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The Ogaki Kyoritsu Bank, Ltd. logo

The Ogaki Kyoritsu Bank, Ltd.

8361.T

JPXFinancial ServicesBanks - Regional

Open in GoAI

Latest quote

¥7,790

−¥130 · -1.64%

Aug 24, 1:26 PM JST

8361.T company overview

Regular session · JST · Market data may be delayed.

Company profile

Company website

Founded in 1896 and based in Ogaki, Japan, The Ogaki Kyoritsu Bank, Ltd. functions as a regional financial institution, offering a broad spectrum of banking solutions to customers within Japan and across international markets. Beyond its core banking activities, the company provides computing and software development services, conducts research on economic, industrial, information processing technology, and cultural topics, and offers credit guarantee and investigation services. Its diversified portfolio also includes real estate collateral appraisal, credit card services, and bank agency operations, alongside comprehensive document management from preparation and printing to receipt and dispatch. Furthermore, the bank maintains interests in leasing and securities trading. Its extensive network consists of 159 branches in total, with 155 located domestically and three situated abroad.

Industry
Banks - Regional
Sector
Financial Services
Headquarters
JP
CEO
Takaharu Hayashi
Listed since
Jan 1, 2001
Employees
2,959

Market position

Day range

Current ¥7,790

52-week range

Current ¥7,790

Open
¥8,000
Previous close
¥7,920
Volume
147.7K
0.76× average
Average volume
194.29K
Average daily volume
Market cap
320.04B JPY
Beta
0.44
Market reference 1
50-day average
¥7,607.6
+2.40% above average
200-day average
¥6,326.35
+23.14% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
-215.24B JPY
P/E (TTM)
15.39×
P/B (TTM)
0.77×
P/S (TTM)
2.2×
EV / EBITDA
-7.03×
Earnings yield
7.67%
Free cash flow yield
2.25%
Dividend yield
1.93%

Profitability & efficiency

Gross margin
85.06%
Operating margin
20.09%
Net margin
14.45%
Return on equity
5.32%
Return on assets
0.29%
Return on invested capital
0.29%

Financial health

Debt / equity
0.88×
Current ratio
5.29×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends105%69%33%-3%Gross margin, FY2021: 96.10%Gross margin, FY2022: 87.73%Gross margin, FY2023: 90.11%Gross margin, FY2024: 89.05%Gross margin, FY2025: 85.80%Operating margin, FY2021: 21.58%Operating margin, FY2022: 10.77%Operating margin, FY2023: 15.46%Operating margin, FY2024: 22.84%Operating margin, FY2025: 19.48%Net margin, FY2021: 14.08%Net margin, FY2022: 5.99%Net margin, FY2023: 10.77%Net margin, FY2024: 16.80%Net margin, FY2025: 14.18%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 96.10%. Gross margin FY2022 87.73%. Gross margin FY2023 90.11%. Gross margin FY2024 89.05%. Gross margin FY2025 85.80%. Operating margin FY2021 21.58%. Operating margin FY2022 10.77%. Operating margin FY2023 15.46%. Operating margin FY2024 22.84%. Operating margin FY2025 19.48%. Net margin FY2021 14.08%. Net margin FY2022 5.99%. Net margin FY2023 10.77%. Net margin FY2024 16.80%. Net margin FY2025 14.18%.

Income trends

Revenue

136.65B JPY+55.95%

Operating income

26.62B JPY+33.01%

Net income

19.38B JPY+31.69%
Income trends across reported periods149.83B JPY97.1B JPY44.37B JPY−8.36B JPYRevenue, FY2021: 75.44B JPYRevenue, FY2022: 80.55B JPYRevenue, FY2023: 87.91B JPYRevenue, FY2024: 87.62B JPYRevenue, FY2025: 136.65B JPYOperating income, FY2021: 16.28B JPYOperating income, FY2022: 8.68B JPYOperating income, FY2023: 13.59B JPYOperating income, FY2024: 20.01B JPYOperating income, FY2025: 26.62B JPYNet income, FY2021: 10.62B JPYNet income, FY2022: 4.83B JPYNet income, FY2023: 9.47B JPYNet income, FY2024: 14.72B JPYNet income, FY2025: 19.38B JPYFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 75.44B JPY. Revenue FY2022 80.55B JPY. Revenue FY2023 87.91B JPY. Revenue FY2024 87.62B JPY. Revenue FY2025 136.65B JPY. Operating income FY2021 16.28B JPY. Operating income FY2022 8.68B JPY. Operating income FY2023 13.59B JPY. Operating income FY2024 20.01B JPY. Operating income FY2025 26.62B JPY. Net income FY2021 10.62B JPY. Net income FY2022 4.83B JPY. Net income FY2023 9.47B JPY. Net income FY2024 14.72B JPY. Net income FY2025 19.38B JPY.
Metric (JPY)FY2025FY2024FY2023FY2022FY2021
Revenue136.65B JPY87.62B JPY87.91B JPY80.55B JPY75.44B JPY
Cost of goods sold19.4B JPY9.6B JPY8.7B JPY9.88B JPY2.94B JPY
Gross profit117.24B JPY78.02B JPY79.21B JPY70.67B JPY72.5B JPY
Selling, general, and administrative—19.88B JPY21.38B JPY22B JPY23.49B JPY
Operating expenses90.63B JPY58.01B JPY65.62B JPY61.99B JPY56.22B JPY
Interest income74.28B JPY54.02B JPY48.82B JPY51.41B JPY50.96B JPY
Interest expense19.12B JPY9.85B JPY7.64B JPY5.66B JPY1.02B JPY
Depreciation and amortization3.99B JPY3.83B JPY3.49B JPY3.16B JPY4.57B JPY
Operating income26.62B JPY20.01B JPY13.59B JPY8.68B JPY16.28B JPY
Net income19.38B JPY14.72B JPY9.47B JPY4.83B JPY10.62B JPY

Company facts updated Aug 24, 2026.

Corporate actions

Corporate action history

Stock splitUpcoming

Effective Sep 29, 2026

5:1

Stock split

Effective Sep 27, 2017

1:10

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ETFs holding 8361.T

Funds reporting this stock among their holdings, ordered by reported position size.

iShares Core TOPIX ETF logoiShares Core TOPIX ETF1475.T
Market value
811.01M
Weight
0.03%
AUM
2.89T JPY
Expense ratio
0.05%
Price / 1D
¥417.9-0.02%
Vanguard Total International Stock ETF logoVanguard Total International Stock ETFVXUS
Market value
22.93M
Weight
0.00%
AUM
646.2B USD
Expense ratio
0.05%
Price / 1D
$87.71+0.78%
Avantis International Small Cap Value ETF logoAvantis International Small Cap Value ETFAVDV
Market value
16.18M
Weight
0.08%
AUM
20.24B USD
Expense ratio
0.36%
Price / 1D
$111.95+1.06%
Vanguard FTSE Developed Markets ETF logoVanguard FTSE Developed Markets ETFVEA
Market value
15.07M
Weight
0.00%
AUM
315B USD
Expense ratio
0.03%
Price / 1D
$73.42+0.80%
iShares Core MSCI EAFE ETF logoiShares Core MSCI EAFE ETFIEFA
Market value
11.72M
Weight
0.01%
AUM
195.14B USD
Expense ratio
0.07%
Price / 1D
$100.85+0.86%
iShares MSCI EAFE Small-Cap ETF logoiShares MSCI EAFE Small-Cap ETFSCZ
Market value
6.03M
Weight
0.05%
AUM
13.28B USD
Expense ratio
0.40%
Price / 1D
$86.60+0.70%
Vanguard FTSE All-World ex-US Small-Cap ETF logoVanguard FTSE All-World ex-US Small-Cap ETFVSS
Market value
6.03M
Weight
0.04%
AUM
13.6B USD
Expense ratio
0.06%
Price / 1D
$160.06+0.43%
iShares Core MSCI Total International Stock ETF logoiShares Core MSCI Total International Stock ETFIXUS
Market value
4.81M
Weight
0.01%
AUM
60.91B USD
Expense ratio
0.07%
Price / 1D
$97.945+0.76%

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