The Shiga Bank, Ltd. (8366.T) stock price, financials & research

Regular session · JST · Market data may be delayed.

Company profile

Established in 1933 and headquartered in Otsu, Japan, The Shiga Bank, Ltd. operates as a comprehensive financial institution, delivering a wide array of banking services to customers both domestically and internationally. Its diverse offerings include various deposit products like current, ordinary, notice, and time accounts, in addition to negotiable certificates of deposit. The bank also extends credit through numerous lending options, such as standard loans, discounted bills, loans secured by bills and deeds, and overdraft facilities. Furthermore, it provides investment trust services, life insurance products, and acts as an intermediary for financial instruments. As of March 31, 2021, the company's network comprised 133 operational sites, including 25 agent offices.

Industry: Banks - Regional
Sector: Financial Services
Headquarters: JP
CEO: Shojiro Takahashi
Listed since: Jan 1, 2001
Employees: 2,243

Market position

Day range

Current ¥2,657

¥2,634¥2,719

52-week range

Current ¥2,657

¥1,196¥2,996

Open: ¥2,716
Previous close: ¥2,666
Volume: 471.9K; 0.51× average
Average volume: 930.5K; Average daily volume
Market cap: 610.79B JPY
Beta: 0.01; Market reference 1
50-day average: ¥2,569.08; +3.42% above average
200-day average: ¥1,933.35; +37.43% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value: 391.57B JPY
P/E (TTM): 25×
P/B (TTM): 0.95×
P/S (TTM): 3.63×
EV / EBITDA: 12.38×
Earnings yield: 4.95%
Free cash flow yield: 3.81%
Dividend yield: 1.05%

Profitability & efficiency

Gross margin: 82.19%
Operating margin: 20.17%
Net margin: 14.57%
Return on equity: 4.18%
Return on assets: 0.28%
Return on invested capital: 0.28%

Financial health

Debt / equity: 1.48×
Current ratio: 4.71×
Altman Z-score: 0.26
Piotroski F-score: 7 of 9

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin

Income trends

Revenue

155.64B JPY+8.85%

Operating income

28.97B JPY+13.01%

Net income

21.29B JPY+13.74%

Metric (JPY)	FY2025	FY2024	FY2023	FY2022	FY2021
Revenue	155.64B JPY	142.99B JPY	120.44B JPY	113.52B JPY	93.75B JPY
Cost of goods sold	26.85B JPY	27.75B JPY	22B JPY	10.27B JPY	4.56B JPY
Gross profit	128.79B JPY	115.24B JPY	98.44B JPY	103.25B JPY	89.19B JPY
Selling, general, and administrative	—	15.88B JPY	15.5B JPY	15.54B JPY	15.29B JPY
Operating expenses	99.82B JPY	89.6B JPY	74.7B JPY	83.08B JPY	65.78B JPY
Interest income	102.35B JPY	86.63B JPY	74.18B JPY	58.04B JPY	49.73B JPY
Interest expense	28.27B JPY	23.39B JPY	18.99B JPY	9.01B JPY	2.95B JPY
Depreciation and amortization	2.66B JPY	2.11B JPY	2.4B JPY	1.85B JPY	2.25B JPY
Operating income	28.97B JPY	25.64B JPY	23.74B JPY	20.17B JPY	23.41B JPY
Net income	21.29B JPY	18.72B JPY	15.94B JPY	14.86B JPY	17.72B JPY