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The Taiko Bank,Ltd. logo

The Taiko Bank,Ltd.

8537.T

JPXFinancial ServicesBanks - Regional

Open in GoAI

Latest quote

¥2,947

−¥31.00 · -1.04%

Aug 24, 11:28 AM JST

8537.T company overview

Regular session · JST · Market data may be delayed.

Company profile

Company website

Operating within Japan, The Taiko Bank, Ltd. offers a comprehensive range of financial and banking services. Its offerings encompass various lending options, credit card facilities, guarantees, general leasing arrangements, foreign currency exchange, and convenient online banking platforms. The institution serves its clientele through an extensive network of 71 branch locations. Established in 1942, the bank's central offices are situated in Nagaoka, Japan.

Industry
Banks - Regional
Sector
Financial Services
Headquarters
JP
CEO
Shoichi Kawai
Listed since
Feb 25, 2008
Employees
883

Market position

Day range

Current ¥2,947

52-week range

Current ¥2,947

Open
¥3,010
Previous close
¥2,978
Volume
14.4K
0.38× average
Average volume
37.9K
Average daily volume
Market cap
28.08B JPY
Beta
0.31
Market reference 1
50-day average
¥2,788.16
+5.70% above average
200-day average
¥2,482.48
+18.71% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
-20B JPY
EV / EBITDA
-4.18×
Earnings yield
12.77%
Free cash flow yield
31.58%

Profitability & efficiency

Return on equity
3.47%
Return on assets
0.16%
Return on invested capital
0.17%

Financial health

Current ratio
5.73×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends108%71%34%-3%Gross margin, FY2021: 98.70%Gross margin, FY2022: 98.88%Gross margin, FY2023: 98.78%Gross margin, FY2024: 94.25%Gross margin, FY2025: 86.55%Operating margin, FY2021: 14.83%Operating margin, FY2022: 9.53%Operating margin, FY2023: 13.32%Operating margin, FY2024: 19.05%Operating margin, FY2025: 15.57%Net margin, FY2021: 10.72%Net margin, FY2022: 6.52%Net margin, FY2023: 8.66%Net margin, FY2024: 12.51%Net margin, FY2025: 11.10%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 98.70%. Gross margin FY2022 98.88%. Gross margin FY2023 98.78%. Gross margin FY2024 94.25%. Gross margin FY2025 86.55%. Operating margin FY2021 14.83%. Operating margin FY2022 9.53%. Operating margin FY2023 13.32%. Operating margin FY2024 19.05%. Operating margin FY2025 15.57%. Net margin FY2021 10.72%. Net margin FY2022 6.52%. Net margin FY2023 8.66%. Net margin FY2024 12.51%. Net margin FY2025 11.10%.

Income trends

Revenue

25.23B JPY+26.47%

Operating income

3.93B JPY+3.37%

Net income

2.8B JPY+12.22%
Income trends across reported periods27.62B JPY18.04B JPY8.46B JPY−1.11B JPYRevenue, FY2021: 19.06B JPYRevenue, FY2022: 19.65B JPYRevenue, FY2023: 19.82B JPYRevenue, FY2024: 19.95B JPYRevenue, FY2025: 25.23B JPYOperating income, FY2021: 2.83B JPYOperating income, FY2022: 1.87B JPYOperating income, FY2023: 2.64B JPYOperating income, FY2024: 3.8B JPYOperating income, FY2025: 3.93B JPYNet income, FY2021: 2.04B JPYNet income, FY2022: 1.28B JPYNet income, FY2023: 1.72B JPYNet income, FY2024: 2.5B JPYNet income, FY2025: 2.8B JPYFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 19.06B JPY. Revenue FY2022 19.65B JPY. Revenue FY2023 19.82B JPY. Revenue FY2024 19.95B JPY. Revenue FY2025 25.23B JPY. Operating income FY2021 2.83B JPY. Operating income FY2022 1.87B JPY. Operating income FY2023 2.64B JPY. Operating income FY2024 3.8B JPY. Operating income FY2025 3.93B JPY. Net income FY2021 2.04B JPY. Net income FY2022 1.28B JPY. Net income FY2023 1.72B JPY. Net income FY2024 2.5B JPY. Net income FY2025 2.8B JPY.
Metric (JPY)FY2025FY2024FY2023FY2022FY2021
Revenue25.23B JPY19.95B JPY19.82B JPY19.65B JPY19.06B JPY
Cost of goods sold3.39B JPY1.15B JPY241M JPY221M JPY247M JPY
Gross profit21.83B JPY18.8B JPY19.58B JPY19.42B JPY18.81B JPY
Selling, general, and administrative7.05B JPY12.08B JPY11.63B JPY11.71B JPY12.17B JPY
Operating expenses17.9B JPY15B JPY16.94B JPY17.55B JPY15.98B JPY
Interest income20.74B JPY17.09B JPY15.12B JPY16.64B JPY15.23B JPY
Interest expense3.48B JPY1.15B JPY241M JPY221M JPY247M JPY
Depreciation and amortization851M JPY817M JPY620M JPY653M JPY740M JPY
Operating income3.93B JPY3.8B JPY2.64B JPY1.87B JPY2.83B JPY
Net income2.8B JPY2.5B JPY1.72B JPY1.28B JPY2.04B JPY

Company facts updated Aug 24, 2026.

Earnings

Latest EPS result
36.13

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Estimates unavailable
Quarterly EPS actual values compared with estimates101.7478.0954.4530.8Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Q4 2024, reported Nov 8, 2024: actual 96.85, estimate —, surprise —, Comparison unavailable. Q1 2025, reported Jan 31, 2025: actual 36.56, estimate —, surprise —, Comparison unavailable. Q2 2025, reported May 9, 2025: actual 35.69, estimate —, surprise —, Comparison unavailable. Q3 2025, reported Jul 29, 2025: actual 90.46, estimate —, surprise —, Comparison unavailable. Q4 2025, reported Nov 7, 2025: actual 67.89, estimate —, surprise —, Comparison unavailable. Q1 2026, reported Jan 30, 2026: actual 72.98, estimate —, surprise —, Comparison unavailable. Q2 2026, reported May 15, 2026: actual 62.46, estimate —, surprise —, Comparison unavailable. Q3 2026, reported Jul 28, 2026: actual 36.13, estimate —, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Estimates unavailable
Quarterly Revenue actual values compared with estimates9.43B7.98B6.52B5.07BQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Q4 2024, reported Nov 8, 2024: actual 5.59B JPY, estimate —, surprise —, Comparison unavailable. Q1 2025, reported Jan 31, 2025: actual 5.43B JPY, estimate —, surprise —, Comparison unavailable. Q2 2025, reported May 9, 2025: actual 5.95B JPY, estimate —, surprise —, Comparison unavailable. Q3 2025, reported Jul 29, 2025: actual 6.22B JPY, estimate —, surprise —, Comparison unavailable. Q4 2025, reported Nov 7, 2025: actual 6.7B JPY, estimate —, surprise —, Comparison unavailable. Q1 2026, reported Jan 30, 2026: actual 7.36B JPY, estimate —, surprise —, Comparison unavailable. Q2 2026, reported May 15, 2026: actual 9.07B JPY, estimate —, surprise —, Comparison unavailable. Q3 2026, reported Jul 28, 2026: actual 7.57B JPY, estimate —, surprise —, Comparison unavailable.

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ETFs holding 8537.T

Funds reporting this stock among their holdings, ordered by reported position size.

Dimensional - International Small Cap ETF logoDimensional - International Small Cap ETFDFIS
Market value
139.68K
Weight
0.00%
AUM
5.91B USD
Expense ratio
0.39%
Price / 1D
$37.545+0.71%
Dimensional - International Core Equity 2 ETF logoDimensional - International Core Equity 2 ETFDFIC
Market value
124.58K
Weight
0.00%
AUM
15.43B USD
Expense ratio
0.22%
Price / 1D
$39.405+0.83%
Dimensional - International Core Equity Market ETF logoDimensional - International Core Equity Market ETFDFAI
Market value
62.29K
Weight
0.00%
AUM
18.23B USD
Expense ratio
0.18%
Price / 1D
$43.35+0.81%
Dimensional World ex U.S. Core Equity 2 ETF logoDimensional World ex U.S. Core Equity 2 ETFDFAX
Market value
22.65K
Weight
0.00%
AUM
12.57B USD
Expense ratio
0.28%
Price / 1D
$38.16+0.82%

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