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NASDAQFinancial ServicesFinancial - Credit Services
Latest quote
$76.13
+$0.82 · +1.09%
Affirm Holdings, Inc. provides a digital and mobile-first commerce platform that operates across the United States and Canada. This platform offers consumers a point-of-sale financing solution, delivers various tools for merchants, and includes a dedicated mobile application for users. Leveraging its payment network and partnerships with originating banks, the company enables customers to spread the cost of their purchases over time, with payment terms ranging from a single month up to forty-eight months. By June 30, 2021, approximately 29,000 merchants had integrated Affirm's services, representing a diverse array of businesses from small enterprises and large corporations to direct-to-consumer brands and traditional physical stores. These businesses span numerous industries, including sporting goods, home furnishings, travel, apparel, accessories, consumer electronics, and jewelry. Affirm was founded in 2012 and is based in San Francisco, California.
Regular session
$76.6405
+$1.3305 · +1.77%
Regular session · ET · Market data may be delayed.
Affirm Holdings, Inc. provides a digital and mobile-first commerce platform that operates across the United States and Canada. This platform offers consumers a point-of-sale financing solution, delivers various tools for merchants, and includes a dedicated mobile application for users. Leveraging its payment network and partnerships with originating banks, the company enables customers to spread the cost of their purchases over time, with payment terms ranging from a single month up to forty-eight months. By June 30, 2021, approximately 29,000 merchants had integrated Affirm's services, representing a diverse array of businesses from small enterprises and large corporations to direct-to-consumer brands and traditional physical stores. These businesses span numerous industries, including sporting goods, home furnishings, travel, apparel, accessories, consumer electronics, and jewelry. Affirm was founded in 2012 and is based in San Francisco, California.
Day range
Current $76.6405
52-week range
Current $76.6405
Regular session · ET · Market data may be delayed.
GoAI Score
Hold
Valuation
76
Undervalued
Sentiment
59
Mixed
Risk
71
High Risk
Momentum
67
Gaining
Full GoAI research
Thesis, catalysts, evidence, and risk analysis.
Affirm Holdings, Inc. provides a digital and mobile-first commerce platform that operates across the United States and Canada. This platform offers consumers a point-of-sale financing solution, delivers various tools for merchants, and includes a dedicated mobile application for users. Leveraging its payment network and partnerships with originating banks, the company enables customers to spread the cost of their purchases over time, with payment terms ranging from a single month up to forty-eight months. By June 30, 2021, approximately 29,000 merchants had integrated Affirm's services, representing a diverse array of businesses from small enterprises and large corporations to direct-to-consumer brands and traditional physical stores. These businesses span numerous industries, including sporting goods, home furnishings, travel, apparel, accessories, consumer electronics, and jewelry. Affirm was founded in 2012 and is based in San Francisco, California.
Day range
Current $76.6405
52-week range
Current $76.6405
Profitability as a percentage of reported revenue.
Revenue
Operating income
Net income
| Metric (USD) | FY2026 | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|---|
| Revenue | 3.95B USD | 3.22B USD | 2.32B USD | 1.59B USD | 1.35B USD |
| Cost of goods sold | 1.22B USD | 1.05B USD | 845.11M USD | 873.16M USD | 576.46M USD |
| Gross profit | 2.73B USD | 2.18B USD | 1.48B USD | 714.82M USD | 772.84M USD |
| Selling, general, and administrative | 920.84M USD | 979.9M USD | 1.1B USD | 1.22B USD | 1.11B USD |
| Operating expenses | 1.86B USD | 2.26B USD | 2.09B USD | 1.92B USD | 1.64B USD |
| Interest income | 2.05B USD | — | — | — | — |
| Interest expense | 453.62M USD | 425.45M USD | 344.25M USD | 183.01M USD | 69.69M USD |
| Depreciation and amortization | 303.33M USD | 225.08M USD | 169.04M USD | 134.63M USD | 52.72M USD |
| Operating income | 870.87M USD | −87.27M USD | −615.85M USD | −1.2B USD | −866.05M USD |
| Net income | 1.93B USD | 52.19M USD | −517.76M USD | −985.35M USD | −707.42M USD |
Company facts updated Oct 8, 2026.
Reported history and fiscal-year consensus
Reported history and fiscal-year consensus
Third-party consensus; not a GoAI recommendation.
Average target
$96.42
25.81% upsideFunds reporting this stock among their holdings, ordered by reported position size.
Vanguard Morningstar Total Stock Market ETFVTI627.16M0.03%2.3T USD0.03%$379.09-0.51%
Vanguard Morningstar Small-Cap ETFVB453.87M0.24%185.3B USD0.03%$287.53+0.19%
Vanguard Morningstar Small-Cap Growth ETFVBK260.47M0.57%44.7B USD0.05%$339.94-0.67%
Vanguard Extended Market ETFVXF254.63M0.26%95.4B USD0.05%$233.1-0.17%
Capital Group Growth ETFCGGR155.62M0.58%26.65B USD0.39%$47.795-1.09%
iShares Russell Mid-Cap Growth ETFIWP118.88M0.60%20.14B USD0.23%$140.9-0.40%
iShares Russell Mid-Cap ETFIWR87.4M0.16%56.57B USD0.18%$108.81+0.31%
iShares Russell 1000 Growth ETFIWF79.24M0.06%131.57B USD0.18%$127-1.37%Vanguard Morningstar Total Stock Market ETFVTIVanguard Morningstar Small-Cap ETFVBVanguard Morningstar Small-Cap Growth ETFVBKVanguard Extended Market ETFVXFCapital Group Growth ETFCGGRiShares Russell Mid-Cap Growth ETFIWPiShares Russell Mid-Cap ETFIWRiShares Russell 1000 Growth ETFIWFAI-generated and delayed market data for informational and educational purposes only. Not investment advice.
