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Advanced Flower Capital Inc. logo

Advanced Flower Capital Inc.

AFCG

NASDAQFinancial ServicesAsset Management

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Previous close

$3.27

−$0.05 · -1.51%

Aug 21, 4:00 PM ET

AFCG company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Hold

Wait — insufficient conviction to act

Valuation

85

Deep Value

Momentum

31

Weakening

Sentiment

53

Mixed

Risk resilience

43

Elevated Risk

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Company profile

Company website

Advanced Flower Capital Inc. originates, structures, underwrites, invests in, and manages senior secured loans and other types of mortgage loans and debt securities for established companies operating in the cannabis industry. It primarily originates loans structured as senior loans secured by real estate, equipment, cash flows, and licenses and/or other assets of the loan parties to the extent permitted by applicable laws and the regulations governing such loan parties. The company was formerly known as AFC Gamma, Inc. and changed its name to Advanced Flower Capital Inc. in October 2024. Advanced Flower Capital Inc. was incorporated in 2020 and is based in West Palm Beach, Florida.

Industry
Asset Management
Sector
Financial Services
Headquarters
US
CEO
Daniel Neville
Listed since
Mar 19, 2021
Employees
26

Market position

Day range

Current $3.27

52-week range

Current $3.27

Open
$3.35
Previous close
$3.32
Volume
60.83K
0.35× average
Average volume
173.46K
Average daily volume
Market cap
74.59M USD
Beta
0.95
Market reference 1
50-day average
$2.9974
+9.09% above average
200-day average
$2.8676
+14.03% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
122.12M USD
P/E (TTM)
17.21×
P/B (TTM)
0.41×
P/S (TTM)
3.07×
EV / EBITDA
-8.41×
Earnings yield
-32.61%
Free cash flow yield
17.72%
Dividend yield
7.65%

Profitability & efficiency

Gross margin
83.05%
Operating margin
87.10%
Net margin
21.44%
Return on equity
-11.78%
Return on assets
-7.50%
Return on invested capital
-4.84%

Financial health

Debt / equity
1.1×
Current ratio
1.73×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends117%50%-16%-83%Gross margin, FY2021: 93.04%Gross margin, FY2022: 84.38%Gross margin, FY2023: 100.00%Gross margin, FY2024: 79.95%Gross margin, FY2025: 90.65%Operating margin, FY2021: 55.24%Operating margin, FY2022: 61.19%Operating margin, FY2023: 59.74%Operating margin, FY2024: 26.71%Operating margin, FY2025: -43.59%Net margin, FY2021: 55.14%Net margin, FY2022: 50.23%Net margin, FY2023: 40.45%Net margin, FY2024: 32.34%Net margin, FY2025: -66.00%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 93.04%. Gross margin FY2022 84.38%. Gross margin FY2023 100.00%. Gross margin FY2024 79.95%. Gross margin FY2025 90.65%. Operating margin FY2021 55.24%. Operating margin FY2022 61.19%. Operating margin FY2023 59.74%. Operating margin FY2024 26.71%. Operating margin FY2025 -43.59%. Net margin FY2021 55.14%. Net margin FY2022 50.23%. Net margin FY2023 40.45%. Net margin FY2024 32.34%. Net margin FY2025 -66.00%.

Income trends

Revenue

31.32M USD-39.65%

Operating income

−13.65M USD−27.52M USD

Net income

−20.67M USD−37.46M USD
Income trends across reported periods80.76M USD43.88M USD6.99M USD−29.89M USDRevenue, FY2021: 38.08M USDRevenue, FY2022: 71.54M USDRevenue, FY2023: 51.8M USDRevenue, FY2024: 51.9M USDRevenue, FY2025: 31.32M USDOperating income, FY2021: 21.04M USDOperating income, FY2022: 43.77M USDOperating income, FY2023: 30.94M USDOperating income, FY2024: 13.86M USDOperating income, FY2025: −13.65M USDNet income, FY2021: 21M USDNet income, FY2022: 35.93M USDNet income, FY2023: 20.95M USDNet income, FY2024: 16.78M USDNet income, FY2025: −20.67M USDFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 38.08M USD. Revenue FY2022 71.54M USD. Revenue FY2023 51.8M USD. Revenue FY2024 51.9M USD. Revenue FY2025 31.32M USD. Operating income FY2021 21.04M USD. Operating income FY2022 43.77M USD. Operating income FY2023 30.94M USD. Operating income FY2024 13.86M USD. Operating income FY2025 −13.65M USD. Net income FY2021 21M USD. Net income FY2022 35.93M USD. Net income FY2023 20.95M USD. Net income FY2024 16.78M USD. Net income FY2025 −20.67M USD.
Metric (USD)FY2025FY2024FY2023FY2022FY2021
Revenue31.32M USD51.9M USD51.8M USD71.54M USD38.08M USD
Cost of goods sold2.93M USD10.36M USD—11.18M USD2.65M USD
Gross profit28.39M USD41.49M USD51.8M USD60.36M USD35.43M USD
Research and development———0.45 USD0.55 USD
Selling, general, and administrative4.68M USD5.53M USD20.86M USD6.04M USD4.96M USD
Operating expenses42.05M USD17.28M USD20.86M USD6.3M USD−17.05M USD
Interest income31.32M USD51.99M USD70.54M USD81.5M USD38.14M USD
Interest expense6.76M USD6.34M USD6.36M USD6.81M USD1.13M USD
Depreciation and amortization—1.03M USD—38.18M USD16.43M USD
Operating income−13.65M USD13.86M USD30.94M USD43.77M USD21.04M USD
Net income−20.67M USD16.78M USD20.95M USD35.93M USD21M USD

Company facts updated Aug 24, 2026.

Earnings

EPS beat rate
27%
3 beats, 8 misses, 0 met estimates
Average EPS surprise
-25.15%
11 comparable reports
Latest EPS result
0.15
Estimate 0.19 · Miss by 19.66%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly EPS actual values compared with estimates0.430.230.04-0.16Q1 '25MissQ2 '25MissQ3 '25MissQ4 '25MissQ1 '26MissQ2 '26BeatQ3 '26MissQ4 '26Estimate
Q1 2025, reported Mar 13, 2025: actual 0.29, estimate 0.39, surprise -25.64%, Miss. Q2 2025, reported May 14, 2025: actual 0.21, estimate 0.25, surprise -16.00%, Miss. Q3 2025, reported Aug 14, 2025: actual 0.15, estimate 0.24, surprise -37.50%, Miss. Q4 2025, reported Nov 12, 2025: actual 0.16, estimate 0.19, surprise -15.79%, Miss. Q1 2026, reported Mar 4, 2026: actual -0.12, estimate -0.04, surprise -200.00%, Miss. Q2 2026, reported May 7, 2026: actual 0.21, estimate 0.16, surprise +31.25%, Beat. Q3 2026, reported Aug 13, 2026: actual 0.15, estimate 0.187, surprise -19.66%, Miss. Q4 2026, reported Nov 11, 2026: actual —, estimate 0.2, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates13.44M8.33M3.21M-1.9MQ1 '25MissQ2 '25MissQ3 '25MissQ4 '25MissQ1 '26MissQ2 '26BeatQ3 '26BeatQ4 '26Estimate
Q1 2025, reported Mar 13, 2025: actual 9.22M USD, estimate 12.38M USD, surprise -25.51%, Miss. Q2 2025, reported May 14, 2025: actual 5.96M USD, estimate 8.46M USD, surprise -29.55%, Miss. Q3 2025, reported Aug 14, 2025: actual 5.15M USD, estimate 8.01M USD, surprise -35.77%, Miss. Q4 2025, reported Nov 12, 2025: actual -841.83K USD, estimate 5.36M USD, surprise -115.71%, Miss. Q1 2026, reported Mar 4, 2026: actual 5.19M USD, estimate 5.58M USD, surprise -7.05%, Miss. Q2 2026, reported May 7, 2026: actual 9.81M USD, estimate 6.9M USD, surprise +42.24%, Beat. Q3 2026, reported Aug 13, 2026: actual 8.69M USD, estimate 8.59M USD, surprise +1.17%, Beat. Q4 2026, reported Nov 11, 2026: actual —, estimate 8.33M USD, surprise —, Comparison unavailable.

Corporate actions

Annual dividends per share

Cash distributions grouped by calendar year; partial years are marked.

$1.4102

2024 complete year+24.9% since 2021

2026 partial: $0.10

* Partial calendar year in the available dividend history.

Corporate action history

Dividend

Ex-dividend Jun 30, 2026

$0.05

Quarterly

Record Jun 30, 2026 · Payment Jul 15, 2026

Dividend

Ex-dividend Mar 31, 2026

$0.05

Semi-Annual

Record Mar 31, 2026 · Payment Apr 15, 2026

Dividend

Ex-dividend Sep 30, 2025

$0.15

Quarterly

Record Sep 30, 2025 · Payment Oct 15, 2025

Dividend

Ex-dividend Jun 30, 2025

$0.15

Quarterly

Record Jun 30, 2025 · Payment Jul 15, 2025

Dividend

Ex-dividend Mar 31, 2025

$0.23

Quarterly

Record Mar 31, 2025 · Payment Apr 15, 2025

Dividend

Ex-dividend Dec 31, 2024

$0.33

Quarterly

Record Dec 31, 2024 · Payment Jan 15, 2025

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