The Keiyo Bank, Ltd. (8544.T) stock price, financials & research

Regular session · JST · Market data may be delayed.

Company profile

Keiyo Bank, Ltd. is a Japanese financial institution that delivers a broad spectrum of banking solutions and services. The bank manages customer deposits and provides various credit facilities, including residential mortgages, general consumer financing, and loans tailored for small and medium-sized businesses. As of March 31, 2021, its operations spanned 122 different locations. The company was founded in 1943 and maintains its corporate headquarters in Chiba, Japan.

Industry: Banks - Regional
Sector: Financial Services
Headquarters: JP
CEO: Go Fujita
Listed since: Jan 1, 2001
Employees: 1,837

Market position

Day range

Current ¥2,696

¥2,654¥2,710

52-week range

Current ¥2,696

¥1,188¥2,972

Open: ¥2,654
Previous close: ¥2,650
Volume: 60.9K; 0.14× average
Average volume: 436.79K; Average daily volume
Market cap: 318.69B JPY
Beta: 0.47; Market reference 1
50-day average: ¥2,622.64; +2.80% above average
200-day average: ¥2,131.8; +26.47% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value: 31.61B JPY
P/E (TTM): 17.91×
P/B (TTM): 0.99×
P/S (TTM): 2.61×
EV / EBITDA: 1.1×
Earnings yield: 6.55%
Free cash flow yield: 1.07%
Dividend yield: 1.56%

Profitability & efficiency

Gross margin: 86.63%
Operating margin: 20.99%
Net margin: 14.82%
Return on equity: 4.91%
Return on assets: 0.24%
Return on invested capital: 0.24%

Financial health

Debt / equity: 1.82×
Current ratio: 3.27×
Altman Z-score: 0.23
Piotroski F-score: 5 of 9

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin

Income trends

Revenue

105.6B JPY+38.68%

Operating income

22.32B JPY+24.52%

Net income

15.91B JPY+24.74%

Metric (JPY)	FY2025	FY2024	FY2023	FY2022	FY2021
Revenue	105.6B JPY	76.15B JPY	66.88B JPY	61.49B JPY	63.65B JPY
Cost of goods sold	14.64B JPY	5.18B JPY	1.21B JPY	−1.5B JPY	3.63B JPY
Gross profit	90.95B JPY	70.97B JPY	65.67B JPY	62.99B JPY	60.02B JPY
Selling, general, and administrative	—	13.4B JPY	14.11B JPY	14.23B JPY	14.09B JPY
Operating expenses	68.64B JPY	53.04B JPY	49.99B JPY	47.92B JPY	43.88B JPY
Interest income	69.04B JPY	54.11B JPY	47.6B JPY	46.62B JPY	48.97B JPY
Interest expense	14.02B JPY	4.76B JPY	620M JPY	637M JPY	629M JPY
Depreciation and amortization	6.48B JPY	4.32B JPY	3.23B JPY	3.56B JPY	3.65B JPY
Operating income	22.32B JPY	17.92B JPY	15.68B JPY	15.07B JPY	16.15B JPY
Net income	15.91B JPY	12.76B JPY	10.88B JPY	10.39B JPY	11.19B JPY