Senshu Ikeda Holdings, Inc. logo

Senshu Ikeda Holdings, Inc.

8714.T

JPXFinancial ServicesBanks - Regional

Latest quote

¥1,044

−¥11.00 · -1.04%

Aug 24, 1:25 PM JST

8714.T company overview

Regular session · JST · Market data may be delayed.

Company profile

Company website

Senshu Ikeda Holdings, Inc. operates as a financial services provider, delivering a broad spectrum of banking solutions to both small and medium-sized businesses and individual customers, both domestically in Japan and across international markets. Its core offerings include a diverse array of deposit accounts, such as checking, standard savings, fixed-term, and demand deposits, along with commercial and residential lending options. Beyond these traditional banking functions, the company diversifies its portfolio through services like securities brokerage, equipment leasing, credit guarantee programs, credit card issuance, and venture capital investments. It also furnishes clients with investment advisory and discretionary portfolio management, complemented by various back-office administrative support functions. Furthermore, the firm actively engages in the development and distribution of computer software. As of June 2021, its extensive operational network comprised 136 full-service branches, 3 satellite sub-branches, and 3 representative offices. Established in 1951, Senshu Ikeda Holdings, Inc. maintains its headquarters in Osaka, Japan.

Industry
Banks - Regional
Sector
Financial Services
Headquarters
JP
CEO
Hirohito Sakaguchi
Listed since
Jan 1, 2001
Employees
2,244

Market position

Day range

Current ¥1,044

52-week range

Current ¥1,044

Open
¥1,069
Previous close
¥1,055
Volume
299.2K
0.23× average
Average volume
1.3M
Average daily volume
Market cap
290.7B JPY
Beta
0.17
Market reference 1
50-day average
¥1,018.34
+2.52% above average
200-day average
¥899.2
+16.10% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
-76.93B JPY
P/E (TTM)
14.69×
P/B (TTM)
1.16×
P/S (TTM)
2.7×
EV / EBITDA
-2.58×
Earnings yield
7.25%
Free cash flow yield
19.32%
Dividend yield
2.39%

Profitability & efficiency

Gross margin
84.90%
Operating margin
26.40%
Net margin
18.39%
Return on equity
6.91%
Return on assets
0.26%
Return on invested capital
0.26%

Financial health

Debt / equity
1.56×
Current ratio
72.6×
Altman Z-score
0.22
Piotroski F-score
5 of 9

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends110%74%39%4%Gross margin, FY2021: 98.72%Gross margin, FY2022: 100.81%Gross margin, FY2023: 97.70%Gross margin, FY2024: 93.69%Gross margin, FY2025: 86.20%Operating margin, FY2021: 19.76%Operating margin, FY2022: 15.66%Operating margin, FY2023: 21.77%Operating margin, FY2024: 24.42%Operating margin, FY2025: 25.01%Net margin, FY2021: 16.28%Net margin, FY2022: 12.73%Net margin, FY2023: 15.28%Net margin, FY2024: 16.58%Net margin, FY2025: 17.21%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 98.72%. Gross margin FY2022 100.81%. Gross margin FY2023 97.70%. Gross margin FY2024 93.69%. Gross margin FY2025 86.20%. Operating margin FY2021 19.76%. Operating margin FY2022 15.66%. Operating margin FY2023 21.77%. Operating margin FY2024 24.42%. Operating margin FY2025 25.01%. Net margin FY2021 16.28%. Net margin FY2022 12.73%. Net margin FY2023 15.28%. Net margin FY2024 16.58%. Net margin FY2025 17.21%.

Income trends

Revenue

100.74B JPY+26.07%

Operating income

25.2B JPY+29.10%

Net income

17.34B JPY+30.87%
Income trends across reported periods109.86B JPY73.37B JPY36.87B JPY378.3M JPYRevenue, FY2021: 70.04B JPYRevenue, FY2022: 74.66B JPYRevenue, FY2023: 71.16B JPYRevenue, FY2024: 79.91B JPYRevenue, FY2025: 100.74B JPYOperating income, FY2021: 13.84B JPYOperating income, FY2022: 11.69B JPYOperating income, FY2023: 15.49B JPYOperating income, FY2024: 19.52B JPYOperating income, FY2025: 25.2B JPYNet income, FY2021: 11.4B JPYNet income, FY2022: 9.5B JPYNet income, FY2023: 10.87B JPYNet income, FY2024: 13.25B JPYNet income, FY2025: 17.34B JPYFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 70.04B JPY. Revenue FY2022 74.66B JPY. Revenue FY2023 71.16B JPY. Revenue FY2024 79.91B JPY. Revenue FY2025 100.74B JPY. Operating income FY2021 13.84B JPY. Operating income FY2022 11.69B JPY. Operating income FY2023 15.49B JPY. Operating income FY2024 19.52B JPY. Operating income FY2025 25.2B JPY. Net income FY2021 11.4B JPY. Net income FY2022 9.5B JPY. Net income FY2023 10.87B JPY. Net income FY2024 13.25B JPY. Net income FY2025 17.34B JPY.
Metric (JPY)FY2025FY2024FY2023FY2022FY2021
Revenue100.74B JPY79.91B JPY71.16B JPY74.66B JPY70.04B JPY
Cost of goods sold13.9B JPY5.04B JPY1.64B JPY−604M JPY899M JPY
Gross profit86.84B JPY74.87B JPY69.53B JPY75.26B JPY69.14B JPY
Selling, general, and administrative23.11B JPY23.34B JPY23.24B JPY24.16B JPY
Operating expenses61.64B JPY55.35B JPY54.04B JPY63.57B JPY55.3B JPY
Interest income72.78B JPY51.83B JPY45.57B JPY46.46B JPY45.31B JPY
Interest expense14.1B JPY4.32B JPY822M JPY1.69B JPY1.01B JPY
Depreciation and amortization4.63B JPY4.45B JPY4.45B JPY4.74B JPY4.68B JPY
Operating income25.2B JPY19.52B JPY15.49B JPY11.69B JPY13.84B JPY
Net income17.34B JPY13.25B JPY10.87B JPY9.5B JPY11.4B JPY

Company facts updated Aug 24, 2026.

Earnings

Latest fiscal-year EPS
62.13
FY2025 · +31.80% year over year
Latest fiscal-year revenue
100.74B JPY
FY2025 · +26.07% year over year

Annual EPS trend

Reported history and fiscal-year consensus

ReportedConsensus forecast
Annual EPS trend65.1453.1141.0829.05FY21FY22FY23FY24FY25

Annual revenue trend

Reported history and fiscal-year consensus

ReportedConsensus forecast
Annual revenue trend103.81B91.53B79.25B66.96BFY21FY22FY23FY24FY25

Corporate actions

Annual dividends per share

Cash distributions grouped by calendar year; partial years are marked.

¥18.50

2025 complete year+146.7% since 2021

2026 partial: ¥14.50

* Partial calendar year in the available dividend history.

Corporate action history

DividendUpcoming

Ex-dividend Sep 29, 2026

¥13.75

Semi-Annual

Record Sep 30, 2026 · Payment Sep 29, 2026

DividendUpcoming

Ex-dividend Mar 30, 2027

¥13.75

Semi-Annual

Record Mar 31, 2027 · Payment Mar 30, 2027

Dividend

Ex-dividend Mar 30, 2026

¥14.50

Semi-Annual

Record Mar 31, 2026 · Payment Jun 26, 2026

Dividend

Ex-dividend Sep 29, 2025

¥10.50

Semi-Annual

Record Sep 30, 2025 · Payment Dec 8, 2025

Dividend

Ex-dividend Mar 28, 2025

¥8.00

Semi-Annual

Record Mar 31, 2025 · Payment Jun 26, 2025

Dividend

Ex-dividend Sep 27, 2024

¥7.50

Semi-Annual

Record Sep 30, 2024 · Payment Nov 29, 2024

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