
Dividend yield: 1.81%

Profitability & efficiency

Gross margin: 68.99%
Operating margin: 33.10%
Net margin: 23.89%

Financial health

Debt / equity: 1.08×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin

Income trends

Revenue

91.52B JPY+33.56%

Operating income

16.92B JPY+58.04%

Net income

12.35B JPY+65.92%

Metric (JPY)	FY2025	FY2024	FY2023	FY2022	FY2021
Revenue	91.52B JPY	68.53B JPY	57.39B JPY	56.07B JPY	58.14B JPY
Cost of goods sold	17.43B JPY	6.09B JPY	2.01B JPY	2.54B JPY	2.48B JPY
Gross profit	74.09B JPY	62.44B JPY	55.38B JPY	53.53B JPY	55.67B JPY
Selling, general, and administrative	—	15.11B JPY	15.17B JPY	15.09B JPY	15.3B JPY
Operating expenses	57.17B JPY	51.73B JPY	47.39B JPY	46.47B JPY	45.95B JPY
Interest income	62.36B JPY	42.85B JPY	34.06B JPY	32.83B JPY	33.47B JPY
Interest expense	16.99B JPY	5.24B JPY	209M JPY	634M JPY	258M JPY
Depreciation and amortization	4.62B JPY	4.35B JPY	2.96B JPY	2.45B JPY	2.29B JPY
Operating income	16.92B JPY	10.7B JPY	8B JPY	7.06B JPY	9.72B JPY
Net income	12.35B JPY	7.45B JPY	5.25B JPY	4.49B JPY	6.75B JPY

Company facts updated Aug 24, 2026.

Corporate actions

Annual dividends per share

Cash distributions grouped by calendar year; partial years are marked.

¥12.00

2025 complete year+100.0% since 2021

2026 partial: ¥10.00

¥6.00

2,021

¥7.50

2,022

¥7.00

2,023

¥7.50

2,024

¥12.00

2,025

¥10.00

2,026*

* Partial calendar year in the available dividend history.

Corporate action history

Action	Ex-dividend date	Details	Record date	Payment date
DividendUpcoming	Sep 29, 2026	¥10.50Semi-Annual	Sep 30, 2026	Sep 29, 2026
DividendUpcoming	Mar 30, 2027	¥10.50Semi-Annual	Mar 31, 2027	Mar 30, 2027
Dividend	Mar 30, 2026	¥10.00Semi-Annual	Mar 31, 2026	Jun 29, 2026
Dividend	Sep 29, 2025	¥7.00Semi-Annual	Sep 30, 2025	Dec 5, 2025
Dividend	Mar 28, 2025	¥5.00Semi-Annual	Mar 31, 2025	Jun 27, 2025
Dividend	Sep 27, 2024	¥4.00Semi-Annual	Sep 30, 2024	Dec 5, 2024