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ARMOUR Residential REIT, Inc. logo

ARMOUR Residential REIT, Inc.

ARR

NYSEReal EstateREIT - Mortgage

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Previous close

$16.34

+$0.02 · +0.12%

Aug 21, 4:00 PM ET

ARR company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Buy

Favorable setup — positive multi-factor alignment

Valuation

100

Deep Value

Momentum

45

Neutral

Sentiment

62

Bullish

Risk resilience

75

Moderate Risk

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Company profile

Company website

ARMOUR Residential REIT, Inc. (ARR), founded in 2008 and based in Vero Beach, Florida, primarily allocates its capital to residential mortgage-backed securities (MBS) within the United States. Its investment holdings predominantly comprise MBS that are either issued or guaranteed by U.S. Government-sponsored entities (GSEs) and the Government National Mortgage Association (GNMA. These securities are underpinned by various home loans, including fixed-rate, hybrid adjustable-rate, and adjustable-rate mortgages. The company's portfolio also encompasses unsecured debt instruments and bonds from GSEs, U.S. Treasury securities, and money market funds. Furthermore, ARR invests in other residential mortgage-backed securities where the principal and interest payments lack a guarantee from a GSE or other government agency. As a Real Estate Investment Trust (REIT) under the Internal Revenue Code, the company benefits from an exemption from corporate income tax on the portion of its net earnings that is distributed to its shareholders.

Industry
REIT - Mortgage
Sector
Real Estate
Headquarters
US
CEO
Scott Jeffrey Ulm
Listed since
Dec 3, 2007
Employees
20

Market position

Day range

Current $16.34

52-week range

Current $16.34

Open
$16.40
Previous close
$16.32
Volume
2.12M
0.6× average
Average volume
3.55M
Average daily volume
Market cap
1.9B USD
Beta
1.34
Market reference 1
50-day average
$16.7448
-2.42% below average
200-day average
$17.2124
-5.07% below average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
19.54B USD
P/E (TTM)
4.38×
P/B (TTM)
0.82×
P/S (TTM)
1.88×
EV / EBITDA
20.21×
Earnings yield
19.42%
Free cash flow yield
7.47%
Dividend yield
17.63%

Profitability & efficiency

Gross margin
95.53%
Operating margin
106.14%
Net margin
42.70%
Return on equity
14.27%
Return on assets
1.54%
Return on invested capital
645.66%

Financial health

Debt / equity
7.54×
Current ratio
0.01×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends541%213%-114%-442%Gross margin, FY2021: -359.91%Gross margin, FY2022: 102.96%Gross margin, FY2023: 92.98%Gross margin, FY2024: 86.19%Gross margin, FY2025: 97.02%Operating margin, FY2021: 459.19%Operating margin, FY2022: 11.95%Operating margin, FY2023: 101.82%Operating margin, FY2024: 212.48%Operating margin, FY2025: 73.91%Net margin, FY2021: 313.91%Net margin, FY2022: 26.19%Net margin, FY2023: -15.10%Net margin, FY2024: -6.00%Net margin, FY2025: 24.72%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 -359.91%. Gross margin FY2022 102.96%. Gross margin FY2023 92.98%. Gross margin FY2024 86.19%. Gross margin FY2025 97.02%. Operating margin FY2021 459.19%. Operating margin FY2022 11.95%. Operating margin FY2023 101.82%. Operating margin FY2024 212.48%. Operating margin FY2025 73.91%. Net margin FY2021 313.91%. Net margin FY2022 26.19%. Net margin FY2023 -15.10%. Net margin FY2024 -6.00%. Net margin FY2025 24.72%.

Income trends

Revenue

1.31B USD+444.08%

Operating income

964.77M USD+89.26%

Net income

322.69M USD+337.08M USD
Income trends across reported periods1.52B USD650.3M USD−222.99M USD−1.1B USDRevenue, FY2021: 4.89M USDRevenue, FY2022: −877.95M USDRevenue, FY2023: 449.67M USDRevenue, FY2024: 239.9M USDRevenue, FY2025: 1.31B USDOperating income, FY2021: 22.47M USDOperating income, FY2022: −104.95M USDOperating income, FY2023: 457.87M USDOperating income, FY2024: 509.75M USDOperating income, FY2025: 964.77M USDNet income, FY2021: 15.36M USDNet income, FY2022: −229.93M USDNet income, FY2023: −67.92M USDNet income, FY2024: −14.39M USDNet income, FY2025: 322.69M USDFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 4.89M USD. Revenue FY2022 −877.95M USD. Revenue FY2023 449.67M USD. Revenue FY2024 239.9M USD. Revenue FY2025 1.31B USD. Operating income FY2021 22.47M USD. Operating income FY2022 −104.95M USD. Operating income FY2023 457.87M USD. Operating income FY2024 509.75M USD. Operating income FY2025 964.77M USD. Net income FY2021 15.36M USD. Net income FY2022 −229.93M USD. Net income FY2023 −67.92M USD. Net income FY2024 −14.39M USD. Net income FY2025 322.69M USD.
Metric (USD)FY2025FY2024FY2023FY2022FY2021
Revenue1.31B USD239.9M USD449.67M USD−877.95M USD4.89M USD
Cost of goods sold38.86M USD33.13M USD31.59M USD25.97M USD22.51M USD
Gross profit1.27B USD206.77M USD418.09M USD−903.93M USD−17.61M USD
Operating expenses301.63M USD−302.98M USD−39.78M USD−798.98M USD−40.09M USD
Interest income800.42M USD550.95M USD552.9M USD228.43M USD80.48M USD
Interest expense642.09M USD524.15M USD525.79M USD120.79M USD7.11M USD
Depreciation and amortization2.03M USD——16.51M USD48.11M USD
Operating income964.77M USD509.75M USD457.87M USD−104.95M USD22.47M USD
Net income322.69M USD−14.39M USD−67.92M USD−229.93M USD15.36M USD

Company facts updated Aug 24, 2026.

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Analyst price target

Average target

$15.00

8.20% downside
Past 12 months12-month forecastHigh $18.00Average $15.00Low $13.00

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ETFs holding ARR

Funds reporting this stock among their holdings, ordered by reported position size.

iShares Core S&P Small-Cap ETF logoiShares Core S&P Small-Cap ETFIJR
Market value
124.13M
Weight
0.11%
AUM
111.19B USD
Expense ratio
0.06%
Price / 1D
$147.31+0.64%
Vanguard Morningstar Total Stock Market ETF logoVanguard Morningstar Total Stock Market ETFVTI
Market value
65.14M
Weight
0.00%
AUM
2.3T USD
Expense ratio
0.03%
Price / 1D
$378.24+0.44%
iShares Russell 2000 ETF logoiShares Russell 2000 ETFIWM
Market value
52.84M
Weight
0.07%
AUM
81.62B USD
Expense ratio
0.19%
Price / 1D
$299.96+0.77%
Vanguard Morningstar Small-Cap ETF logoVanguard Morningstar Small-Cap ETFVB
Market value
46.98M
Weight
0.03%
AUM
183.4B USD
Expense ratio
0.03%
Price / 1D
$304.76+0.64%
Vanguard Morningstar Small-Cap Value ETF logoVanguard Morningstar Small-Cap Value ETFVBR
Market value
29.83M
Weight
0.04%
AUM
68.3B USD
Expense ratio
0.05%
Price / 1D
$249.18+0.68%
iShares Mortgage Real Estate ETF logoiShares Mortgage Real Estate ETFREM
Market value
24.55M
Weight
4.52%
AUM
544.56M USD
Expense ratio
0.48%
Price / 1D
$22.02-0.23%
Vanguard Extended Market ETF logoVanguard Extended Market ETFVXF
Market value
23.46M
Weight
0.02%
AUM
93.7B USD
Expense ratio
0.05%
Price / 1D
$245.53+0.82%
iShares Russell 2000 Value ETF logoiShares Russell 2000 Value ETFIWN
Market value
19.39M
Weight
0.13%
AUM
14.66B USD
Expense ratio
0.24%
Price / 1D
$224.81+0.45%

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