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The Bank of Nagoya, Ltd. logo

The Bank of Nagoya, Ltd.

8522.T

JPXFinancial ServicesBanks - Regional

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Latest quote

¥6,820

−¥160 · -2.29%

Aug 24, 3:30 PM JST

8522.T company overview

Regular session · JST · Market data may be delayed.

Company profile

Company website

The Bank of Nagoya, Ltd., headquartered in Nagoya, Japan, delivers a diverse range of banking and financial services across the country. Its operations are segmented into Banking, Leasing, and Credit Card divisions. Core banking activities include accepting deposits, providing loans, facilitating domestic and international foreign exchange, managing securities investments, trading proprietary account securities, and overseeing the underwriting and registration of corporate bonds. Beyond these, the institution also engages in finance leasing, credit card services, and clerical outsourcing. As of March 31, 2021, the bank maintained a network of 113 branches. The company was founded in 1949.

Industry
Banks - Regional
Sector
Financial Services
Headquarters
JP
CEO
Ichiro Fujiwara
Listed since
Jan 1, 2001
Employees
1,926

Market position

Day range

Current ¥6,820

52-week range

Current ¥6,820

Open
¥7,000
Previous close
¥6,980
Volume
148K
0.92× average
Average volume
160.97K
Average daily volume
Market cap
335.52B JPY
Beta
0.15
Market reference 1
50-day average
¥6,395.2
+6.64% above average
200-day average
¥5,504.25
+23.90% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

P/E (TTM)
15.41×
P/B (TTM)
1.07×
P/S (TTM)
2.61×
Dividend yield
3.96%

Profitability & efficiency

Gross margin
82.01%
Operating margin
23.93%
Net margin
16.97%

Financial health

Debt / equity
1.2×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends104%70%36%2%Gross margin, FY2021: 95.76%Gross margin, FY2022: 90.53%Gross margin, FY2023: 87.92%Gross margin, FY2024: 89.33%Gross margin, FY2025: 81.87%Operating margin, FY2021: 20.78%Operating margin, FY2022: 14.74%Operating margin, FY2023: 14.62%Operating margin, FY2024: 20.54%Operating margin, FY2025: 23.14%Net margin, FY2021: 15.06%Net margin, FY2022: 10.75%Net margin, FY2023: 10.11%Net margin, FY2024: 14.61%Net margin, FY2025: 16.54%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 95.76%. Gross margin FY2022 90.53%. Gross margin FY2023 87.92%. Gross margin FY2024 89.33%. Gross margin FY2025 81.87%. Operating margin FY2021 20.78%. Operating margin FY2022 14.74%. Operating margin FY2023 14.62%. Operating margin FY2024 20.54%. Operating margin FY2025 23.14%. Net margin FY2021 15.06%. Net margin FY2022 10.75%. Net margin FY2023 10.11%. Net margin FY2024 14.61%. Net margin FY2025 16.54%.

Income trends

Revenue

122.52B JPY+21.54%

Operating income

28.35B JPY+36.96%

Net income

20.27B JPY+37.60%
Income trends across reported periods133.93B JPY88.28B JPY42.62B JPY−3.04B JPYRevenue, FY2021: 77.3B JPYRevenue, FY2022: 77.9B JPYRevenue, FY2023: 99.3B JPYRevenue, FY2024: 100.81B JPYRevenue, FY2025: 122.52B JPYOperating income, FY2021: 16.06B JPYOperating income, FY2022: 11.48B JPYOperating income, FY2023: 14.51B JPYOperating income, FY2024: 20.7B JPYOperating income, FY2025: 28.35B JPYNet income, FY2021: 11.64B JPYNet income, FY2022: 8.38B JPYNet income, FY2023: 10.04B JPYNet income, FY2024: 14.73B JPYNet income, FY2025: 20.27B JPYFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 77.3B JPY. Revenue FY2022 77.9B JPY. Revenue FY2023 99.3B JPY. Revenue FY2024 100.81B JPY. Revenue FY2025 122.52B JPY. Operating income FY2021 16.06B JPY. Operating income FY2022 11.48B JPY. Operating income FY2023 14.51B JPY. Operating income FY2024 20.7B JPY. Operating income FY2025 28.35B JPY. Net income FY2021 11.64B JPY. Net income FY2022 8.38B JPY. Net income FY2023 10.04B JPY. Net income FY2024 14.73B JPY. Net income FY2025 20.27B JPY.
Metric (JPY)FY2025FY2024FY2023FY2022FY2021
Revenue122.52B JPY100.81B JPY99.3B JPY77.9B JPY77.3B JPY
Cost of goods sold22.21B JPY10.76B JPY11.99B JPY7.38B JPY3.28B JPY
Gross profit100.31B JPY90.05B JPY87.3B JPY70.52B JPY74.02B JPY
Selling, general, and administrative—14.09B JPY15.18B JPY15.41B JPY15.83B JPY
Operating expenses71.96B JPY69.34B JPY72.79B JPY59.04B JPY57.96B JPY
Interest income70.99B JPY50.78B JPY41.13B JPY36.47B JPY33.11B JPY
Interest expense20.6B JPY10.12B JPY8.52B JPY5.99B JPY1.02B JPY
Depreciation and amortization2.58B JPY2.7B JPY2.56B JPY2.52B JPY2.56B JPY
Operating income28.35B JPY20.7B JPY14.51B JPY11.48B JPY16.06B JPY
Net income20.27B JPY14.73B JPY10.04B JPY8.38B JPY11.64B JPY

Company facts updated Aug 24, 2026.

Corporate actions

Corporate action history

Stock split

Effective Sep 29, 2025

3:1

Stock split

Effective Sep 28, 2016

1:10

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ETFs holding 8522.T

Funds reporting this stock among their holdings, ordered by reported position size.

iShares Core TOPIX ETF logoiShares Core TOPIX ETF1475.T
Market value
656.82M
Weight
0.02%
AUM
2.89T JPY
Expense ratio
0.05%
Price / 1D
¥417.7-0.07%
Vanguard Total International Stock ETF logoVanguard Total International Stock ETFVXUS
Market value
24.05M
Weight
0.00%
AUM
646.2B USD
Expense ratio
0.05%
Price / 1D
$87.71+0.78%
Avantis International Small Cap Value ETF logoAvantis International Small Cap Value ETFAVDV
Market value
19.14M
Weight
0.10%
AUM
20.24B USD
Expense ratio
0.36%
Price / 1D
$111.95+1.06%
Vanguard FTSE Developed Markets ETF logoVanguard FTSE Developed Markets ETFVEA
Market value
16.31M
Weight
0.01%
AUM
315B USD
Expense ratio
0.03%
Price / 1D
$73.42+0.80%
iShares Core MSCI EAFE ETF logoiShares Core MSCI EAFE ETFIEFA
Market value
6.94M
Weight
0.00%
AUM
195.14B USD
Expense ratio
0.07%
Price / 1D
$100.85+0.86%
Vanguard FTSE All-World ex-US Small-Cap ETF logoVanguard FTSE All-World ex-US Small-Cap ETFVSS
Market value
6.39M
Weight
0.04%
AUM
13.6B USD
Expense ratio
0.06%
Price / 1D
$160.06+0.43%
Dimensional - International Small Cap Value ETF logoDimensional - International Small Cap Value ETFDISV
Market value
5.66M
Weight
0.11%
AUM
5.23B USD
Expense ratio
0.42%
Price / 1D
$44.49+0.86%
iShares MSCI EAFE Small-Cap ETF logoiShares MSCI EAFE Small-Cap ETFSCZ
Market value
5.05M
Weight
0.04%
AUM
13.28B USD
Expense ratio
0.40%
Price / 1D
$86.60+0.70%

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