The Shimizu Bank, Ltd. logo

The Shimizu Bank, Ltd.

8364.T

JPXFinancial ServicesBanks - Regional

Latest quote

¥3,045

−¥45.00 · -1.46%

Aug 24, 3:30 PM JST

8364.T company overview

Regular session · JST · Market data may be delayed.

Company profile

Company website

Headquartered in Shizuoka, Japan, The Shimizu Bank, Ltd. has been delivering a comprehensive suite of banking and related financial services across Japan since its establishment in 1928. Its offerings encompass fundamental banking operations like currency handling, credit assurance, and providing leasing and credit card facilities. The company also diversifies its activities through real estate portfolio management, personnel dispatch services, and specialized financial and economic analytical research, along with professional training programs. By March 31, 2021, The Shimizu Bank maintained a network comprising 78 branches and one smaller sub-branch.

Industry
Banks - Regional
Sector
Financial Services
Headquarters
JP
CEO
Yasuhiro Iwayama
Listed since
Jan 1, 2001
Employees
926

Market position

52-week range

Current ¥3,045

Open
¥3,045
Previous close
¥3,090
Volume
37.8K
1.01× average
Average volume
37.39K
Average daily volume
Market cap
34.47B JPY
Beta
0.57
Market reference 1
50-day average
¥2,655.6
+14.66% above average
200-day average
¥2,520.63
+20.80% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
-121.2B JPY
P/E (TTM)
14.51×
P/B (TTM)
0.43×
P/S (TTM)
1.02×
EV / EBITDA
-25.9×
Earnings yield
7.22%
Free cash flow yield
28.15%
Dividend yield
1.97%

Profitability & efficiency

Gross margin
83.07%
Operating margin
12.71%
Net margin
7.05%
Return on equity
2.52%
Return on assets
0.11%
Return on invested capital
0.11%

Financial health

Debt / equity
0.63×
Current ratio
2.98×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends110%63%16%-30%Gross margin, FY2021: 97.87%Gross margin, FY2022: 92.46%Gross margin, FY2023: 89.90%Gross margin, FY2024: 93.46%Gross margin, FY2025: 84.59%Operating margin, FY2021: 17.18%Operating margin, FY2022: 7.17%Operating margin, FY2023: -18.49%Operating margin, FY2024: 10.15%Operating margin, FY2025: 9.73%Net margin, FY2021: 12.08%Net margin, FY2022: 6.70%Net margin, FY2023: -14.19%Net margin, FY2024: 8.21%Net margin, FY2025: 6.24%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 97.87%. Gross margin FY2022 92.46%. Gross margin FY2023 89.90%. Gross margin FY2024 93.46%. Gross margin FY2025 84.59%. Operating margin FY2021 17.18%. Operating margin FY2022 7.17%. Operating margin FY2023 -18.49%. Operating margin FY2024 10.15%. Operating margin FY2025 9.73%. Net margin FY2021 12.08%. Net margin FY2022 6.70%. Net margin FY2023 -14.19%. Net margin FY2024 8.21%. Net margin FY2025 6.24%.

Income trends

Revenue

32.03B JPY+41.30%

Operating income

3.12B JPY+35.51%

Net income

2B JPY+7.47%
Income trends across reported periods35.67B JPY21.13B JPY6.6B JPY−7.94B JPYRevenue, FY2021: 21.35B JPYRevenue, FY2022: 22.01B JPYRevenue, FY2023: 23.26B JPYRevenue, FY2024: 22.67B JPYRevenue, FY2025: 32.03B JPYOperating income, FY2021: 3.67B JPYOperating income, FY2022: 1.58B JPYOperating income, FY2023: −4.3B JPYOperating income, FY2024: 2.3B JPYOperating income, FY2025: 3.12B JPYNet income, FY2021: 2.58B JPYNet income, FY2022: 1.47B JPYNet income, FY2023: −3.3B JPYNet income, FY2024: 1.86B JPYNet income, FY2025: 2B JPYFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 21.35B JPY. Revenue FY2022 22.01B JPY. Revenue FY2023 23.26B JPY. Revenue FY2024 22.67B JPY. Revenue FY2025 32.03B JPY. Operating income FY2021 3.67B JPY. Operating income FY2022 1.58B JPY. Operating income FY2023 −4.3B JPY. Operating income FY2024 2.3B JPY. Operating income FY2025 3.12B JPY. Net income FY2021 2.58B JPY. Net income FY2022 1.47B JPY. Net income FY2023 −3.3B JPY. Net income FY2024 1.86B JPY. Net income FY2025 2B JPY.
Metric (JPY)FY2025FY2024FY2023FY2022FY2021
Revenue32.03B JPY22.67B JPY23.26B JPY22.01B JPY21.35B JPY
Cost of goods sold4.94B JPY1.48B JPY2.35B JPY1.66B JPY454M JPY
Gross profit27.1B JPY21.19B JPY20.91B JPY20.35B JPY20.9B JPY
Selling, general, and administrative7.19B JPY15.57B JPY15.11B JPY15.21B JPY15.17B JPY
Operating expenses23.98B JPY18.89B JPY25.22B JPY18.78B JPY17.23B JPY
Interest income20.52B JPY15.84B JPY16B JPY15.98B JPY15.84B JPY
Interest expense4.26B JPY1.48B JPY2.35B JPY1.66B JPY454M JPY
Depreciation and amortization1.56B JPY1.46B JPY931M JPY994M JPY1.02B JPY
Operating income3.12B JPY2.3B JPY−4.3B JPY1.58B JPY3.67B JPY
Net income2B JPY1.86B JPY−3.3B JPY1.47B JPY2.58B JPY

Company facts updated Aug 24, 2026.

Earnings

Latest EPS result
139.75

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Estimates unavailable
Quarterly EPS actual values compared with estimates153.6486.4919.35-47.8Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Q4 2024, reported Nov 8, 2024: actual 28.29, estimate —, surprise —, Comparison unavailable. Q1 2025, reported Feb 3, 2025: actual 49.8, estimate —, surprise —, Comparison unavailable. Q2 2025, reported May 9, 2025: actual 5.91, estimate —, surprise —, Comparison unavailable. Q3 2025, reported Aug 4, 2025: actual 107.31, estimate —, surprise —, Comparison unavailable. Q4 2025, reported Nov 7, 2025: actual 26.6, estimate —, surprise —, Comparison unavailable. Q1 2026, reported Feb 10, 2026: actual 77.2, estimate —, surprise —, Comparison unavailable. Q2 2026, reported May 15, 2026: actual -33.91, estimate —, surprise —, Comparison unavailable. Q3 2026, reported Aug 3, 2026: actual 139.75, estimate —, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Estimates unavailable
Quarterly Revenue actual values compared with estimates10.29B8.99B7.68B6.37BQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Q4 2024, reported Nov 8, 2024: actual 6.77B JPY, estimate —, surprise —, Comparison unavailable. Q1 2025, reported Feb 3, 2025: actual 6.81B JPY, estimate —, surprise —, Comparison unavailable. Q2 2025, reported May 9, 2025: actual 7.73B JPY, estimate —, surprise —, Comparison unavailable. Q3 2025, reported Aug 4, 2025: actual 8.26B JPY, estimate —, surprise —, Comparison unavailable. Q4 2025, reported Nov 7, 2025: actual 7.9B JPY, estimate —, surprise —, Comparison unavailable. Q1 2026, reported Feb 10, 2026: actual 8.55B JPY, estimate —, surprise —, Comparison unavailable. Q2 2026, reported May 15, 2026: actual 8.97B JPY, estimate —, surprise —, Comparison unavailable. Q3 2026, reported Aug 3, 2026: actual 9.9B JPY, estimate —, surprise —, Comparison unavailable.

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