Yamaguchi Financial Group, Inc. (8418.T) stock price, financials & research

Regular session · JST · Market data may be delayed.

Company profile

Yamaguchi Financial Group, Inc., together with its subsidiaries, provides various banking products and services in Japan. The company engages in the securities brokerage, credit card, leasing, regional research and consulting, insurance agent, debt management and collection, investment management, fund management, employee benefits agency, and credit guarantee businesses. It is also involved in the agriculture and crowdfunding business, as well as wholesale and retail of agricultural, forestry, and fishery products. Yamaguchi Financial Group, Inc. was incorporated in 2006 and is headquartered in Shimonoseki, Japan.

Industry: Banks - Regional
Sector: Financial Services
Headquarters: JP
CEO: Keisuke Mukunashi
Listed since: Jan 1, 2001
Employees: 3,459

Market position

Day range

Current ¥3,072

¥3,068¥3,126

52-week range

Current ¥3,072

¥1,637.5¥3,279

Open: ¥3,126
Previous close: ¥3,106
Volume: 284.7K; 0.47× average
Average volume: 609.2K; Average daily volume
Market cap: 625.6B JPY
Beta: 0.16; Market reference 1
50-day average: ¥3,000.19; +2.39% above average
200-day average: ¥2,577.04; +19.21% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value: -151.4B JPY
P/E (TTM): 16.98×
P/B (TTM): 0.91×
P/S (TTM): 2.28×
EV / EBITDA: -2.95×
Earnings yield: 6.53%
Free cash flow yield: 7.27%
Dividend yield: 2.08%

Profitability & efficiency

Gross margin: 84.33%
Operating margin: 19.34%
Net margin: 13.66%
Return on equity: 4.94%
Return on assets: 0.25%
Return on invested capital: 0.25%

Financial health

Debt / equity: 1.8×
Current ratio: 5.45×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin

Income trends

Revenue

258.22B JPY+23.71%

Operating income

46.62B JPY-10.69%

Net income

33.01B JPY-6.61%

Metric (JPY)	FY2026	FY2025	FY2024	FY2023	FY2022
Revenue	258.22B JPY	208.72B JPY	180.34B JPY	152.55B JPY	142.13B JPY
Cost of goods sold	47.2B JPY	36.42B JPY	36.95B JPY	23.42B JPY	27.5B JPY
Gross profit	211.02B JPY	172.31B JPY	143.4B JPY	129.13B JPY	114.63B JPY
Selling, general, and administrative	—	30.56B JPY	29.01B JPY	27.87B JPY	28.73B JPY
Operating expenses	164.4B JPY	120.11B JPY	106.19B JPY	102.44B JPY	120.13B JPY
Interest income	174.4B JPY	149.16B JPY	132.7B JPY	104.86B JPY	92.24B JPY
Interest expense	44.37B JPY	35.13B JPY	32.58B JPY	17.19B JPY	5.46B JPY
Depreciation and amortization	4.75B JPY	4.93B JPY	4.42B JPY	5.1B JPY	5.8B JPY
Operating income	46.62B JPY	52.2B JPY	37.21B JPY	26.69B JPY	−5.5B JPY
Net income	33.01B JPY	35.35B JPY	25.22B JPY	17.89B JPY	−13.01B JPY