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Alkami Technology, Inc. logo

Alkami Technology, Inc.

ALKT

NASDAQTechnologySoftware - Application

Open in GoAI

Previous close

$20.38

+$0.47 · +2.36%

Aug 21, 4:00 PM ET

Pre-market

$20.6305

+$0.2505 · +1.23%

Aug 24, 7:23 AM ET

ALKT company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Hold

Wait — insufficient conviction to act

Valuation

91

Deep Value

Momentum

41

Neutral

Sentiment

50

Mixed

Risk resilience

44

Elevated Risk

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Company profile

Company website

Alkami Technology, Inc. specializes in delivering a cutting-edge, cloud-based digital banking platform throughout the United States. This innovative platform is designed to empower financial institutions by streamlining customer acquisition and engagement, fostering revenue growth, and significantly boosting operational efficiency. These capabilities are underpinned by Alkami's exclusive, multi-tenant cloud architecture. The company provides a comprehensive suite of end-to-end software solutions, which include the core Alkami Platform, specialized Retail Banking Solutions, Business Banking Solutions, and "The Alkami Difference" offerings. Alkami serves a diverse range of financial entities, such as community and regional banks, credit unions, and both consumer and commercial banking sectors. Founded in 2009, Alkami Technology, Inc. is headquartered in Plano, Texas.

Industry
Software - Application
Sector
Technology
Headquarters
US
CEO
Alex Shootman
Listed since
Apr 14, 2021
Employees
1,225

Market position

Day range

Current $20.38

52-week range

Current $20.38

Open
$20.57
Previous close
$19.91
Volume
1.39M
0.82× average
Average volume
1.7M
Average daily volume
Market cap
2.18B USD
Beta
0.59
Market reference 1
50-day average
$17.8612
+14.10% above average
200-day average
$18.4662
+10.36% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
2.7B USD
P/E (TTM)
-47.4×
P/B (TTM)
5.99×
P/S (TTM)
4.45×
EV / EBITDA
-119.75×
Earnings yield
-1.99%
Free cash flow yield
1.73%
Dividend yield
0.00%

Profitability & efficiency

Gross margin
57.01%
Operating margin
-7.31%
Net margin
-9.21%
Return on equity
-13.16%
Return on assets
-5.62%
Return on invested capital
-5.71%

Financial health

Debt / equity
0.99×
Current ratio
2.09×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends68%31%-6%-44%Gross margin, FY2021: 55.08%Gross margin, FY2022: 53.03%Gross margin, FY2023: 54.42%Gross margin, FY2024: 58.90%Gross margin, FY2025: 57.84%Operating margin, FY2021: -28.20%Operating margin, FY2022: -34.38%Operating margin, FY2023: -24.05%Operating margin, FY2024: -13.37%Operating margin, FY2025: -12.09%Net margin, FY2021: -30.77%Net margin, FY2022: -28.69%Net margin, FY2023: -23.76%Net margin, FY2024: -12.23%Net margin, FY2025: -10.74%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 55.08%. Gross margin FY2022 53.03%. Gross margin FY2023 54.42%. Gross margin FY2024 58.90%. Gross margin FY2025 57.84%. Operating margin FY2021 -28.20%. Operating margin FY2022 -34.38%. Operating margin FY2023 -24.05%. Operating margin FY2024 -13.37%. Operating margin FY2025 -12.09%. Net margin FY2021 -30.77%. Net margin FY2022 -28.69%. Net margin FY2023 -23.76%. Net margin FY2024 -12.23%. Net margin FY2025 -10.74%.

Income trends

Revenue

443.64M USD+32.89%

Operating income

−53.64M USD-20.19%

Net income

−47.65M USD-16.69%
Income trends across reported periods495.02M USD289.48M USD83.94M USD−121.6M USDRevenue, FY2021: 152.16M USDRevenue, FY2022: 204.27M USDRevenue, FY2023: 264.83M USDRevenue, FY2024: 333.85M USDRevenue, FY2025: 443.64M USDOperating income, FY2021: −42.92M USDOperating income, FY2022: −70.22M USDOperating income, FY2023: −63.71M USDOperating income, FY2024: −44.63M USDOperating income, FY2025: −53.64M USDNet income, FY2021: −46.82M USDNet income, FY2022: −58.6M USDNet income, FY2023: −62.91M USDNet income, FY2024: −40.84M USDNet income, FY2025: −47.65M USDFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 152.16M USD. Revenue FY2022 204.27M USD. Revenue FY2023 264.83M USD. Revenue FY2024 333.85M USD. Revenue FY2025 443.64M USD. Operating income FY2021 −42.92M USD. Operating income FY2022 −70.22M USD. Operating income FY2023 −63.71M USD. Operating income FY2024 −44.63M USD. Operating income FY2025 −53.64M USD. Net income FY2021 −46.82M USD. Net income FY2022 −58.6M USD. Net income FY2023 −62.91M USD. Net income FY2024 −40.84M USD. Net income FY2025 −47.65M USD.
Metric (USD)FY2025FY2024FY2023FY2022FY2021
Revenue443.64M USD333.85M USD264.83M USD204.27M USD152.16M USD
Cost of goods sold187.04M USD137.22M USD120.72M USD95.95M USD68.35M USD
Gross profit256.6M USD196.63M USD144.11M USD108.32M USD83.81M USD
Research and development118.4M USD96.21M USD84.66M USD69.33M USD48.8M USD
Selling, general, and administrative181.03M USD143.42M USD121.46M USD108.06M USD74.57M USD
Operating expenses310.24M USD241.26M USD207.82M USD178.54M USD126.72M USD
Interest income4.16M USD4.56M USD8.1M USD2.7M USD487K USD
Interest expense9.49M USD461K USD7.38M USD3.85M USD1.19M USD
Depreciation and amortization26.91M USD10.51M USD10.63M USD8.08M USD3.44M USD
Operating income−53.64M USD−44.63M USD−63.71M USD−70.22M USD−42.92M USD
Net income−47.65M USD−40.84M USD−62.91M USD−58.6M USD−46.82M USD

Company facts updated Aug 24, 2026.

Earnings

EPS beat rate
55%
6 beats, 5 misses, 0 met estimates
Average EPS surprise
+14.59%
11 comparable reports
Latest EPS result
0.12
Estimate 0.15 · Miss by 19.84%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly EPS actual values compared with estimates0.280.20.120.03Q1 '25BeatQ2 '25BeatQ3 '25BeatQ4 '25MissQ1 '26MissQ2 '26MissQ3 '26MissQ4 '26Estimate
Q1 2025, reported Feb 27, 2025: actual 0.1, estimate 0.08, surprise +25.00%, Beat. Q2 2025, reported Apr 30, 2025: actual 0.13, estimate 0.09, surprise +44.44%, Beat. Q3 2025, reported Jul 30, 2025: actual 0.13, estimate 0.09, surprise +44.44%, Beat. Q4 2025, reported Oct 30, 2025: actual 0.13, estimate 0.15, surprise -13.33%, Miss. Q1 2026, reported Feb 25, 2026: actual 0.1, estimate 0.15, surprise -33.33%, Miss. Q2 2026, reported Apr 29, 2026: actual 0.04, estimate 0.21, surprise -80.95%, Miss. Q3 2026, reported Jul 29, 2026: actual 0.12, estimate 0.15, surprise -19.84%, Miss. Q4 2026, reported Oct 28, 2026: actual —, estimate 0.24, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates138.87M120.68M102.48M84.28MQ1 '25BeatQ2 '25BeatQ3 '25BeatQ4 '25MissQ1 '26BeatQ2 '26BeatQ3 '26BeatQ4 '26Estimate
Q1 2025, reported Feb 27, 2025: actual 89.66M USD, estimate 89.63M USD, surprise +0.03%, Beat. Q2 2025, reported Apr 30, 2025: actual 97.84M USD, estimate 94.41M USD, surprise +3.63%, Beat. Q3 2025, reported Jul 30, 2025: actual 112.06M USD, estimate 110.01M USD, surprise +1.86%, Beat. Q4 2025, reported Oct 30, 2025: actual 112.95M USD, estimate 120.14M USD, surprise -5.98%, Miss. Q1 2026, reported Feb 25, 2026: actual 120.79M USD, estimate 120.11M USD, surprise +0.57%, Beat. Q2 2026, reported Apr 29, 2026: actual 126.14M USD, estimate 125.22M USD, surprise +0.73%, Beat. Q3 2026, reported Jul 29, 2026: actual 129.84M USD, estimate 128.7M USD, surprise +0.89%, Beat. Q4 2026, reported Oct 28, 2026: actual —, estimate 133.53M USD, surprise —, Comparison unavailable.

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Analyst price target

Average target

$22.00

7.95% upside
Past 12 months12-month forecastHigh $22.00Average $22.00Low $22.00

Recent analyst actions

10 institutions

ALKT news

defenseworld.net

Bank of America Corp DE Has $17.75 Million Holdings in Alkami Technology, Inc. $ALKT

Bank of America Corp DE grew its stake in Alkami Technology, Inc. (NASDAQ: ALKT) by 5.7% during the first quarter, according to the company in its most recent filing with the Securities and Exchange Commission. The…

Read source
prnewswire.com

Strata Credit Union Partners with Alkami to Deliver a Seamless, Personalized Digital Banking Experience

The strategic technology partnership will help advance financial wellness, strengthen member engagement, and power future innovation through a connected digital ecosystem PLANO, Texas, Aug. 14, 2026 /PRNewswire/ --…

Read source
pymnts.com

Alkami Puts Digital Banking Business up for Sale

Digital banking software firm Alkami Technology has reportedly put itself up for sale. The move came after the company saw interest from potential buyers and increased pressure to sell from activist investor Jana…

Read source
reuters.com

Alkami kicks off sale process after buyer interest, sources say

Digital ‌banking software provider Alkami Technology has formally launched a sale process after drawing acquisition interest from potential buyers amid mounting pressure from activist investor ​Jana Partners, according…

Read source
prnewswire.com

Alkami Co:lab 2027 Registration Now Open

Alkami Co:lab brings together executives from banks and credit unions, industry analysts, fintech partners, consultants, technology leaders, and Alkamists to connect, collaborate, and shape the future of financial…

Read source
prnewswire.com

Alkami and Arkatechture Partner to Help Financial Institutions Accelerate Data-Driven Growth

Armstrong Bank is live on the integration, which brings Alkami's enriched transaction intelligence into Arkatechture's Arkalytics platform to support faster, more informed decisions across the institution. PLANO, Texas,…

Read source

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ETFs holding ALKT

Funds reporting this stock among their holdings, ordered by reported position size.

iShares Russell 2000 ETF logoiShares Russell 2000 ETFIWM
Market value
34.21M
Weight
0.04%
AUM
81.62B USD
Expense ratio
0.19%
Price / 1D
$299.96+0.77%
Vanguard Morningstar Total Stock Market ETF logoVanguard Morningstar Total Stock Market ETFVTI
Market value
34.12M
Weight
0.00%
AUM
2.3T USD
Expense ratio
0.03%
Price / 1D
$378.24+0.44%
Vanguard Information Technology ETF logoVanguard Information Technology ETFVGT
Market value
31.73M
Weight
0.02%
AUM
160.2B USD
Expense ratio
0.09%
Price / 1D
$118.42+0.05%
Vanguard Morningstar Small-Cap ETF logoVanguard Morningstar Small-Cap ETFVB
Market value
24.49M
Weight
0.01%
AUM
183.4B USD
Expense ratio
0.03%
Price / 1D
$304.76+0.64%
Vanguard Extended Market ETF logoVanguard Extended Market ETFVXF
Market value
16.85M
Weight
0.02%
AUM
93.7B USD
Expense ratio
0.05%
Price / 1D
$245.53+0.82%
Vanguard Morningstar Small-Cap Growth ETF logoVanguard Morningstar Small-Cap Growth ETFVBK
Market value
14.11M
Weight
0.03%
AUM
43.8B USD
Expense ratio
0.05%
Price / 1D
$358.65+0.70%
iShares Russell 2000 Growth ETF logoiShares Russell 2000 Growth ETFIWO
Market value
12.5M
Weight
0.08%
AUM
15.16B USD
Expense ratio
0.24%
Price / 1D
$387.37+1.24%
Schwab U.S. Small-Cap ETF logoSchwab U.S. Small-Cap ETFSCHA
Market value
7.83M
Weight
0.03%
AUM
23.1B USD
Expense ratio
0.03%
Price / 1D
$34.83+0.52%

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