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The Nanto Bank, Ltd. logo

The Nanto Bank, Ltd.

8367.T

JPXFinancial ServicesBanks - Regional

Open in GoAI

Latest quote

¥1,842

−¥30.00 · -1.60%

Aug 24, 3:30 PM JST

8367.T company overview

Regular session · JST · Market data may be delayed.

Company profile

Company website

Headquartered in Nara, Japan, and established in 1934, The Nanto Bank, Ltd. operates a diverse portfolio of financial and related businesses, including banking, securities, leasing, and credit guarantees. The institution's core banking activities encompass accepting deposits, providing loans, discounting bills, facilitating remittances, and offering debt and bill guarantees. Its securities division engages in the underwriting and trading of securities, over-the-counter derivative transactions, and security index futures. Beyond these primary areas, Nanto Bank also provides management and leasing services for commercial real estate, various types of equipment (such as office automation, industrial machinery, and automobiles), and offers guarantees for personal loans. The company's comprehensive offerings further extend to credit card services, computer system development and IT consulting, outsourcing of various computational tasks, and investments in venture and business successor companies, alongside providing employment placement services.

Industry
Banks - Regional
Sector
Financial Services
Headquarters
JP
CEO
Satoshi Ishida
Listed since
Jan 10, 2001
Employees
2,352

Market position

Day range

Current ¥1,842

52-week range

Current ¥1,842

Open
¥1,899
Previous close
¥1,872
Volume
299.7K
0.6× average
Average volume
501.91K
Average daily volume
Market cap
289.31B JPY
Beta
0.33
Market reference 1
50-day average
¥1,824.72
+0.95% above average
200-day average
¥1,505.08
+22.39% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
131.9B JPY
P/E (TTM)
15.94×
P/B (TTM)
0.95×
P/S (TTM)
2.53×
EV / EBITDA
4.54×
Earnings yield
7.71%
Free cash flow yield
2.95%
Dividend yield
2.33%

Profitability & efficiency

Gross margin
84.59%
Operating margin
22.32%
Net margin
15.86%
Return on equity
5.69%
Return on assets
0.26%
Return on invested capital
0.26%

Financial health

Debt / equity
1.27×
Current ratio
5.96×
Altman Z-score
0.19
Piotroski F-score
4 of 9

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends105%69%34%-2%Gross margin, FY2021: 96.00%Gross margin, FY2022: 92.15%Gross margin, FY2023: 90.45%Gross margin, FY2024: 85.45%Gross margin, FY2025: 85.33%Operating margin, FY2021: 24.42%Operating margin, FY2022: 9.59%Operating margin, FY2023: 20.06%Operating margin, FY2024: 19.88%Operating margin, FY2025: 22.64%Net margin, FY2021: 16.18%Net margin, FY2022: 7.18%Net margin, FY2023: 14.53%Net margin, FY2024: 13.78%Net margin, FY2025: 15.64%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 96.00%. Gross margin FY2022 92.15%. Gross margin FY2023 90.45%. Gross margin FY2024 85.45%. Gross margin FY2025 85.33%. Operating margin FY2021 24.42%. Operating margin FY2022 9.59%. Operating margin FY2023 20.06%. Operating margin FY2024 19.88%. Operating margin FY2025 22.64%. Net margin FY2021 16.18%. Net margin FY2022 7.18%. Net margin FY2023 14.53%. Net margin FY2024 13.78%. Net margin FY2025 15.64%.

Income trends

Revenue

109.12B JPY+11.34%

Operating income

24.71B JPY+26.81%

Net income

17.06B JPY+26.29%
Income trends across reported periods119.56B JPY77.8B JPY36.05B JPY−5.71B JPYRevenue, FY2021: 73.34B JPYRevenue, FY2022: 65.88B JPYRevenue, FY2023: 82.86B JPYRevenue, FY2024: 98.01B JPYRevenue, FY2025: 109.12B JPYOperating income, FY2021: 17.91B JPYOperating income, FY2022: 6.32B JPYOperating income, FY2023: 16.63B JPYOperating income, FY2024: 19.48B JPYOperating income, FY2025: 24.71B JPYNet income, FY2021: 11.87B JPYNet income, FY2022: 4.73B JPYNet income, FY2023: 12.04B JPYNet income, FY2024: 13.51B JPYNet income, FY2025: 17.06B JPYFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 73.34B JPY. Revenue FY2022 65.88B JPY. Revenue FY2023 82.86B JPY. Revenue FY2024 98.01B JPY. Revenue FY2025 109.12B JPY. Operating income FY2021 17.91B JPY. Operating income FY2022 6.32B JPY. Operating income FY2023 16.63B JPY. Operating income FY2024 19.48B JPY. Operating income FY2025 24.71B JPY. Net income FY2021 11.87B JPY. Net income FY2022 4.73B JPY. Net income FY2023 12.04B JPY. Net income FY2024 13.51B JPY. Net income FY2025 17.06B JPY.
Metric (JPY)FY2025FY2024FY2023FY2022FY2021
Revenue109.12B JPY98.01B JPY82.86B JPY65.88B JPY73.34B JPY
Cost of goods sold16.01B JPY14.26B JPY7.92B JPY5.17B JPY2.93B JPY
Gross profit93.11B JPY83.75B JPY74.95B JPY60.71B JPY70.41B JPY
Selling, general, and administrative—21.35B JPY20.59B JPY20.47B JPY20.64B JPY
Operating expenses68.41B JPY64.26B JPY58.32B JPY54.4B JPY52.5B JPY
Interest income77.54B JPY66.89B JPY50.8B JPY46.86B JPY48.19B JPY
Interest expense16.53B JPY11.08B JPY7.86B JPY3.74B JPY902M JPY
Depreciation and amortization4.36B JPY4.29B JPY3.51B JPY3.41B JPY3.3B JPY
Operating income24.71B JPY19.48B JPY16.63B JPY6.32B JPY17.91B JPY
Net income17.06B JPY13.51B JPY12.04B JPY4.73B JPY11.87B JPY

Company facts updated Aug 24, 2026.

Earnings

Latest EPS result
30.88

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Estimates unavailable
Quarterly EPS actual values compared with estimates79.9658.2336.514.77Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Q4 2024, reported Nov 11, 2024: actual 75.32, estimate —, surprise —, Comparison unavailable. Q1 2025, reported Feb 4, 2025: actual 27.08, estimate —, surprise —, Comparison unavailable. Q2 2025, reported May 9, 2025: actual 17.38, estimate —, surprise —, Comparison unavailable. Q3 2025, reported Jul 30, 2025: actual 23.99, estimate —, surprise —, Comparison unavailable. Q4 2025, reported Nov 10, 2025: actual 24.26, estimate —, surprise —, Comparison unavailable. Q1 2026, reported Feb 3, 2026: actual 36.35, estimate —, surprise —, Comparison unavailable. Q2 2026, reported May 8, 2026: actual 24.03, estimate —, surprise —, Comparison unavailable. Q3 2026, reported Jul 28, 2026: actual 30.88, estimate —, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Estimates unavailable
Quarterly Revenue actual values compared with estimates34.07B30.62B27.18B23.73BQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Q4 2024, reported Nov 11, 2024: actual 25.04B JPY, estimate —, surprise —, Comparison unavailable. Q1 2025, reported Feb 4, 2025: actual 25.64B JPY, estimate —, surprise —, Comparison unavailable. Q2 2025, reported May 9, 2025: actual 27.62B JPY, estimate —, surprise —, Comparison unavailable. Q3 2025, reported Jul 30, 2025: actual 27.94B JPY, estimate —, surprise —, Comparison unavailable. Q4 2025, reported Nov 10, 2025: actual 27.42B JPY, estimate —, surprise —, Comparison unavailable. Q1 2026, reported Feb 3, 2026: actual 29.58B JPY, estimate —, surprise —, Comparison unavailable. Q2 2026, reported May 8, 2026: actual 30.73B JPY, estimate —, surprise —, Comparison unavailable. Q3 2026, reported Jul 28, 2026: actual 32.76B JPY, estimate —, surprise —, Comparison unavailable.

Corporate actions

Annual dividends per share

Cash distributions grouped by calendar year; partial years are marked.

¥41.00

2025 complete year+156.3% since 2021

2026 partial: ¥24.00

* Partial calendar year in the available dividend history.

Corporate action history

DividendUpcoming

Ex-dividend Sep 29, 2026

¥28.00

Semi-Annual

Record Sep 30, 2026 · Payment Sep 29, 2026

DividendUpcoming

Ex-dividend Mar 30, 2027

¥28.00

Semi-Annual

Record Mar 31, 2027 · Payment Mar 30, 2027

Dividend

Ex-dividend Mar 30, 2026

¥120

Semi-Annual

Record Mar 31, 2026 · Payment Jun 29, 2026

Dividend

Ex-dividend Sep 29, 2025

¥95.00

Semi-Annual

Record Sep 30, 2025 · Payment Dec 5, 2025

Dividend

Ex-dividend Mar 28, 2025

¥110

Semi-Annual

Record Mar 31, 2025 · Payment Jun 30, 2025

Dividend

Ex-dividend Sep 27, 2024

¥60.00

Annual

Record Sep 30, 2024 · Payment Dec 5, 2024

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ETFs holding 8367.T

Funds reporting this stock among their holdings, ordered by reported position size.

iShares Core TOPIX ETF logoiShares Core TOPIX ETF1475.T
Market value
706.68M
Weight
0.02%
AUM
2.89T JPY
Expense ratio
0.05%
Price / 1D
¥417.7-0.07%
Vanguard Total International Stock ETF logoVanguard Total International Stock ETFVXUS
Market value
21.98M
Weight
0.00%
AUM
646.2B USD
Expense ratio
0.05%
Price / 1D
$87.71+0.78%
Avantis International Small Cap Value ETF logoAvantis International Small Cap Value ETFAVDV
Market value
18.58M
Weight
0.09%
AUM
20.24B USD
Expense ratio
0.36%
Price / 1D
$111.95+1.06%
Vanguard FTSE Developed Markets ETF logoVanguard FTSE Developed Markets ETFVEA
Market value
15.3M
Weight
0.00%
AUM
315B USD
Expense ratio
0.03%
Price / 1D
$73.42+0.80%
State Street SPDR Portfolio Developed World ex-US ETF logoState Street SPDR Portfolio Developed World ex-US ETFSPDW
Market value
12.32M
Weight
0.03%
AUM
41.92B USD
Expense ratio
0.03%
Price / 1D
$52.02+0.79%
iShares Core MSCI EAFE ETF logoiShares Core MSCI EAFE ETFIEFA
Market value
10.45M
Weight
0.01%
AUM
195.14B USD
Expense ratio
0.07%
Price / 1D
$100.85+0.86%
Vanguard FTSE All-World ex-US Small-Cap ETF logoVanguard FTSE All-World ex-US Small-Cap ETFVSS
Market value
5.86M
Weight
0.04%
AUM
13.6B USD
Expense ratio
0.06%
Price / 1D
$160.06+0.43%
iShares MSCI EAFE Small-Cap ETF logoiShares MSCI EAFE Small-Cap ETFSCZ
Market value
5.1M
Weight
0.04%
AUM
13.28B USD
Expense ratio
0.40%
Price / 1D
$86.60+0.70%

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