The Daito Bank, Ltd. logo

The Daito Bank, Ltd.

8563.T

JPXFinancial ServicesBanks - Regional

Latest quote

¥1,111

+¥4.00 · +0.36%

Aug 24, 2:14 PM JST

8563.T company overview

Regular session · JST · Market data may be delayed.

Company profile

Company website

The Daito Bank, Ltd. delivers a comprehensive suite of banking products and services to individual consumers and corporate entities throughout Japan. Its offerings include accepting fixed-term, savings, and foreign currency deposits, alongside providing investment options such as mutual funds and government bonds. The bank's lending portfolio encompasses provisions for housing, automobiles, education, card-based credit, flexible personal loans, expansion and renovation projects, and financing for businesses and institutions. Additional services encompass pension and insurance plans, financial product brokerage, investment trusts, web account transfer processing, online payment and electronic money top-ups, and Pay-easy fund transfer reception. Customers can also benefit from credit and debit cards, mail order services, safe-deposit boxes, credit guarantees, foreign currency exchange, automatic remittances, ATM access, and Internet banking. The institution operates across 58 branches. Founded in 1942 and originally known as Daito Mutual Bank, it officially became The Daito Bank, Ltd. in 1989, with its headquarters located in Koriyama, Japan.

Industry
Banks - Regional
Sector
Financial Services
Headquarters
JP
CEO
Takao Suzuki
Listed since
Jan 1, 2001
Employees
413

Market position

Day range

Current ¥1,111

52-week range

Current ¥1,111

Open
¥1,116
Previous close
¥1,107
Volume
17.7K
0.37× average
Average volume
47.26K
Average daily volume
Market cap
14.05B JPY
Beta
0.56
Market reference 1
50-day average
¥1,011.5
+9.84% above average
200-day average
¥972.18
+14.28% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

P/E (TTM)
8.29×
P/B (TTM)
0.5×
P/S (TTM)
0.88×
Dividend yield
3.61%

Profitability & efficiency

Gross margin
87.93%
Operating margin
15.12%
Net margin
10.59%

Financial health

Debt / equity

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends109%73%37%1%Gross margin, FY2021: 99.44%Gross margin, FY2022: 99.66%Gross margin, FY2023: 99.70%Gross margin, FY2024: 95.02%Gross margin, FY2025: 88.84%Operating margin, FY2021: 15.98%Operating margin, FY2022: 17.31%Operating margin, FY2023: 15.71%Operating margin, FY2024: 17.15%Operating margin, FY2025: 16.38%Net margin, FY2021: 10.35%Net margin, FY2022: 11.10%Net margin, FY2023: 10.59%Net margin, FY2024: 11.35%Net margin, FY2025: 11.04%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 99.44%. Gross margin FY2022 99.66%. Gross margin FY2023 99.70%. Gross margin FY2024 95.02%. Gross margin FY2025 88.84%. Operating margin FY2021 15.98%. Operating margin FY2022 17.31%. Operating margin FY2023 15.71%. Operating margin FY2024 17.15%. Operating margin FY2025 16.38%. Net margin FY2021 10.35%. Net margin FY2022 11.10%. Net margin FY2023 10.59%. Net margin FY2024 11.35%. Net margin FY2025 11.04%.

Income trends

Revenue

15.22B JPY+29.88%

Operating income

2.49B JPY+24.03%

Net income

1.68B JPY+26.39%
Income trends across reported periods16.63B JPY11.02B JPY5.41B JPY−201.3M JPYRevenue, FY2021: 11.61B JPYRevenue, FY2022: 11.56B JPYRevenue, FY2023: 11.85B JPYRevenue, FY2024: 11.72B JPYRevenue, FY2025: 15.22B JPYOperating income, FY2021: 1.86B JPYOperating income, FY2022: 2B JPYOperating income, FY2023: 1.86B JPYOperating income, FY2024: 2.01B JPYOperating income, FY2025: 2.49B JPYNet income, FY2021: 1.2B JPYNet income, FY2022: 1.28B JPYNet income, FY2023: 1.26B JPYNet income, FY2024: 1.33B JPYNet income, FY2025: 1.68B JPYFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 11.61B JPY. Revenue FY2022 11.56B JPY. Revenue FY2023 11.85B JPY. Revenue FY2024 11.72B JPY. Revenue FY2025 15.22B JPY. Operating income FY2021 1.86B JPY. Operating income FY2022 2B JPY. Operating income FY2023 1.86B JPY. Operating income FY2024 2.01B JPY. Operating income FY2025 2.49B JPY. Net income FY2021 1.2B JPY. Net income FY2022 1.28B JPY. Net income FY2023 1.26B JPY. Net income FY2024 1.33B JPY. Net income FY2025 1.68B JPY.
Metric (JPY)FY2025FY2024FY2023FY2022FY2021
Revenue15.22B JPY11.72B JPY11.85B JPY11.56B JPY11.61B JPY
Cost of goods sold1.7B JPY584M JPY35M JPY39M JPY65M JPY
Gross profit13.53B JPY11.14B JPY11.82B JPY11.52B JPY11.54B JPY
Selling, general, and administrative3.28B JPY7.32B JPY7.18B JPY7.26B JPY7.41B JPY
Operating expenses11.03B JPY9.13B JPY9.96B JPY9.52B JPY9.69B JPY
Interest income11.14B JPY9.29B JPY8.84B JPY8.47B JPY8.23B JPY
Interest expense1.78B JPY584M JPY35M JPY39M JPY65M JPY
Depreciation and amortization501M JPY585M JPY448M JPY402M JPY442M JPY
Operating income2.49B JPY2.01B JPY1.86B JPY2B JPY1.86B JPY
Net income1.68B JPY1.33B JPY1.26B JPY1.28B JPY1.2B JPY

Company facts updated Aug 24, 2026.

Earnings

Latest EPS result
51.53

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Estimates unavailable
Quarterly EPS actual values compared with estimates55.0938.7122.335.95Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Q4 2024, reported Nov 8, 2024: actual 28.82, estimate —, surprise —, Comparison unavailable. Q1 2025, reported Feb 7, 2025: actual 25.63, estimate —, surprise —, Comparison unavailable. Q2 2025, reported May 13, 2025: actual 7, estimate —, surprise —, Comparison unavailable. Q3 2025, reported Aug 8, 2025: actual 50.46, estimate —, surprise —, Comparison unavailable. Q4 2025, reported Nov 14, 2025: actual 26.02, estimate —, surprise —, Comparison unavailable. Q1 2026, reported Feb 6, 2026: actual 32.21, estimate —, surprise —, Comparison unavailable. Q2 2026, reported May 15, 2026: actual 23.97, estimate —, surprise —, Comparison unavailable. Q3 2026, reported Aug 10, 2026: actual 51.53, estimate —, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Estimates unavailable
Quarterly Revenue actual values compared with estimates4.82B4.23B3.64B3.05BQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Q4 2024, reported Nov 8, 2024: actual 3.23B JPY, estimate —, surprise —, Comparison unavailable. Q1 2025, reported Feb 7, 2025: actual 3.39B JPY, estimate —, surprise —, Comparison unavailable. Q2 2025, reported May 13, 2025: actual 3.32B JPY, estimate —, surprise —, Comparison unavailable. Q3 2025, reported Aug 8, 2025: actual 3.74B JPY, estimate —, surprise —, Comparison unavailable. Q4 2025, reported Nov 14, 2025: actual 3.81B JPY, estimate —, surprise —, Comparison unavailable. Q1 2026, reported Feb 6, 2026: actual 4.17B JPY, estimate —, surprise —, Comparison unavailable. Q2 2026, reported May 15, 2026: actual 3.78B JPY, estimate —, surprise —, Comparison unavailable. Q3 2026, reported Aug 10, 2026: actual 4.64B JPY, estimate —, surprise —, Comparison unavailable.

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