
JACCS Co., Ltd.
8584.TJPXFinancial ServicesFinancial - Credit Services
Latest quote
¥3,835
+¥50.00 · +1.32%
8584.T company overview
Regular session · JST · Market data may be delayed.
Company profile
Company websiteJACCS Co., Ltd. operates as a leading consumer finance corporation with a presence across Japan and international markets. The company provides a diverse range of financial services, including flexible payment and installment options for significant purchases such as home improvements, luxury watches and jewelry, motorcycles, consumer electronics, and traditional Japanese apparel. Furthermore, JACCS extends credit facilities for crucial life events and necessities, encompassing education, weddings, and healthcare treatments, in addition to offering vehicle acquisition loans and automotive leasing. Its comprehensive portfolio also includes the issuance of credit cards, rental guarantee services, and various supporting financial operations. These auxiliary services cover debt recovery, reimbursement processing, loan underwriting, and acting as an agent for both life and property insurance. JACCS also handles shared services management, real estate leasing, general equipment leasing, automated auction sales, and a full spectrum of claims-related activities, from management and collection to acquisition and administrative oversight, alongside deferred payment solutions. Established in Tokyo in 1954 as Depart Sinyohanbai Co., Ltd., the company adopted its current name, JACCS Co., Ltd., in April 1976.
- Industry
- Financial - Credit Services
- Sector
- Financial Services
- Headquarters
- JP
- CEO
- Ryo Murakami
- Listed since
- Jan 1, 2001
- Employees
- 5,532
Market position
52-week range
Current ¥3,835
- Open
- ¥3,835
- Previous close
- ¥3,785
- Volume
- 0
- 0× average
- Average volume
- 125.62K
- Average daily volume
- Market cap
- 171.72B JPY
- Beta
- 0.24
- Market reference 1
- 50-day average
- ¥3,656.8
- +4.87% above average
- 200-day average
- ¥3,986.43
- -3.80% below average
Financials
Financial snapshot
Latest / TTMValuation & yield
- Enterprise value
- 2.89T JPY
- P/E (TTM)
- 10.58×
- P/B (TTM)
- 0.57×
- P/S (TTM)
- 0.94×
- EV / EBITDA
- 90.4×
- Earnings yield
- 9.49%
- Free cash flow yield
- 7.50%
- Dividend yield
- 5.22%
Profitability & efficiency
- Gross margin
- 85.51%
- Operating margin
- 15.83%
- Net margin
- 8.26%
- Return on equity
- 5.16%
- Return on assets
- 0.41%
- Return on invested capital
- 0.34%
Financial health
- Debt / equity
- 9.71×
- Current ratio
- 2.7×
Financial statements
Margin trends
Profitability as a percentage of reported revenue.
Income trends
Revenue
Operating income
Net income
| Metric (JPY) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 186.7B JPY | 190.76B JPY | 184.78B JPY | 173.51B JPY | 164.07B JPY |
| Cost of goods sold | 25.94B JPY | 24.82B JPY | 20.6B JPY | 15.66B JPY | 14.38B JPY |
| Gross profit | 160.76B JPY | 165.93B JPY | 164.19B JPY | 157.84B JPY | 149.69B JPY |
| Selling, general, and administrative | 140.35B JPY | 132.42B JPY | 123.02B JPY | 118.4B JPY | 116.37B JPY |
| Operating expenses | 140.35B JPY | 140.2B JPY | 131.06B JPY | 126.17B JPY | 122.95B JPY |
| Interest income | 1.22B JPY | 39.05B JPY | 36.19B JPY | 33.03B JPY | 29.8B JPY |
| Interest expense | 28.69B JPY | 22.66B JPY | 18.23B JPY | 13.16B JPY | 11.25B JPY |
| Depreciation and amortization | 11.54B JPY | 11.22B JPY | 11.46B JPY | 10.42B JPY | 10.64B JPY |
| Operating income | 20.41B JPY | 25.73B JPY | 33.13B JPY | 31.68B JPY | 26.74B JPY |
| Net income | 15.31B JPY | 18.62B JPY | 23.77B JPY | 21.65B JPY | 18.32B JPY |
Company facts updated Aug 24, 2026.
Earnings
- Latest EPS result
- 92.97
EPS: actual versus estimate
Recent quarterly results
Revenue: actual versus estimate
Recent quarterly results
Corporate actions
Corporate action history
| Action | Effective date | Details | Record date | Payment date |
|---|---|---|---|---|
Stock split | Sep 27, 2017 | 1:5 | — | — |
Effective Sep 27, 2017
1:5
8584.T peers
ETFs holding 8584.T
Funds reporting this stock among their holdings, ordered by reported position size.
iShares Core TOPIX ETF1475.T229.75M0.01%2.89T JPY0.05%¥417.7-0.07%
iShares JPX-Nikkei 400 ETF1364.T66.24M0.01%592.34B JPY0.05%¥3,7610.00%
Avantis International Small Cap Value ETFAVDV13.47M0.07%20.24B USD0.36%$111.83-0.11%
Vanguard Total International Stock ETFVXUS9.39M0.00%646.2B USD0.05%$87.20-0.58%
Vanguard FTSE Developed Markets ETFVEA5.73M0.00%315B USD0.03%$73.06-0.49%
iShares Core MSCI EAFE ETFIEFA3.02M0.00%195.14B USD0.07%$100.67-0.18%
Vanguard FTSE All-World ex-US Small-Cap ETFVSS2.36M0.02%13.6B USD0.06%$158.95-0.69%
iShares MSCI EAFE Small-Cap ETFSCZ1.93M0.01%13.28B USD0.40%$86.50-0.12%
iShares Core TOPIX ETF1475.T- Market value
- 229.75M
- Weight
- 0.01%
- AUM
- 2.89T JPY
- Expense ratio
- 0.05%
- Price / 1D
- ¥417.7-0.07%
iShares JPX-Nikkei 400 ETF1364.T- Market value
- 66.24M
- Weight
- 0.01%
- AUM
- 592.34B JPY
- Expense ratio
- 0.05%
- Price / 1D
- ¥3,7610.00%
Avantis International Small Cap Value ETFAVDV- Market value
- 13.47M
- Weight
- 0.07%
- AUM
- 20.24B USD
- Expense ratio
- 0.36%
- Price / 1D
- $111.83-0.11%
Vanguard Total International Stock ETFVXUS- Market value
- 9.39M
- Weight
- 0.00%
- AUM
- 646.2B USD
- Expense ratio
- 0.05%
- Price / 1D
- $87.20-0.58%
Vanguard FTSE Developed Markets ETFVEA- Market value
- 5.73M
- Weight
- 0.00%
- AUM
- 315B USD
- Expense ratio
- 0.03%
- Price / 1D
- $73.06-0.49%
iShares Core MSCI EAFE ETFIEFA- Market value
- 3.02M
- Weight
- 0.00%
- AUM
- 195.14B USD
- Expense ratio
- 0.07%
- Price / 1D
- $100.67-0.18%
Vanguard FTSE All-World ex-US Small-Cap ETFVSS- Market value
- 2.36M
- Weight
- 0.02%
- AUM
- 13.6B USD
- Expense ratio
- 0.06%
- Price / 1D
- $158.95-0.69%
iShares MSCI EAFE Small-Cap ETFSCZ- Market value
- 1.93M
- Weight
- 0.01%
- AUM
- 13.28B USD
- Expense ratio
- 0.40%
- Price / 1D
- $86.50-0.12%
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