The Fukushima Bank, Ltd. logo

The Fukushima Bank, Ltd.

8562.T

JPXFinancial ServicesBanks - Regional

Latest quote

¥363

−¥1.00 · -0.27%

Aug 24, 3:30 PM JST

8562.T company overview

Regular session · JST · Market data may be delayed.

Company profile

Company website

The Fukushima Bank, Ltd. delivers a comprehensive array of financial products and services to both private individuals and corporate entities throughout Japan. Its core banking activities include accepting fixed-term deposits. The institution's diverse lending portfolio offers solutions such as mortgages, automotive financing, home renovation loans, various personal credit lines, educational funding, and commercial credit, in addition to specialized programs for women and retirees. Beyond credit, it provides investment fund products, insurance policies, foreign exchange capabilities, automated teller machine access, secure safe deposit boxes, and extensive online banking platforms. The company further diversifies its operations through the leasing and sale of a wide range of equipment, including construction, industrial, transportation, communication, office, household electrical, medical, and precision machinery. Its business interests also extend to credit card services and credit guarantee activities. Furthermore, Fukushima Bank maintains a significant presence in the information technology sector, undertaking the development, maintenance, and contractual management of computer software, alongside the retail and rental of software packages, computer hardware, and associated supplies. It also handles the operation and outsourcing of complex computer systems. Established in 1922, the bank's main office is located in Fukushima, Japan.

Industry
Banks - Regional
Sector
Financial Services
Headquarters
JP
CEO
Takahiro Kato
Listed since
Jan 1, 2001
Employees
460

Market position

Day range

Current ¥363

52-week range

Current ¥363

Open
¥370
Previous close
¥364
Volume
345.1K
1.29× average
Average volume
268.41K
Average daily volume
Market cap
12.66B JPY
Beta
0.44
Market reference 1
50-day average
¥348.72
+4.09% above average
200-day average
¥334.26
+8.60% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

P/E (TTM)
13.55×
P/B (TTM)
0.53×
P/S (TTM)
0.86×
Dividend yield
1.38%

Profitability & efficiency

Gross margin
80.70%
Operating margin
7.04%
Net margin
6.32%

Financial health

Debt / equity
0.07×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends110%66%21%-24%Gross margin, FY2021: 99.15%Gross margin, FY2022: 99.19%Gross margin, FY2023: 99.17%Gross margin, FY2024: 95.49%Gross margin, FY2025: 80.15%Operating margin, FY2021: 6.44%Operating margin, FY2022: 9.51%Operating margin, FY2023: 9.82%Operating margin, FY2024: -12.45%Operating margin, FY2025: 5.61%Net margin, FY2021: 6.90%Net margin, FY2022: 7.22%Net margin, FY2023: 7.18%Net margin, FY2024: -10.29%Net margin, FY2025: 5.79%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 99.15%. Gross margin FY2022 99.19%. Gross margin FY2023 99.17%. Gross margin FY2024 95.49%. Gross margin FY2025 80.15%. Operating margin FY2021 6.44%. Operating margin FY2022 9.51%. Operating margin FY2023 9.82%. Operating margin FY2024 -12.45%. Operating margin FY2025 5.61%. Net margin FY2021 6.90%. Net margin FY2022 7.22%. Net margin FY2023 7.18%. Net margin FY2024 -10.29%. Net margin FY2025 5.79%.

Income trends

Revenue

12.72B JPY+4.55%

Operating income

713M JPY+2.23B JPY

Net income

736M JPY+1.99B JPY
Income trends across reported periods14.14B JPY8.45B JPY2.76B JPY−2.94B JPYRevenue, FY2021: 11.97B JPYRevenue, FY2022: 12.03B JPYRevenue, FY2023: 12.06B JPYRevenue, FY2024: 12.16B JPYRevenue, FY2025: 12.72B JPYOperating income, FY2021: 771M JPYOperating income, FY2022: 1.14B JPYOperating income, FY2023: 1.18B JPYOperating income, FY2024: −1.51B JPYOperating income, FY2025: 713M JPYNet income, FY2021: 826M JPYNet income, FY2022: 868M JPYNet income, FY2023: 866M JPYNet income, FY2024: −1.25B JPYNet income, FY2025: 736M JPYFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 11.97B JPY. Revenue FY2022 12.03B JPY. Revenue FY2023 12.06B JPY. Revenue FY2024 12.16B JPY. Revenue FY2025 12.72B JPY. Operating income FY2021 771M JPY. Operating income FY2022 1.14B JPY. Operating income FY2023 1.18B JPY. Operating income FY2024 −1.51B JPY. Operating income FY2025 713M JPY. Net income FY2021 826M JPY. Net income FY2022 868M JPY. Net income FY2023 866M JPY. Net income FY2024 −1.25B JPY. Net income FY2025 736M JPY.
Metric (JPY)FY2025FY2024FY2023FY2022FY2021
Revenue12.72B JPY12.16B JPY12.06B JPY12.03B JPY11.97B JPY
Cost of goods sold2.53B JPY548M JPY100M JPY98M JPY102M JPY
Gross profit10.19B JPY11.62B JPY11.96B JPY11.93B JPY11.86B JPY
Selling, general, and administrative2.92B JPY8.98B JPY7.84B JPY7.79B JPY7.69B JPY
Operating expenses9.48B JPY13.13B JPY10.78B JPY10.79B JPY11.09B JPY
Interest income9.62B JPY8.02B JPY7.54B JPY7.73B JPY7.66B JPY
Interest expense1.89B JPY548M JPY100M JPY98M JPY102M JPY
Depreciation and amortization579M JPY593M JPY538M JPY614M JPY660M JPY
Operating income713M JPY−1.51B JPY1.18B JPY1.14B JPY771M JPY
Net income736M JPY−1.25B JPY866M JPY868M JPY826M JPY

Company facts updated Aug 24, 2026.

Corporate actions

Annual dividends per share

Cash distributions grouped by calendar year; partial years are marked.

¥5.00

2025 complete year+150.0% since 2020

2026 partial: ¥5.00

* Partial calendar year in the available dividend history.

Corporate action history

DividendUpcoming

Ex-dividend Mar 30, 2027

¥5.00

Annual

Record Mar 31, 2027 · Payment Mar 30, 2027

Dividend

Ex-dividend Mar 30, 2026

¥5.00

Annual

Record Mar 31, 2026 · Payment Jun 24, 2026

Dividend

Ex-dividend Mar 28, 2025

¥5.00

Annual

Record Mar 31, 2025 · Payment Jun 25, 2025

Dividend

Ex-dividend Mar 28, 2024

¥5.00

Annual

Record Mar 31, 2024 · Payment Jun 26, 2024

Dividend

Ex-dividend Mar 30, 2023

¥5.00

Annual

Record Mar 31, 2023 · Payment Jun 21, 2023

Dividend

Ex-dividend Mar 30, 2022

¥5.00

Annual

Record Mar 31, 2022 · Payment Jun 22, 2022

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