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Advance Create Co., Ltd. logo

Advance Create Co., Ltd.

8798.T

JPXFinancial ServicesInsurance - Diversified

Open in GoAI

Latest quote

¥143

+¥3.00 · +2.14%

Aug 24, 3:30 PM JST

8798.T company overview

Regular session · JST · Market data may be delayed.

Company profile

Company website

Advance Create Co., Ltd. is a Japanese enterprise primarily engaged in the insurance brokerage sector. The company's operations are divided into five distinct divisions: Insurance Agency, Application Service Provider (ASP), Media, Media Representative, and Reinsurance. It offers an extensive selection of insurance products, encompassing both life and general non-life coverage, alongside specialized short-term policies for medical expenses, life, annuities, corporate risks, fire, and automotive protection. These offerings are distributed to individual customers and corporate entities alike, utilizing various methods such as direct marketing, telemarketing, personal sales consultations, and collaborative partnerships. Additionally, Advance Create markets cloud-based solutions, particularly customer management systems, and manages advertising activities for its "Hoken Ichiba" online insurance marketplace. The company also specializes in the conceptualization, development, and promotion of web-based marketing campaigns, and participates in reinsurance operations. Founded in 1995, Advance Create Co., Ltd. is headquartered in Osaka, Japan.

Industry
Insurance - Diversified
Sector
Financial Services
Headquarters
JP
CEO
Yoshiharu Hamada
Listed since
Apr 24, 2002
Employees
229

Market position

Day range

Current ¥143

52-week range

Current ¥143

Open
¥143
Previous close
¥140
Volume
30.6K
0.25× average
Average volume
122.88K
Average daily volume
Market cap
5.28B JPY
Beta
0.92
Market reference 1
50-day average
¥128.16
+11.58% above average
200-day average
¥179.23
-20.21% below average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
7.4B JPY
P/E (TTM)
45.69×
P/B (TTM)
11.8×
P/S (TTM)
0.72×
EV / EBITDA
-13.54×
Earnings yield
-21.93%
Free cash flow yield
-55.67%
Dividend yield
0.00%

Profitability & efficiency

Gross margin
79.02%
Operating margin
24.31%
Net margin
0.70%
Return on equity
-275.13%
Return on assets
-14.96%
Return on invested capital
-8.52%

Financial health

Debt / equity
12.49×
Current ratio
1.17×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends88%46%3%-39%Gross margin, FY2021: 77.75%Gross margin, FY2022: 77.76%Gross margin, FY2023: 61.78%Gross margin, FY2024: 73.60%Gross margin, FY2025: 76.71%Operating margin, FY2021: 18.53%Operating margin, FY2022: 17.38%Operating margin, FY2023: -12.56%Operating margin, FY2024: -9.05%Operating margin, FY2025: -9.40%Net margin, FY2021: 11.76%Net margin, FY2022: 11.06%Net margin, FY2023: -23.45%Net margin, FY2024: -28.64%Net margin, FY2025: -23.30%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 77.75%. Gross margin FY2022 77.76%. Gross margin FY2023 61.78%. Gross margin FY2024 73.60%. Gross margin FY2025 76.71%. Operating margin FY2021 18.53%. Operating margin FY2022 17.38%. Operating margin FY2023 -12.56%. Operating margin FY2024 -9.05%. Operating margin FY2025 -9.40%. Net margin FY2021 11.76%. Net margin FY2022 11.06%. Net margin FY2023 -23.45%. Net margin FY2024 -28.64%. Net margin FY2025 -23.30%.

Income trends

Revenue

6.61B JPY-15.90%

Operating income

−621.34M JPY+12.65%

Net income

−1.54B JPY+31.59%
Income trends across reported periods13.29B JPY7.57B JPY1.86B JPY−3.86B JPYRevenue, FY2021: 11.02B JPYRevenue, FY2022: 11.86B JPYRevenue, FY2023: 10.37B JPYRevenue, FY2024: 7.86B JPYRevenue, FY2025: 6.61B JPYOperating income, FY2021: 2.04B JPYOperating income, FY2022: 2.06B JPYOperating income, FY2023: −1.3B JPYOperating income, FY2024: −711.31M JPYOperating income, FY2025: −621.34M JPYNet income, FY2021: 1.3B JPYNet income, FY2022: 1.31B JPYNet income, FY2023: −2.43B JPYNet income, FY2024: −2.25B JPYNet income, FY2025: −1.54B JPYFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 11.02B JPY. Revenue FY2022 11.86B JPY. Revenue FY2023 10.37B JPY. Revenue FY2024 7.86B JPY. Revenue FY2025 6.61B JPY. Operating income FY2021 2.04B JPY. Operating income FY2022 2.06B JPY. Operating income FY2023 −1.3B JPY. Operating income FY2024 −711.31M JPY. Operating income FY2025 −621.34M JPY. Net income FY2021 1.3B JPY. Net income FY2022 1.31B JPY. Net income FY2023 −2.43B JPY. Net income FY2024 −2.25B JPY. Net income FY2025 −1.54B JPY.
Metric (JPY)FY2025FY2024FY2023FY2022FY2021
Revenue6.61B JPY7.86B JPY10.37B JPY11.86B JPY11.02B JPY
Cost of goods sold1.54B JPY2.07B JPY3.96B JPY2.64B JPY2.45B JPY
Gross profit5.07B JPY5.78B JPY6.41B JPY9.22B JPY8.57B JPY
Selling, general, and administrative2.29B JPY2.6B JPY2.87B JPY2.16B JPY1.67B JPY
Operating expenses5.69B JPY6.49B JPY7.71B JPY7.16B JPY6.53B JPY
Interest income2.81M JPY2.07M JPY312K JPY185K JPY932K JPY
Interest expense93.91M JPY33.89M JPY17.17M JPY14.47M JPY11.04M JPY
Depreciation and amortization74.98M JPY81.89M JPY68.05M JPY450.06M JPY434.58M JPY
Operating income−621.34M JPY−711.31M JPY−1.3B JPY2.06B JPY2.04B JPY
Net income−1.54B JPY−2.25B JPY−2.43B JPY1.31B JPY1.3B JPY

Company facts updated Aug 24, 2026.

Earnings

Latest EPS result
0.21

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Estimates unavailable
Quarterly EPS actual values compared with estimates21.05-8.21-37.47-66.73Q2 '24Q3 '24Q4 '24Q2 '25Q2 '25Q3 '25Q1 '26Q3 '26
Q2 2024, reported May 14, 2024: actual 4.72, estimate —, surprise —, Comparison unavailable. Q3 2024, reported Aug 9, 2024: actual -34.6, estimate —, surprise —, Comparison unavailable. Q4 2024, reported Nov 13, 2024: actual -60.67, estimate —, surprise —, Comparison unavailable. Q2 2025, reported May 15, 2025: actual -45.13, estimate —, surprise —, Comparison unavailable. Q2 2025, reported Jun 30, 2025: actual -11.51, estimate —, surprise —, Comparison unavailable. Q3 2025, reported Sep 30, 2025: actual 15, estimate —, surprise —, Comparison unavailable. Q1 2026, reported Feb 13, 2026: actual -0.57, estimate —, surprise —, Comparison unavailable. Q3 2026, reported Aug 17, 2026: actual 0.21, estimate —, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Estimates unavailable
Quarterly Revenue actual values compared with estimates2.69B2.16B1.63B1.1BQ2 '24Q3 '24Q4 '24Q2 '25Q2 '25Q3 '25Q1 '26Q3 '26
Q2 2024, reported May 14, 2024: actual 2.58B JPY, estimate —, surprise —, Comparison unavailable. Q3 2024, reported Aug 9, 2024: actual 1.78B JPY, estimate —, surprise —, Comparison unavailable. Q4 2024, reported Nov 13, 2024: actual 1.6B JPY, estimate —, surprise —, Comparison unavailable. Q2 2025, reported May 15, 2025: actual 1.21B JPY, estimate —, surprise —, Comparison unavailable. Q2 2025, reported Jun 30, 2025: actual 1.71B JPY, estimate —, surprise —, Comparison unavailable. Q3 2025, reported Sep 30, 2025: actual 2.18B JPY, estimate —, surprise —, Comparison unavailable. Q1 2026, reported Feb 13, 2026: actual 1.78B JPY, estimate —, surprise —, Comparison unavailable. Q3 2026, reported Aug 17, 2026: actual 1.63B JPY, estimate —, surprise —, Comparison unavailable.

Corporate actions

Corporate action history

Stock split

Effective Mar 30, 2021

2:1

Stock split

Effective Sep 28, 2011

100:1

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ETFs holding 8798.T

Funds reporting this stock among their holdings, ordered by reported position size.

iShares Core TOPIX ETF logoiShares Core TOPIX ETF1475.T
Market value
3.09M
Weight
0.00%
AUM
2.89T JPY
Expense ratio
0.05%
Price / 1D
¥417.7-0.07%

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