Fukuoka Financial Group, Inc. (8354.T) stock price, financials & research

Regular session · JST · Market data may be delayed.

Company profile

Fukuoka Financial Group, Inc. delivers a comprehensive array of banking solutions to both individual and corporate clients. Its offerings encompass the acceptance of diverse deposits, including current, ordinary, demand, time, and negotiable certificates, alongside the provision of various loan products. Beyond core banking, the group actively participates in numerous other ventures such as securities trading, administrative agency operations, loan guarantees, system development and maintenance, credit card services, collateral appraisal, credit management and collection, consulting, insurance, research and development, investment activities, and factoring. Furthermore, the company handles movable property and leasehold arrangements, and provides information processing and communication services. Founded in 1877 and headquartered in Fukuoka, Japan, the company's extensive network as of March 31, 2021, included 428 branches throughout Japan, 8 international offices, and roughly 2,300 ATMs.

Industry: Banks - Regional
Sector: Financial Services
Headquarters: JP
CEO: Hisashi Goto
Listed since: Jan 1, 2001
Employees: 8,050

Market position

Day range

Current ¥7,536

¥7,477¥7,644

52-week range

Current ¥7,536

¥4,159¥7,920

Open: ¥7,644
Previous close: ¥7,564
Volume: 420.5K; 0.64× average
Average volume: 661.29K; Average daily volume
Market cap: 1.42T JPY
Beta: 0.15; Market reference 1
50-day average: ¥7,301.16; +3.22% above average
200-day average: ¥6,238.54; +20.80% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value: 4.06T JPY
P/E (TTM): 15.6×
P/B (TTM): 1.27×
P/S (TTM): 2.27×
EV / EBITDA: 30.38×
Earnings yield: 7.67%
Free cash flow yield: 1.62%
Dividend yield: 2.39%

Profitability & efficiency

Gross margin: 69.09%
Operating margin: 20.52%
Net margin: 14.55%
Return on equity: 7.94%
Return on assets: 0.25%
Return on invested capital: 0.25%

Financial health

Debt / equity: 8.02×
Current ratio: 1.18×
Altman Z-score: 0.1
Piotroski F-score: 6 of 9

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin

Income trends

Revenue

617.38B JPY+37.71%

Operating income

119.71B JPY+15.43%

Net income

85.43B JPY+18.43%

Metric (JPY)	FY2026	FY2025	FY2024	FY2023	FY2022
Revenue	617.38B JPY	448.33B JPY	441.71B JPY	318.16B JPY	273.2B JPY
Cost of goods sold	197B JPY	135.9B JPY	130.36B JPY	50.51B JPY	13.13B JPY
Gross profit	420.39B JPY	312.43B JPY	311.35B JPY	267.65B JPY	260.07B JPY
Selling, general, and administrative	—	57.35B JPY	56.92B JPY	54.7B JPY	56.91B JPY
Operating expenses	300.67B JPY	208.72B JPY	233.86B JPY	222.41B JPY	184.91B JPY
Interest income	442.55B JPY	355.57B JPY	308.65B JPY	229.27B JPY	191.5B JPY
Interest expense	179.73B JPY	130.8B JPY	107.44B JPY	45.21B JPY	10.28B JPY
Depreciation and amortization	14.03B JPY	13.6B JPY	12.62B JPY	11.96B JPY	12.28B JPY
Operating income	119.71B JPY	103.71B JPY	77.49B JPY	45.24B JPY	75.16B JPY
Net income	85.43B JPY	72.14B JPY	61.18B JPY	31.15B JPY	54.12B JPY