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The Shikoku Bank, Ltd. logo

The Shikoku Bank, Ltd.

8387.T

JPXFinancial ServicesBanks - Regional

Open in GoAI

Latest quote

¥3,330

−¥40.00 · -1.19%

Aug 24, 1:25 PM JST

8387.T company overview

Regular session · JST · Market data may be delayed.

Company profile

Company website

The Shikoku Bank, Ltd., together with its subsidiaries, provides various commercial banking products and services for individual and corporate customers in Japan. It offers time, property, fixed term, and foreign currency deposits; free card, owner's free, education card, education, car, renovation loan, and purpose loans; and loan simulation and loan plaza services, as well as prepaid, credit, and cash cards. The company also provides payment, ATM lottery, inheritance related, foreign currency reserve, internet banking, and convenience store ATM services; business succession consulting services; merger and acquisition brokerage support services; and business matching and SDGs management support services. In addition, it offers investment trusts, foreign currency-denominated bonds, structured and public bonds, and stocks. The company was formerly known as Koichi Bank, Ltd. and changed its name to The Shikoku Bank, Ltd. in 1923. The Shikoku Bank, Ltd. was incorporated in 1878 and is headquartered in Kochi, Japan.

Industry
Banks - Regional
Sector
Financial Services
Headquarters
JP
CEO
Masahiro Minami
Listed since
Jan 1, 2001
Employees
1,319

Market position

Day range

Current ¥3,330

52-week range

Current ¥3,330

Open
¥3,405
Previous close
¥3,370
Volume
73.6K
0.52× average
Average volume
142.1K
Average daily volume
Market cap
139.47B JPY
Beta
0.3
Market reference 1
50-day average
¥3,199.18
+4.09% above average
200-day average
¥2,439.81
+36.49% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

P/E (TTM)
7.99×
P/B (TTM)
0.7×
P/S (TTM)
1.51×
Dividend yield
1.80%

Profitability & efficiency

Gross margin
89.93%
Operating margin
24.58%
Net margin
18.89%

Financial health

Debt / equity
1.07×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends106%71%36%1%Gross margin, FY2021: 97.28%Gross margin, FY2022: 96.93%Gross margin, FY2023: 97.44%Gross margin, FY2024: 92.35%Gross margin, FY2025: 89.16%Operating margin, FY2021: 26.31%Operating margin, FY2022: 13.54%Operating margin, FY2023: 18.54%Operating margin, FY2024: 19.67%Operating margin, FY2025: 26.64%Net margin, FY2021: 19.86%Net margin, FY2022: 9.52%Net margin, FY2023: 14.55%Net margin, FY2024: 13.36%Net margin, FY2025: 20.56%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 97.28%. Gross margin FY2022 96.93%. Gross margin FY2023 97.44%. Gross margin FY2024 92.35%. Gross margin FY2025 89.16%. Operating margin FY2021 26.31%. Operating margin FY2022 13.54%. Operating margin FY2023 18.54%. Operating margin FY2024 19.67%. Operating margin FY2025 26.64%. Net margin FY2021 19.86%. Net margin FY2022 9.52%. Net margin FY2023 14.55%. Net margin FY2024 13.36%. Net margin FY2025 20.56%.

Income trends

Revenue

84.85B JPY+66.42%

Operating income

22.61B JPY+125.45%

Net income

17.45B JPY+156.05%
Income trends across reported periods92.78B JPY61.06B JPY29.34B JPY−2.38B JPYRevenue, FY2021: 40.01B JPYRevenue, FY2022: 58.27B JPYRevenue, FY2023: 50.09B JPYRevenue, FY2024: 50.99B JPYRevenue, FY2025: 84.85B JPYOperating income, FY2021: 10.53B JPYOperating income, FY2022: 7.89B JPYOperating income, FY2023: 9.29B JPYOperating income, FY2024: 10.03B JPYOperating income, FY2025: 22.61B JPYNet income, FY2021: 7.95B JPYNet income, FY2022: 5.55B JPYNet income, FY2023: 7.29B JPYNet income, FY2024: 6.81B JPYNet income, FY2025: 17.45B JPYFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 40.01B JPY. Revenue FY2022 58.27B JPY. Revenue FY2023 50.09B JPY. Revenue FY2024 50.99B JPY. Revenue FY2025 84.85B JPY. Operating income FY2021 10.53B JPY. Operating income FY2022 7.89B JPY. Operating income FY2023 9.29B JPY. Operating income FY2024 10.03B JPY. Operating income FY2025 22.61B JPY. Net income FY2021 7.95B JPY. Net income FY2022 5.55B JPY. Net income FY2023 7.29B JPY. Net income FY2024 6.81B JPY. Net income FY2025 17.45B JPY.
Metric (JPY)FY2025FY2024FY2023FY2022FY2021
Revenue84.85B JPY50.99B JPY50.09B JPY58.27B JPY40.01B JPY
Cost of goods sold9.2B JPY3.9B JPY1.28B JPY1.79B JPY1.09B JPY
Gross profit75.65B JPY47.08B JPY48.8B JPY56.48B JPY38.92B JPY
Selling, general, and administrative—23.8B JPY23.03B JPY22.35B JPY22.88B JPY
Operating expenses53.04B JPY37.06B JPY39.52B JPY48.59B JPY28.4B JPY
Interest income46.43B JPY40.46B JPY34.12B JPY30.73B JPY30.43B JPY
Interest expense8.23B JPY3.9B JPY1.28B JPY1.79B JPY1.09B JPY
Depreciation and amortization2.09B JPY2.3B JPY1.91B JPY2.12B JPY2.21B JPY
Operating income22.61B JPY10.03B JPY9.29B JPY7.89B JPY10.53B JPY
Net income17.45B JPY6.81B JPY7.29B JPY5.55B JPY7.95B JPY

Company facts updated Aug 24, 2026.

Earnings

Latest EPS result
52.92

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Estimates unavailable
Quarterly EPS actual values compared with estimates305.97211.5117.0422.58Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Q4 2024, reported Nov 11, 2024: actual 56.03, estimate —, surprise —, Comparison unavailable. Q1 2025, reported Feb 6, 2025: actual 33.88, estimate —, surprise —, Comparison unavailable. Q2 2025, reported May 9, 2025: actual 26.56, estimate —, surprise —, Comparison unavailable. Q3 2025, reported Aug 4, 2025: actual 54.06, estimate —, surprise —, Comparison unavailable. Q4 2025, reported Nov 10, 2025: actual 42.6, estimate —, surprise —, Comparison unavailable. Q1 2026, reported Feb 13, 2026: actual 285.27, estimate —, surprise —, Comparison unavailable. Q2 2026, reported May 12, 2026: actual 36.13, estimate —, surprise —, Comparison unavailable. Q3 2026, reported Aug 7, 2026: actual 52.92, estimate —, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Estimates unavailable
Quarterly Revenue actual values compared with estimates25.7B21.11B16.52B11.92BQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Q4 2024, reported Nov 11, 2024: actual 12.95B JPY, estimate —, surprise —, Comparison unavailable. Q1 2025, reported Feb 6, 2025: actual 12.91B JPY, estimate —, surprise —, Comparison unavailable. Q2 2025, reported May 9, 2025: actual 15.01B JPY, estimate —, surprise —, Comparison unavailable. Q3 2025, reported Aug 4, 2025: actual 14.83B JPY, estimate —, surprise —, Comparison unavailable. Q4 2025, reported Nov 10, 2025: actual 14.65B JPY, estimate —, surprise —, Comparison unavailable. Q1 2026, reported Feb 13, 2026: actual 17.77B JPY, estimate —, surprise —, Comparison unavailable. Q2 2026, reported May 12, 2026: actual 22.27B JPY, estimate —, surprise —, Comparison unavailable. Q3 2026, reported Aug 7, 2026: actual 24.71B JPY, estimate —, surprise —, Comparison unavailable.

Corporate actions

Annual dividends per share

Cash distributions grouped by calendar year; partial years are marked.

¥53.00

2025 complete year+76.7% since 2021

2026 partial: ¥32.00

* Partial calendar year in the available dividend history.

Corporate action history

DividendUpcoming

Ex-dividend Sep 29, 2026

¥43.00

Semi-Annual

Record Sep 30, 2026 · Payment Sep 29, 2026

DividendUpcoming

Ex-dividend Mar 30, 2027

¥43.00

Semi-Annual

Record Mar 31, 2027 · Payment Mar 30, 2027

Dividend

Ex-dividend Mar 30, 2026

¥32.00

Semi-Annual

Record Mar 31, 2026 · Payment Jun 29, 2026

Dividend

Ex-dividend Sep 29, 2025

¥28.00

Semi-Annual

Record Sep 30, 2025 · Payment Dec 5, 2025

Dividend

Ex-dividend Mar 28, 2025

¥25.00

Semi-Annual

Record Mar 31, 2025 · Payment Jun 30, 2025

Dividend

Ex-dividend Sep 27, 2024

¥25.00

Semi-Annual

Record Sep 30, 2024 · Payment Dec 6, 2024

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ETFs holding 8387.T

Funds reporting this stock among their holdings, ordered by reported position size.

iShares Core TOPIX ETF logoiShares Core TOPIX ETF1475.T
Market value
266.9M
Weight
0.01%
AUM
2.89T JPY
Expense ratio
0.05%
Price / 1D
¥417.9-0.02%
Vanguard Total International Stock ETF logoVanguard Total International Stock ETFVXUS
Market value
10.34M
Weight
0.00%
AUM
646.2B USD
Expense ratio
0.05%
Price / 1D
$87.71+0.78%
Vanguard FTSE Developed Markets ETF logoVanguard FTSE Developed Markets ETFVEA
Market value
7.42M
Weight
0.00%
AUM
315B USD
Expense ratio
0.03%
Price / 1D
$73.42+0.80%
Avantis International Small Cap Value ETF logoAvantis International Small Cap Value ETFAVDV
Market value
5.81M
Weight
0.03%
AUM
20.24B USD
Expense ratio
0.36%
Price / 1D
$111.95+1.06%
Dimensional - International Small Cap Value ETF logoDimensional - International Small Cap Value ETFDISV
Market value
4.53M
Weight
0.09%
AUM
5.23B USD
Expense ratio
0.42%
Price / 1D
$44.49+0.86%
Vanguard FTSE All-World ex-US Small-Cap ETF logoVanguard FTSE All-World ex-US Small-Cap ETFVSS
Market value
2.93M
Weight
0.02%
AUM
13.6B USD
Expense ratio
0.06%
Price / 1D
$160.06+0.43%
Schwab International Small-Cap Equity ETF logoSchwab International Small-Cap Equity ETFSCHC
Market value
1.75M
Weight
0.03%
AUM
5.73B USD
Expense ratio
0.06%
Price / 1D
$51.25+0.61%
Dimensional - International Small Cap ETF logoDimensional - International Small Cap ETFDFIS
Market value
1.38M
Weight
0.02%
AUM
5.91B USD
Expense ratio
0.39%
Price / 1D
$37.545+0.71%

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