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Dongguan Rural Commercial Bank Co., Ltd. logo

Dongguan Rural Commercial Bank Co., Ltd.

9889.HK

HKSEFinancial ServicesBanks - Regional

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Latest quote

HK$3.25

−HK$0.01 · -0.31%

Aug 24, 3:25 PM HKT

9889.HK company overview

Regular session · HKT · Market data may be delayed.

Company profile

Company website

Dongguan Rural Commercial Bank Co., Ltd. operates primarily within the Dongguan region, offering a broad spectrum of commercial banking solutions. Its operations are structured into distinct segments: Corporate Banking, Personal Banking, Treasury, and Other services. The Corporate Banking division furnishes businesses with corporate loans, deposit solutions, trade finance, and a variety of other intermediary services. For individual clients, the Personal Banking segment provides personal loans, deposit accounts, and bank card services, alongside various other personal intermediary financial activities. The Treasury segment engages in money market and repurchase transactions, debt instrument investments, wealth management, and precious metal dealings. As of December 31, 2021, the bank's extensive network encompassed 504 branches and sub-branches, supplemented by 1,072 automatic teller machines, 365 self-service enquiry terminals, 53 self-service card issuing terminals, and 319 intelligent service terminals. Established in 1952, the company maintains its headquarters in Dongguan, People's Republic of China.

Industry
Banks - Regional
Sector
Financial Services
Headquarters
CN
CEO
Guofeng Lu
Listed since
Sep 29, 2021
Employees
7,802

Market position

Day range

Current HK$3.25

52-week range

Current HK$3.25

Open
HK$3.25
Previous close
HK$3.26
Volume
68K
0.25× average
Average volume
274.08K
Average daily volume
Market cap
22.39B HKD
Beta
0
Market reference 1
50-day average
HK$3.3463
-2.88% below average
200-day average
HK$3.4151
-4.84% below average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
155.93B CNY
P/E (TTM)
4.04×
P/B (TTM)
0.31×
P/S (TTM)
1.04×
EV / EBITDA
38.72×
Earnings yield
17.14%
Free cash flow yield
-100.55%
Dividend yield
7.75%

Profitability & efficiency

Gross margin
58.22%
Operating margin
27.33%
Net margin
26.07%
Return on equity
6.22%
Return on assets
0.47%
Return on invested capital
0.46%

Financial health

Debt / equity
1.86×
Current ratio
0.27×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends133%91%48%6%Gross margin, FY2021: 122.66%Gross margin, FY2022: 120.28%Gross margin, FY2023: 100.00%Gross margin, FY2024: 100.00%Gross margin, FY2025: 51.97%Operating margin, FY2021: 57.91%Operating margin, FY2022: 58.25%Operating margin, FY2023: 52.99%Operating margin, FY2024: 47.89%Operating margin, FY2025: 16.26%Net margin, FY2021: 52.97%Net margin, FY2022: 53.94%Net margin, FY2023: 51.93%Net margin, FY2024: 52.36%Net margin, FY2025: 16.79%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 122.66%. Gross margin FY2022 120.28%. Gross margin FY2023 100.00%. Gross margin FY2024 100.00%. Gross margin FY2025 51.97%. Operating margin FY2021 57.91%. Operating margin FY2022 58.25%. Operating margin FY2023 52.99%. Operating margin FY2024 47.89%. Operating margin FY2025 16.26%. Net margin FY2021 52.97%. Net margin FY2022 53.94%. Net margin FY2023 51.93%. Net margin FY2024 52.36%. Net margin FY2025 16.79%.

Income trends

Revenue

22.35B CNY+153.10%

Operating income

3.64B CNY-14.05%

Net income

3.75B CNY-18.82%
Income trends across reported periods24.23B CNY16.74B CNY9.25B CNY1.76B CNYRevenue, FY2021: 10.55B CNYRevenue, FY2022: 11B CNYRevenue, FY2023: 9.94B CNYRevenue, FY2024: 8.83B CNYRevenue, FY2025: 22.35B CNYOperating income, FY2021: 6.11B CNYOperating income, FY2022: 6.41B CNYOperating income, FY2023: 5.27B CNYOperating income, FY2024: 4.23B CNYOperating income, FY2025: 3.64B CNYNet income, FY2021: 5.59B CNYNet income, FY2022: 5.93B CNYNet income, FY2023: 5.16B CNYNet income, FY2024: 4.62B CNYNet income, FY2025: 3.75B CNYFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 10.55B CNY. Revenue FY2022 11B CNY. Revenue FY2023 9.94B CNY. Revenue FY2024 8.83B CNY. Revenue FY2025 22.35B CNY. Operating income FY2021 6.11B CNY. Operating income FY2022 6.41B CNY. Operating income FY2023 5.27B CNY. Operating income FY2024 4.23B CNY. Operating income FY2025 3.64B CNY. Net income FY2021 5.59B CNY. Net income FY2022 5.93B CNY. Net income FY2023 5.16B CNY. Net income FY2024 4.62B CNY. Net income FY2025 3.75B CNY.
Metric (CNY)FY2025FY2024FY2023FY2022FY2021
Revenue22.35B CNY8.83B CNY9.94B CNY11B CNY10.55B CNY
Cost of goods sold11.13B CNY——11.85B CNY11.42B CNY
Gross profit11.62B CNY8.83B CNY9.94B CNY13.23B CNY12.94B CNY
Selling, general, and administrative2.82B CNY1.12B CNY4.67B CNY998.07M CNY851.5M CNY
Operating expenses7.89B CNY4.6B CNY4.67B CNY6.94B CNY6.96B CNY
Interest income19.48B CNY21.92B CNY23.08B CNY22.78B CNY21.96B CNY
Interest expense10.84B CNY12.75B CNY12.51B CNY11.85B CNY11.42B CNY
Depreciation and amortization435.39M CNY429.39M CNY422.76M CNY423.12M CNY394.88M CNY
Operating income3.64B CNY4.23B CNY5.27B CNY6.41B CNY6.11B CNY
Net income3.75B CNY4.62B CNY5.16B CNY5.93B CNY5.59B CNY

Company facts updated Aug 24, 2026.

9889.HK peers

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ETFs holding 9889.HK

Funds reporting this stock among their holdings, ordered by reported position size.

Dimensional - Emerging Markets Core Equity 2 ETF logoDimensional - Emerging Markets Core Equity 2 ETFDFEM
Market value
177.96K
Weight
0.00%
AUM
9.49B USD
Expense ratio
0.39%
Price / 1D
$39.93+0.50%
Dimensional Emerging Markets Sustainability Core 1 ETF logoDimensional Emerging Markets Sustainability Core 1 ETFDFSE
Market value
12.47K
Weight
0.00%
AUM
638.17M USD
Expense ratio
0.44%
Price / 1D
$48.59+0.65%
Dimensional World ex U.S. Core Equity 2 ETF logoDimensional World ex U.S. Core Equity 2 ETFDFAX
Market value
11.64K
Weight
0.00%
AUM
12.57B USD
Expense ratio
0.28%
Price / 1D
$38.16+0.82%

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