Acom Co., Ltd. (8572.T) stock price, financials & research

Regular session · JST · Market data may be delayed.

Company profile

Acom Co., Ltd. is a prominent financial institution delivering loan, credit card, and loan guarantee services across Japan and on an international scale. Its operations are structured across several divisions: Loan and Credit Card Business, Guarantee Business, Overseas Financial Business, and Loan Servicing Business. Furthermore, it extends various financial solutions such as installment and unsecured loans, general money lending, and embedded finance services. Established in 1936, Acom Co., Ltd. maintains its headquarters in Tokyo, Japan.

Industry: Financial - Credit Services
Sector: Financial Services
Headquarters: JP
CEO: Masataka Kinoshita
Listed since: Jan 1, 2001
Employees: 5,626

Market position

52-week range

Current ¥490.8

¥430.1¥539.9

Open: ¥490.8
Previous close: ¥489.6
Volume: 0; 0× average
Average volume: 1.55M; Average daily volume
Market cap: 768.89B JPY
Beta: 0.4; Market reference 1
50-day average: ¥473.73; +3.60% above average
200-day average: ¥482.24; +1.78% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value: 1.37T JPY
P/E (TTM): 11.89×
P/B (TTM): 1.07×
P/S (TTM): 2.23×
EV / EBITDA: 12.35×
Earnings yield: 11.05%
Free cash flow yield: 1.58%
Dividend yield: 4.48%

Profitability & efficiency

Gross margin: 86.42%
Operating margin: 40.13%
Net margin: 18.79%
Return on equity: 11.08%
Return on assets: 4.93%
Return on invested capital: 5.58%

Financial health

Debt / equity: 1.04×
Current ratio: 3.98×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin

Income trends

Revenue

337.71B JPY+6.28%

Operating income

107B JPY+68.21%

Net income

79.64B JPY+147.89%

Metric (JPY)	FY2025	FY2024	FY2023	FY2022	FY2021
Revenue	337.71B JPY	317.74B JPY	294.73B JPY	273.79B JPY	262.15B JPY
Cost of goods sold	39.19B JPY	37.75B JPY	34.6B JPY	32.79B JPY	31.9B JPY
Gross profit	298.52B JPY	279.99B JPY	260.12B JPY	241B JPY	230.25B JPY
Operating expenses	191.52B JPY	216.38B JPY	169.55B JPY	150.25B JPY	191.22B JPY
Interest income	207.44B JPY	196.21B JPY	182.13B JPY	169B JPY	163.38B JPY
Interest expense	6.6B JPY	5.05B JPY	4.23B JPY	3.47B JPY	4.26B JPY
Depreciation and amortization	3.89B JPY	4.07B JPY	3.98B JPY	4.17B JPY	3.8B JPY
Operating income	107B JPY	63.61B JPY	90.57B JPY	90.76B JPY	39.03B JPY
Net income	79.64B JPY	32.13B JPY	53.09B JPY	54.93B JPY	55.68B JPY