The Hachijuni Bank, Ltd. logo

The Hachijuni Bank, Ltd.

8359.T

JPXFinancial ServicesBanks - Regional

Latest quote

¥2,576.5

−¥4.50 · -0.17%

Aug 24, 3:30 PM JST

8359.T company overview

Regular session · JST · Market data may be delayed.

Company profile

Company website

The Hachijuni Bank, Ltd. provides a comprehensive array of financial products and services, serving individual clients, corporate entities, and independent entrepreneurs. Its offerings encompass a diverse range of deposit accounts, including time, savings, and foreign currency options, alongside extensive loan facilities for purposes such as housing, vehicle acquisition, education, and business expansion. Beyond traditional banking, the institution furnishes various investment instruments like public and private placement bonds and investment trusts, as well as an assortment of insurance products covering life, medical, education, and property. Customers also have access to credit and debit cards, pension planning, and wealth management solutions, including inheritance and pension consultation. The bank further supports modern financial requirements through internet and mobile banking, foreign currency reserve services, payment collection, and expense settlement, in addition to offering management and business advisory support and information on civil trusts. It is also active in financial product brokerage. Established in 1877 and headquartered in Nagano, Japan, The Hachijuni Bank, Ltd. maintained a significant operational footprint as of March 31, 2022, with 142 branches, 9 branch offices, and 221 ATMs across Japan, complemented by an international presence featuring a branch in Hong Kong and representative offices in Shanghai, Bangkok, and Singapore.

Industry
Banks - Regional
Sector
Financial Services
Headquarters
JP
CEO
Masaki Matsushita
Listed since
Jan 1, 2001
Employees
4,128

Market position

Day range

Current ¥2,576.5

52-week range

Current ¥2,576.5

Open
¥2,619
Previous close
¥2,581
Volume
810.5K
0.54× average
Average volume
1.49M
Average daily volume
Market cap
1.17T JPY
Beta
0.57
Market reference 1
50-day average
¥2,517.38
+2.35% above average
200-day average
¥2,095.89
+22.93% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
293.15B JPY
P/E (TTM)
16.34×
P/B (TTM)
0.98×
P/S (TTM)
3.7×
EV / EBITDA
3.41×
Earnings yield
7.33%
Free cash flow yield
51.98%
Dividend yield
2.33%

Profitability & efficiency

Gross margin
82.04%
Operating margin
29.40%
Net margin
22.65%
Return on equity
5.60%
Return on assets
0.48%
Return on invested capital
0.48%

Financial health

Debt / equity
1.76×
Current ratio
2.49×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends104%71%38%5%Gross margin, FY2022: 95.67%Gross margin, FY2023: 88.08%Gross margin, FY2024: 82.21%Gross margin, FY2025: 81.10%Gross margin, FY2026: 81.67%Operating margin, FY2022: 27.04%Operating margin, FY2023: 18.54%Operating margin, FY2024: 23.70%Operating margin, FY2025: 26.74%Operating margin, FY2026: 27.01%Net margin, FY2022: 18.95%Net margin, FY2023: 12.88%Net margin, FY2024: 17.29%Net margin, FY2025: 19.78%Net margin, FY2026: 21.83%FY2022FY2023FY2024FY2025FY2026
Gross margin FY2022 95.67%. Gross margin FY2023 88.08%. Gross margin FY2024 82.21%. Gross margin FY2025 81.10%. Gross margin FY2026 81.67%. Operating margin FY2022 27.04%. Operating margin FY2023 18.54%. Operating margin FY2024 23.70%. Operating margin FY2025 26.74%. Operating margin FY2026 27.01%. Net margin FY2022 18.95%. Net margin FY2023 12.88%. Net margin FY2024 17.29%. Net margin FY2025 19.78%. Net margin FY2026 21.83%.

Income trends

Revenue

295.77B JPY+21.95%

Operating income

79.88B JPY+23.15%

Net income

64.57B JPY+34.58%
Income trends across reported periods322.94B JPY214.28B JPY105.63B JPY−3.03B JPYRevenue, FY2022: 140.75B JPYRevenue, FY2023: 187.4B JPYRevenue, FY2024: 214.44B JPYRevenue, FY2025: 242.53B JPYRevenue, FY2026: 295.77B JPYOperating income, FY2022: 38.06B JPYOperating income, FY2023: 34.75B JPYOperating income, FY2024: 50.83B JPYOperating income, FY2025: 64.86B JPYOperating income, FY2026: 79.88B JPYNet income, FY2022: 26.67B JPYNet income, FY2023: 24.14B JPYNet income, FY2024: 37.07B JPYNet income, FY2025: 47.98B JPYNet income, FY2026: 64.57B JPYFY2022FY2023FY2024FY2025FY2026
Revenue FY2022 140.75B JPY. Revenue FY2023 187.4B JPY. Revenue FY2024 214.44B JPY. Revenue FY2025 242.53B JPY. Revenue FY2026 295.77B JPY. Operating income FY2022 38.06B JPY. Operating income FY2023 34.75B JPY. Operating income FY2024 50.83B JPY. Operating income FY2025 64.86B JPY. Operating income FY2026 79.88B JPY. Net income FY2022 26.67B JPY. Net income FY2023 24.14B JPY. Net income FY2024 37.07B JPY. Net income FY2025 47.98B JPY. Net income FY2026 64.57B JPY.
Metric (JPY)FY2026FY2025FY2024FY2023FY2022
Revenue295.77B JPY242.53B JPY214.44B JPY187.4B JPY140.75B JPY
Cost of goods sold54.2B JPY45.83B JPY38.14B JPY22.35B JPY6.09B JPY
Gross profit241.57B JPY196.7B JPY176.3B JPY165.06B JPY134.65B JPY
Selling, general, and administrative33.94B JPY28.75B JPY24.48B JPY23.51B JPY
Operating expenses161.69B JPY131.84B JPY125.47B JPY130.31B JPY96.6B JPY
Interest income170.84B JPY148.96B JPY124.76B JPY90.83B JPY72.8B JPY
Interest expense54.2B JPY44.71B JPY37.01B JPY18.11B JPY4.32B JPY
Depreciation and amortization6.09B JPY6.19B JPY5.97B JPY5.54B JPY5.56B JPY
Operating income79.88B JPY64.86B JPY50.83B JPY34.75B JPY38.06B JPY
Net income64.57B JPY47.98B JPY37.07B JPY24.14B JPY26.67B JPY

Company facts updated Aug 24, 2026.

Corporate actions

Annual dividends per share

Cash distributions grouped by calendar year; partial years are marked.

¥49.00

2025 complete year+250.0% since 2021

2026 partial: ¥40.00

* Partial calendar year in the available dividend history.

Corporate action history

DividendUpcoming

Ex-dividend Sep 29, 2026

¥30.00

Annual

Record Sep 30, 2026 · Payment Sep 29, 2026

DividendUpcoming

Ex-dividend Mar 30, 2027

¥35.00

Semi-Annual

Record Mar 31, 2027 · Payment Mar 30, 2027

Dividend

Ex-dividend Mar 30, 2026

¥40.00

Special

Record Mar 31, 2026 · Payment Jun 29, 2026

Dividend

Ex-dividend Sep 29, 2025

¥20.00

Semi-Annual

Record Sep 30, 2025 · Payment Dec 5, 2025

Dividend

Ex-dividend Mar 28, 2025

¥29.00

Semi-Annual

Record Mar 31, 2025 · Payment Jun 23, 2025

Dividend

Ex-dividend Sep 27, 2024

¥13.00

Semi-Annual

Record Sep 30, 2024 · Payment Dec 6, 2024

8359.T peers

ETFs holding 8359.T

Funds reporting this stock among their holdings, ordered by reported position size.

Continue in GoAI

Research 8359.T

research.disclaimer