Arbor Realty Trust logo

Arbor Realty Trust

ABR

NYSEReal EstateREIT - Mortgage

Previous close

$5.19

+$0.01 · +0.19%

Aug 21, 4:00 PM ET

ABR company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Hold

Wait — insufficient conviction to act

Valuation

85

Deep Value

Momentum

21

Weakening

Sentiment

64

Bullish

Risk resilience

43

Elevated Risk

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Company profile

Company website

Arbor Realty Trust, Inc. invests in a diversified portfolio of structured finance assets in the multifamily, single-family rental, and commercial real estate markets in the United States. It operates in two segments, Structured Business and Agency Business. The company invests in bridge and mezzanine loans, including junior participating interests in first mortgages, and preferred and direct equity, as well as real estate-related joint ventures, real estate-related notes, and various mortgage-related securities. It also offers bridge financing products to borrowers who seek short-term capital to be used in an acquisition of property; financing products to borrowers looking to develop, acquire or refinance conventional, workforce and affordable single-family rental (SFR) housing; multifamily investors short-term floating-rate financing for new and construction-ready multifamily projects; and mezzanine financing in the form of loans that are subordinate to a conventional first mortgage loan and senior to the borrower’s equity in a transaction. In addition, the company provides financing by making preferred equity investments in entities that directly or indirectly own real property that are subordinate to a first mortgage loan; and invest in structured transactions, which are primarily comprised of joint ventures formed to acquire, develop and/or sell real estate-related assets. Further, it underwrites, originates, sells, and services financing loans underwritten using similar guidelines of existing agency loans sold to the government-sponsored enterprises; and long-term permanent fixed rate loans on SFR properties. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. Arbor Realty Trust, Inc. was incorporated in 2003 and is headquartered in Uniondale, New York.

Industry
REIT - Mortgage
Sector
Real Estate
Headquarters
US
CEO
Ivan Kaufman
Listed since
Apr 6, 2004
Employees
653

Market position

Day range

Current $5.19

52-week range

Current $5.19

Open
$5.215
Previous close
$5.18
Volume
3.95M
0.93× average
Average volume
4.26M
Average daily volume
Market cap
998.35M USD
Beta
1.12
Market reference 1
50-day average
$5.1254
+1.26% above average
200-day average
$7.0685
-26.58% below average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
12.06B USD
P/E (TTM)
34.37×
P/B (TTM)
0.36×
P/S (TTM)
0.83×
EV / EBITDA
13.38×
Earnings yield
9.94%
Free cash flow yield
26.47%
Dividend yield
18.11%

Profitability & efficiency

Gross margin
92.02%
Operating margin
70.95%
Net margin
4.81%
Return on equity
5.04%
Return on assets
1.03%
Return on invested capital
141.69%

Financial health

Debt / equity
3.99×
Current ratio
0.1×
Altman Z-score
0.17
Piotroski F-score
7 of 9

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends102%69%37%4%Gross margin, FY2021: 93.00%Gross margin, FY2022: 91.42%Gross margin, FY2023: 92.05%Gross margin, FY2024: 90.07%Gross margin, FY2025: 93.86%Operating margin, FY2021: 67.03%Operating margin, FY2022: 66.68%Operating margin, FY2023: 69.83%Operating margin, FY2024: 61.11%Operating margin, FY2025: 74.55%Net margin, FY2021: 51.29%Net margin, FY2022: 49.81%Net margin, FY2023: 51.66%Net margin, FY2024: 42.17%Net margin, FY2025: 12.29%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 93.00%. Gross margin FY2022 91.42%. Gross margin FY2023 92.05%. Gross margin FY2024 90.07%. Gross margin FY2025 93.86%. Operating margin FY2021 67.03%. Operating margin FY2022 66.68%. Operating margin FY2023 69.83%. Operating margin FY2024 61.11%. Operating margin FY2025 74.55%. Net margin FY2021 51.29%. Net margin FY2022 49.81%. Net margin FY2023 51.66%. Net margin FY2024 42.17%. Net margin FY2025 12.29%.

Income trends

Revenue

1.21B USD+92.98%

Operating income

902.83M USD+135.42%

Net income

148.8M USD-43.77%
Income trends across reported periods1.32B USD892.32M USD467.45M USD42.58M USDRevenue, FY2021: 661.48M USDRevenue, FY2022: 654.07M USDRevenue, FY2023: 719.01M USDRevenue, FY2024: 627.52M USDRevenue, FY2025: 1.21B USDOperating income, FY2021: 443.39M USDOperating income, FY2022: 436.12M USDOperating income, FY2023: 502.06M USDOperating income, FY2024: 383.5M USDOperating income, FY2025: 902.83M USDNet income, FY2021: 339.3M USDNet income, FY2022: 325.78M USDNet income, FY2023: 371.43M USDNet income, FY2024: 264.64M USDNet income, FY2025: 148.8M USDFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 661.48M USD. Revenue FY2022 654.07M USD. Revenue FY2023 719.01M USD. Revenue FY2024 627.52M USD. Revenue FY2025 1.21B USD. Operating income FY2021 443.39M USD. Operating income FY2022 436.12M USD. Operating income FY2023 502.06M USD. Operating income FY2024 383.5M USD. Operating income FY2025 902.83M USD. Net income FY2021 339.3M USD. Net income FY2022 325.78M USD. Net income FY2023 371.43M USD. Net income FY2024 264.64M USD. Net income FY2025 148.8M USD.
Metric (USD)FY2025FY2024FY2023FY2022FY2021
Revenue1.21B USD627.52M USD719.01M USD654.07M USD661.48M USD
Cost of goods sold74.41M USD62.33M USD57.16M USD56.13M USD46.29M USD
Gross profit1.14B USD565.19M USD661.85M USD597.95M USD615.19M USD
Selling, general, and administrative233.95M USD181.69M USD159.79M USD161.83M USD171.8M USD
Operating expenses233.74M USD181.69M USD159.79M USD161.83M USD171.8M USD
Interest income940.01M USD1.17B USD1.33B USD948.4M USD466.09M USD
Interest expense701.84M USD804.62M USD903.23M USD557.62M USD212.01M USD
Depreciation and amortization23.21M USD77.98M USD72.84M USD68.61M USD65.83M USD
Operating income902.83M USD383.5M USD502.06M USD436.12M USD443.39M USD
Net income148.8M USD264.64M USD371.43M USD325.78M USD339.3M USD

Company facts updated Aug 24, 2026.

Earnings

EPS beat rate
91%
10 beats, 1 miss, 0 met estimates
Average EPS surprise
+22.96%
11 comparable reports
Latest EPS result
0.1
Estimate 0.05 · Beat by 100.00%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly EPS actual values compared with estimates0.460.320.180.04Q1 '25MissQ2 '25BeatQ3 '25BeatQ4 '25BeatQ1 '26BeatQ2 '26BeatQ3 '26BeatQ4 '26Estimate
Q1 2025, reported Feb 21, 2025: actual 0.39, estimate 0.42, surprise -7.14%, Miss. Q2 2025, reported May 2, 2025: actual 0.28, estimate 0.271, surprise +3.40%, Beat. Q3 2025, reported Aug 1, 2025: actual 0.3, estimate 0.229, surprise +31.23%, Beat. Q4 2025, reported Oct 31, 2025: actual 0.35, estimate 0.232, surprise +50.93%, Beat. Q1 2026, reported Feb 27, 2026: actual 0.22, estimate 0.174, surprise +26.44%, Beat. Q2 2026, reported May 8, 2026: actual 0.18, estimate 0.16, surprise +12.50%, Beat. Q3 2026, reported Jul 31, 2026: actual 0.1, estimate 0.05, surprise +100.00%, Beat. Q4 2026, reported Oct 30, 2026: actual —, estimate 0.09, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates173.15M143.11M113.07M83.03MQ1 '25BeatQ2 '25MissQ3 '25BeatQ4 '25MissQ1 '26BeatQ2 '26BeatQ3 '26BeatQ4 '26Estimate
Q1 2025, reported Feb 21, 2025: actual 166.49M USD, estimate 89.69M USD, surprise +85.62%, Beat. Q2 2025, reported May 2, 2025: actual 134.16M USD, estimate 138.01M USD, surprise -2.79%, Miss. Q3 2025, reported Aug 1, 2025: actual 130.41M USD, estimate 129.3M USD, surprise +0.86%, Beat. Q4 2025, reported Oct 31, 2025: actual 112.43M USD, estimate 154.5M USD, surprise -27.23%, Miss. Q1 2026, reported Feb 27, 2026: actual 133.4M USD, estimate 119.1M USD, surprise +12.00%, Beat. Q2 2026, reported May 8, 2026: actual 117.39M USD, estimate 109.86M USD, surprise +6.86%, Beat. Q3 2026, reported Jul 31, 2026: actual 115.88M USD, estimate 107.75M USD, surprise +7.54%, Beat. Q4 2026, reported Oct 30, 2026: actual —, estimate 115.48M USD, surprise —, Comparison unavailable.

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Analyst price target

Average target

$5.00

3.66% downside
Past 12 months12-month forecastHigh $5.00Average $5.00Low $5.00

Rating distribution

12 ratings
Strong buy00%
Buy542%
Hold542%
Sell217%
Strong sell00%

Recent analyst actions

8 institutions
Citizens Capital MarketsmaintainMarket Outperform

ABR news

Corporate actions

Annual dividends per share

Cash distributions grouped by calendar year; partial years are marked.

$1.33

2025 complete year-3.6% since 2021

2026 partial: $0.64

* Partial calendar year in the available dividend history.

Corporate action history

Dividend

Ex-dividend Aug 14, 2026

$0.17

Quarterly

Record Aug 14, 2026 · Payment Aug 28, 2026

Dividend

Ex-dividend May 22, 2026

$0.17

Quarterly

Record May 22, 2026 · Payment Jun 5, 2026

Dividend

Ex-dividend Mar 10, 2026

$0.30

Quarterly

Record Mar 10, 2026 · Payment Mar 24, 2026

Dividend

Ex-dividend Nov 14, 2025

$0.30

Quarterly

Record Nov 14, 2025 · Payment Nov 26, 2025

Dividend

Ex-dividend Aug 15, 2025

$0.30

Quarterly

Record Aug 15, 2025 · Payment Aug 29, 2025

Dividend

Ex-dividend May 16, 2025

$0.30

Quarterly

Record May 16, 2025 · Payment May 30, 2025

ABR peers

ETFs holding ABR

Funds reporting this stock among their holdings, ordered by reported position size.

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