The Miyazaki Bank, Ltd. (8393.T) stock price, financials & research

Regular session · JST · Market data may be delayed.

Company profile

The Miyazaki Bank, Ltd. provides a full spectrum of financial and banking services to both individual consumers and corporate clients across Japan. Its offerings encompass fundamental services such as deposit accounts, various lending options, and both domestic and international foreign exchange transactions. Additionally, the institution delivers a range of related retail financial solutions, including leasing, credit guarantee facilities, and credit card services. The bank also diversifies its operations through investments in government and corporate securities, and by offering management consulting expertise. Operating through a network of 72 branches, the company was founded in 1932 and is headquartered in Miyazaki, Japan.

Industry: Banks - Regional
Sector: Financial Services
Headquarters: JP
CEO: Koji Sugita
Listed since: Jan 1, 2001
Employees: 1,392

Market position

Day range

Current ¥2,420

¥2,388¥2,488

52-week range

Current ¥2,420

¥840¥2,606

Open: ¥2,486
Previous close: ¥2,440
Volume: 65.6K; 0.2× average
Average volume: 327.67K; Average daily volume
Market cap: 203.05B JPY
Beta: 0.34; Market reference 1
50-day average: ¥2,272.88; +6.47% above average
200-day average: ¥1,818.15; +33.10% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value: -28.11B JPY
P/E (TTM): 13.56×
P/B (TTM): 0.87×
P/S (TTM): 2.19×
EV / EBITDA: -1.24×
Earnings yield: 9.41%
Free cash flow yield: 15.37%
Dividend yield: 1.65%

Profitability & efficiency

Gross margin: 77.84%
Operating margin: 22.35%
Net margin: 16.19%
Return on equity: 6.34%
Return on assets: 0.35%
Return on invested capital: 0.35%

Financial health

Debt / equity: 2.33×
Current ratio: 2.43×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin

Income trends

Revenue

88.42B JPY+12.89%

Operating income

19.8B JPY+42.54%

Net income

14.09B JPY+44.05%

Metric (JPY)	FY2025	FY2024	FY2023	FY2022	FY2021
Revenue	88.42B JPY	78.32B JPY	67.09B JPY	62B JPY	58.36B JPY
Cost of goods sold	23.15B JPY	19.56B JPY	12.63B JPY	5.84B JPY	5.28B JPY
Gross profit	65.27B JPY	58.76B JPY	54.46B JPY	56.16B JPY	53.08B JPY
Selling, general, and administrative	—	13.4B JPY	13.49B JPY	13.64B JPY	13.55B JPY
Operating expenses	45.47B JPY	44.87B JPY	44.47B JPY	44.36B JPY	41.61B JPY
Interest income	63.04B JPY	54.62B JPY	43.55B JPY	44.81B JPY	37.81B JPY
Interest expense	19.95B JPY	16.27B JPY	9.71B JPY	3.08B JPY	580M JPY
Depreciation and amortization	2.83B JPY	2.89B JPY	2.96B JPY	2.84B JPY	2.75B JPY
Operating income	19.8B JPY	13.89B JPY	9.99B JPY	11.8B JPY	11.47B JPY
Net income	14.09B JPY	9.78B JPY	7.09B JPY	8.13B JPY	7.47B JPY