The Shikoku Bank, Ltd. (8387.T) stock price, financials & research

Regular session · JST · Market data may be delayed.

Company profile

The Shikoku Bank, Ltd., together with its subsidiaries, provides various commercial banking products and services for individual and corporate customers in Japan. It offers time, property, fixed term, and foreign currency deposits; free card, owner's free, education card, education, car, renovation loan, and purpose loans; and loan simulation and loan plaza services, as well as prepaid, credit, and cash cards. The company also provides payment, ATM lottery, inheritance related, foreign currency reserve, internet banking, and convenience store ATM services; business succession consulting services; merger and acquisition brokerage support services; and business matching and SDGs management support services. In addition, it offers investment trusts, foreign currency-denominated bonds, structured and public bonds, and stocks. The company was formerly known as Koichi Bank, Ltd. and changed its name to The Shikoku Bank, Ltd. in 1923. The Shikoku Bank, Ltd. was incorporated in 1878 and is headquartered in Kochi, Japan.

Industry: Banks - Regional
Sector: Financial Services
Headquarters: JP
CEO: Masahiro Minami
Listed since: Jan 1, 2001
Employees: 1,319

Market position

Day range

Current ¥4,125

¥3,880¥4,175

52-week range

Current ¥4,125

¥1,352¥4,175

Open: ¥3,980
Previous close: ¥4,050
Volume: 327.6K; 2.26× average
Average volume: 145.04K; Average daily volume
Market cap: 172.77B JPY
Beta: 0.3; Market reference 1
50-day average: ¥3,440.5; +19.90% above average
200-day average: ¥2,601.94; +58.54% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value: 23.61B JPY
P/E (TTM): 9.89×
P/B (TTM): 0.87×
P/S (TTM): 1.88×
EV / EBITDA: 0.96×
Earnings yield: 18.62%
Free cash flow yield: 21.83%
Dividend yield: 1.45%

Profitability & efficiency

Gross margin: 89.93%
Operating margin: 24.58%
Net margin: 18.89%
Return on equity: 9.14%
Return on assets: 0.50%
Return on invested capital: 0.50%

Financial health

Debt / equity: 1.07×
Current ratio: 7,484.2×
Altman Z-score: 0.25
Piotroski F-score: 3 of 9

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin

Income trends

Revenue

84.85B JPY+66.42%

Operating income

22.61B JPY+125.45%

Net income

17.45B JPY+156.05%

Financial statements: Income statement
Metric (JPY)	FY2025	FY2024	FY2023	FY2022	FY2021
Revenue	84.85B JPY	50.99B JPY	50.09B JPY	58.27B JPY	40.01B JPY
Cost of goods sold	9.2B JPY	3.9B JPY	1.28B JPY	1.79B JPY	1.09B JPY
Gross profit	75.65B JPY	47.08B JPY	48.8B JPY	56.48B JPY	38.92B JPY
Selling, general, and administrative	—	23.8B JPY	23.03B JPY	22.35B JPY	22.88B JPY
Operating expenses	53.04B JPY	37.06B JPY	39.52B JPY	48.59B JPY	28.4B JPY
Interest income	46.43B JPY	40.46B JPY	34.12B JPY	30.73B JPY	30.43B JPY
Interest expense	8.23B JPY	3.9B JPY	1.28B JPY	1.79B JPY	1.09B JPY
Depreciation and amortization	2.09B JPY	2.3B JPY	1.91B JPY	2.12B JPY	2.21B JPY
Operating income	22.61B JPY	10.03B JPY	9.29B JPY	7.89B JPY	10.53B JPY
Net income	17.45B JPY	6.81B JPY	7.29B JPY	5.55B JPY	7.95B JPY

Company facts updated Sep 12, 2026.

Earnings

Latest fiscal-year EPS: 417.7; FY2025 · +155.82% year over year
Latest fiscal-year revenue: 84.85B JPY; FY2025 · +66.42% year over year

Annual EPS trend

Reported history and fiscal-year consensus

ReportedConsensus forecast

Annual revenue trend

Reported history and fiscal-year consensus

ReportedConsensus forecast

Corporate actions

Annual dividends per share

Cash distributions grouped by calendar year; partial years are marked.

¥53.00

2025 complete year+76.7% since 2021

2026 partial: ¥32.00

¥30.00

2,021

¥42.50

2,022

¥35.00

2,023

¥47.50

2,024

¥53.00

2,025

¥32.00

2,026*

* Partial calendar year in the available dividend history.

Corporate action history

Action	Ex-dividend date	Details	Record date	Payment date
DividendUpcoming	Sep 29, 2026	¥43.00Semi-Annual	Sep 30, 2026	Sep 29, 2026
DividendUpcoming	Mar 30, 2027	¥43.00Semi-Annual	Mar 31, 2027	Mar 30, 2027
Dividend	Mar 30, 2026	¥32.00Semi-Annual	Mar 31, 2026	Jun 29, 2026
Dividend	Sep 29, 2025	¥28.00Semi-Annual	Sep 30, 2025	Dec 5, 2025
Dividend	Mar 28, 2025	¥25.00Semi-Annual	Mar 31, 2025	Jun 30, 2025
Dividend	Sep 27, 2024	¥25.00Semi-Annual	Sep 30, 2024	Dec 6, 2024