eGuarantee, Inc. logo

eGuarantee, Inc.

8771.T

JPXFinancial ServicesFinancial - Credit Services

Latest quote

¥1,829

−¥9.00 · -0.49%

Aug 24, 3:30 PM JST

8771.T company overview

Regular session · JST · Market data may be delayed.

Company profile

Company website

Established in Tokyo, Japan, in 2000, eGuarantee, Inc. and its affiliated entities specialize in managing and mitigating credit risk throughout Japan. The company delivers a diverse array of guarantee solutions for commercial businesses, encompassing sales credit, contractor credit, and various other forms of commercial liabilities, along with services underpinned by debtor's trust. Financial institutions also utilize eGuarantee's offerings, which provide reassurance for sales credit, guarantees for credit secured by accounts receivables, advance payment credit, corporate acquisition transactions, and DIP financing. Furthermore, the company facilitates export credit and extends its services to international companies. These services are distributed via a comprehensive network of 50 local banks and 36 financial institutions.

Industry
Financial - Credit Services
Sector
Financial Services
Headquarters
JP
CEO
Masanori Eto
Listed since
Feb 22, 2010
Employees
194

Market position

Day range

Current ¥1,829

52-week range

Current ¥1,829

Open
¥1,838
Previous close
¥1,838
Volume
84.6K
0.68× average
Average volume
125.2K
Average daily volume
Market cap
81.24B JPY
Beta
0.14
Market reference 1
50-day average
¥1,797
+1.78% above average
200-day average
¥1,755.59
+4.18% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

P/E (TTM)
22.51×
P/B (TTM)
4.14×
P/S (TTM)
7.33×
Dividend yield
2.19%

Profitability & efficiency

Gross margin
72.20%
Operating margin
53.99%
Net margin
33.17%

Financial health

Debt / equity

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends85%66%46%26%Gross margin, FY2022: 78.84%Gross margin, FY2023: 79.93%Gross margin, FY2024: 80.39%Gross margin, FY2025: 76.47%Gross margin, FY2026: 71.58%Operating margin, FY2022: 47.28%Operating margin, FY2023: 48.86%Operating margin, FY2024: 52.92%Operating margin, FY2025: 49.92%Operating margin, FY2026: 47.16%Net margin, FY2022: 31.20%Net margin, FY2023: 33.72%Net margin, FY2024: 35.60%Net margin, FY2025: 34.14%Net margin, FY2026: 32.55%FY2022FY2023FY2024FY2025FY2026
Gross margin FY2022 78.84%. Gross margin FY2023 79.93%. Gross margin FY2024 80.39%. Gross margin FY2025 76.47%. Gross margin FY2026 71.58%. Operating margin FY2022 47.28%. Operating margin FY2023 48.86%. Operating margin FY2024 52.92%. Operating margin FY2025 49.92%. Operating margin FY2026 47.16%. Net margin FY2022 31.20%. Net margin FY2023 33.72%. Net margin FY2024 35.60%. Net margin FY2025 34.14%. Net margin FY2026 32.55%.

Income trends

Revenue

11.03B JPY+7.88%

Operating income

5.2B JPY+1.92%

Net income

3.59B JPY+2.83%
Income trends across reported periods11.89B JPY8.46B JPY5.03B JPY1.61B JPYRevenue, FY2022: 7.89B JPYRevenue, FY2023: 8.49B JPYRevenue, FY2024: 9.17B JPYRevenue, FY2025: 10.22B JPYRevenue, FY2026: 11.03B JPYOperating income, FY2022: 3.73B JPYOperating income, FY2023: 4.15B JPYOperating income, FY2024: 4.85B JPYOperating income, FY2025: 5.1B JPYOperating income, FY2026: 5.2B JPYNet income, FY2022: 2.46B JPYNet income, FY2023: 2.86B JPYNet income, FY2024: 3.26B JPYNet income, FY2025: 3.49B JPYNet income, FY2026: 3.59B JPYFY2022FY2023FY2024FY2025FY2026
Revenue FY2022 7.89B JPY. Revenue FY2023 8.49B JPY. Revenue FY2024 9.17B JPY. Revenue FY2025 10.22B JPY. Revenue FY2026 11.03B JPY. Operating income FY2022 3.73B JPY. Operating income FY2023 4.15B JPY. Operating income FY2024 4.85B JPY. Operating income FY2025 5.1B JPY. Operating income FY2026 5.2B JPY. Net income FY2022 2.46B JPY. Net income FY2023 2.86B JPY. Net income FY2024 3.26B JPY. Net income FY2025 3.49B JPY. Net income FY2026 3.59B JPY.
Metric (JPY)FY2026FY2025FY2024FY2023FY2022
Revenue11.03B JPY10.22B JPY9.17B JPY8.49B JPY7.89B JPY
Cost of goods sold3.13B JPY2.41B JPY1.8B JPY1.7B JPY1.67B JPY
Gross profit7.89B JPY7.82B JPY7.37B JPY6.79B JPY6.22B JPY
Selling, general, and administrative2.24B JPY2.36B JPY2.23B JPY
Operating expenses2.69B JPY2.72B JPY2.52B JPY2.64B JPY2.49B JPY
Interest income145.08M JPY92.84M JPY53.39M JPY25.19M JPY13.45M JPY
Depreciation and amortization88.95M JPY91.55M JPY86.98M JPY88.1M JPY81.66M JPY
Operating income5.2B JPY5.1B JPY4.85B JPY4.15B JPY3.73B JPY
Net income3.59B JPY3.49B JPY3.26B JPY2.86B JPY2.46B JPY

Company facts updated Aug 24, 2026.

Earnings

EPS beat rate
55%
6 beats, 5 misses, 0 met estimates
Average EPS surprise
+7.18%
11 comparable reports
Latest EPS result
21.45
Estimate 18.87 · Beat by 13.67%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly EPS actual values compared with estimates22.3120.5318.7516.97Q1 '25MissQ2 '25BeatQ3 '25BeatQ4 '25BeatQ1 '26MissQ2 '26MissQ3 '26BeatQ4 '26Estimate
Q1 2025, reported Feb 10, 2025: actual 18.37, estimate 19.65, surprise -6.51%, Miss. Q2 2025, reported May 14, 2025: actual 20.43, estimate 19.39, surprise +5.36%, Beat. Q3 2025, reported Aug 7, 2025: actual 18.09, estimate 17.9, surprise +1.06%, Beat. Q4 2025, reported Nov 6, 2025: actual 18.74, estimate 17.83, surprise +5.10%, Beat. Q1 2026, reported Feb 13, 2026: actual 20.73, estimate 21, surprise -1.29%, Miss. Q2 2026, reported May 15, 2026: actual 20.33, estimate 20.8, surprise -2.26%, Miss. Q3 2026, reported Aug 7, 2026: actual 21.45, estimate 18.87, surprise +13.67%, Beat. Q4 2026, reported Nov 4, 2026: actual —, estimate 19.87, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates3.17B2.94B2.72B2.49BQ1 '25MissQ2 '25BeatQ3 '25BeatQ4 '25BeatQ1 '26MissQ2 '26MissQ3 '26MissQ4 '26Estimate
Q1 2025, reported Feb 10, 2025: actual 2.62B JPY, estimate 2.65B JPY, surprise -1.26%, Miss. Q2 2025, reported May 14, 2025: actual 2.73B JPY, estimate 2.71B JPY, surprise +0.61%, Beat. Q3 2025, reported Aug 7, 2025: actual 2.74B JPY, estimate 2.7B JPY, surprise +1.69%, Beat. Q4 2025, reported Nov 6, 2025: actual 2.75B JPY, estimate 2.74B JPY, surprise +0.40%, Beat. Q1 2026, reported Feb 13, 2026: actual 2.77B JPY, estimate 2.92B JPY, surprise -5.39%, Miss. Q2 2026, reported May 15, 2026: actual 2.78B JPY, estimate 3.05B JPY, surprise -8.89%, Miss. Q3 2026, reported Aug 7, 2026: actual 2.8B JPY, estimate 2.81B JPY, surprise -0.25%, Miss. Q4 2026, reported Nov 4, 2026: actual —, estimate 2.88B JPY, surprise —, Comparison unavailable.

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