GoAI
Get started
Auburn National Bancorporation, Inc. logo

Auburn National Bancorporation, Inc.

AUBN

NASDAQFinancial ServicesBanks - Regional

Open in GoAI

Previous close

$26.92

+$0.775 · +2.96%

Aug 21, 4:00 PM ET

AUBN company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Buy

Favorable setup — positive multi-factor alignment

Valuation

88

Deep Value

Momentum

52

Neutral

Sentiment

69

Bullish

Risk resilience

58

Elevated Risk

Full GoAI research

Thesis, catalysts, evidence, and risk analysis.

View full GoAI research

AI-generated, informational only, and not investment advice.

Company profile

Company website

Auburn National Bancorporation, Inc. serves as the parent entity for AuburnBank, offering a broad spectrum of banking and financial services across East Alabama. The company provides a variety of deposit accounts, including checking, savings, transactional deposits, and certificates of deposit. Additionally, it furnishes diverse loan products covering commercial, financial, agricultural, real estate construction, and consumer needs, along with other specialized financial services. For client convenience, offerings extend to automated teller machines, debit cards, online banking, bill payment, and other digital functionalities, alongside safe deposit boxes. Its operational network comprises seven full-service branches situated in Auburn, Opelika, Notasulga, and Valley, Alabama, complemented by loan production offices in Auburn and Phenix City, Alabama. Auburn National Bancorporation, Inc. was established in 1907 and its corporate headquarters are located in Auburn, Alabama.

Industry
Banks - Regional
Sector
Financial Services
Headquarters
US
CEO
David A. Hedges
Listed since
Aug 3, 1995
Employees
145

Market position

Day range

Current $26.92

52-week range

Current $26.92

Open
$26.615
Previous close
$26.145
Volume
910
0.36× average
Average volume
2.51K
Average daily volume
Market cap
94.04M USD
Beta
0.45
Market reference 1
50-day average
$26.2854
+2.41% above average
200-day average
$25.1401
+7.08% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
-32.35M USD
EV / EBITDA
-2.86×
Earnings yield
7.71%
Free cash flow yield
11.54%

Profitability & efficiency

Return on equity
7.88%
Return on assets
0.71%
Return on invested capital
7.57%

Financial health

Current ratio
0.14×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends108%69%31%-8%Gross margin, FY2021: 93.77%Gross margin, FY2022: 89.70%Gross margin, FY2023: 73.94%Gross margin, FY2024: 72.41%Gross margin, FY2025: 98.08%Operating margin, FY2021: 30.67%Operating margin, FY2022: 39.15%Operating margin, FY2023: 1.97%Operating margin, FY2024: 19.90%Operating margin, FY2025: 28.09%Net margin, FY2021: 26.10%Net margin, FY2022: 31.53%Net margin, FY2023: 4.44%Net margin, FY2024: 15.16%Net margin, FY2025: 22.12%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 93.77%. Gross margin FY2022 89.70%. Gross margin FY2023 73.94%. Gross margin FY2024 72.41%. Gross margin FY2025 98.08%. Operating margin FY2021 30.67%. Operating margin FY2022 39.15%. Operating margin FY2023 1.97%. Operating margin FY2024 19.90%. Operating margin FY2025 28.09%. Net margin FY2021 26.10%. Net margin FY2022 31.53%. Net margin FY2023 4.44%. Net margin FY2024 15.16%. Net margin FY2025 22.12%.

Income trends

Revenue

32.79M USD-22.30%

Operating income

9.21M USD+9.69%

Net income

7.26M USD+13.41%
Income trends across reported periods46.36M USD29.73M USD13.09M USD−3.54M USDRevenue, FY2021: 30.8M USDRevenue, FY2022: 32.82M USDRevenue, FY2023: 31.39M USDRevenue, FY2024: 42.21M USDRevenue, FY2025: 32.79M USDOperating income, FY2021: 9.45M USDOperating income, FY2022: 12.85M USDOperating income, FY2023: 618K USDOperating income, FY2024: 8.4M USDOperating income, FY2025: 9.21M USDNet income, FY2021: 8.04M USDNet income, FY2022: 10.35M USDNet income, FY2023: 1.4M USDNet income, FY2024: 6.4M USDNet income, FY2025: 7.26M USDFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 30.8M USD. Revenue FY2022 32.82M USD. Revenue FY2023 31.39M USD. Revenue FY2024 42.21M USD. Revenue FY2025 32.79M USD. Operating income FY2021 9.45M USD. Operating income FY2022 12.85M USD. Operating income FY2023 618K USD. Operating income FY2024 8.4M USD. Operating income FY2025 9.21M USD. Net income FY2021 8.04M USD. Net income FY2022 10.35M USD. Net income FY2023 1.4M USD. Net income FY2024 6.4M USD. Net income FY2025 7.26M USD.
Metric (USD)FY2025FY2024FY2023FY2022FY2021
Revenue32.79M USD42.21M USD31.39M USD32.82M USD30.8M USD
Cost of goods sold631K USD11.64M USD8.18M USD3.38M USD1.92M USD
Gross profit32.16M USD30.56M USD23.21M USD29.44M USD28.88M USD
Selling, general, and administrative13.72M USD13.1M USD12.73M USD11.14M USD12.14M USD
Operating expenses22.95M USD22.17M USD22.59M USD16.59M USD19.43M USD
Interest income40.77M USD38.73M USD34.37M USD29.55M USD26.51M USD
Interest expense11.09M USD11.61M USD8.05M USD2.38M USD2.52M USD
Depreciation and amortization2.11M USD1.93M USD1.7M USD1.53M USD1.24M USD
Operating income9.21M USD8.4M USD618K USD12.85M USD9.45M USD
Net income7.26M USD6.4M USD1.4M USD10.35M USD8.04M USD

Company facts updated Aug 24, 2026.

Earnings

Latest EPS result
0.66

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Estimates unavailable
Quarterly EPS actual values compared with estimates0.70.60.50.4Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Q4 2024, reported Oct 22, 2024: actual 0.5, estimate —, surprise —, Comparison unavailable. Q1 2025, reported Jan 28, 2025: actual 0.45, estimate —, surprise —, Comparison unavailable. Q2 2025, reported Apr 22, 2025: actual 0.44, estimate —, surprise —, Comparison unavailable. Q3 2025, reported Jul 22, 2025: actual 0.52, estimate —, surprise —, Comparison unavailable. Q4 2025, reported Oct 23, 2025: actual 0.64, estimate —, surprise —, Comparison unavailable. Q1 2026, reported Jan 27, 2026: actual 0.48, estimate —, surprise —, Comparison unavailable. Q2 2026, reported Apr 28, 2026: actual 0.63, estimate —, surprise —, Comparison unavailable. Q3 2026, reported Jul 28, 2026: actual 0.66, estimate —, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Estimates unavailable
Quarterly Revenue actual values compared with estimates11.34M9.96M8.58M7.2MQ3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q1 '26Q2 '26Q3 '26
Q3 2024, reported Jul 23, 2024: actual 10.48M USD, estimate —, surprise —, Comparison unavailable. Q4 2024, reported Oct 22, 2024: actual 7.64M USD, estimate —, surprise —, Comparison unavailable. Q1 2025, reported Jan 28, 2025: actual 7.81M USD, estimate —, surprise —, Comparison unavailable. Q2 2025, reported Apr 22, 2025: actual 10.61M USD, estimate —, surprise —, Comparison unavailable. Q3 2025, reported Jul 22, 2025: actual 10.9M USD, estimate —, surprise —, Comparison unavailable. Q1 2026, reported Jan 27, 2026: actual 8.47M USD, estimate —, surprise —, Comparison unavailable. Q2 2026, reported Apr 28, 2026: actual 8.63M USD, estimate —, surprise —, Comparison unavailable. Q3 2026, reported Jul 28, 2026: actual 8.77M USD, estimate —, surprise —, Comparison unavailable.

AUBN news

AUBN peers

Interactive Brokers Group, Inc. logo

IBKR

Interactive Brokers Group, Inc.

$93.87

+4.47%

CME Group Inc. logo

CME

CME Group Inc.

$274.98

+1.52%

Robinhood Markets, Inc. logo

HOOD

Robinhood Markets, Inc.

$108.13

+13.70%

Strive Inc. Perp. Pfd. Series A logo

SATA

Strive Inc. Perp. Pfd. Series A

$100.01

+0.10%

Nasdaq, Inc. logo

NDAQ

Nasdaq, Inc.

$98.22

+0.69%

PayPal Holdings, Inc. logo

PYPL

PayPal Holdings, Inc.

$61.55

-1.20%

ETFs holding AUBN

Funds reporting this stock among their holdings, ordered by reported position size.

Vanguard Extended Market ETF logoVanguard Extended Market ETFVXF
Market value
666.46K
Weight
0.00%
AUM
93.7B USD
Expense ratio
0.05%
Price / 1D
$245.53+0.82%
EA Bridgeway Omni Small-Cap Value ETF logoEA Bridgeway Omni Small-Cap Value ETFBSVO
Market value
480K
Weight
0.02%
AUM
1.71B USD
Expense ratio
0.47%
Price / 1D
$29.62+0.85%
U.S. Micro Cap Portfolio ETF logoU.S. Micro Cap Portfolio ETFDFMC
Market value
333.15K
Weight
0.00%
AUM
8.06B USD
Expense ratio
0.43%
Price / 1D
$60.95+0.73%
iShares Micro-Cap ETF logoiShares Micro-Cap ETFIWC
Market value
263.41K
Weight
0.02%
AUM
1.53B USD
Expense ratio
0.60%
Price / 1D
$198.39+1.10%
Dimensional - US Core Equity 2 ETF logoDimensional - US Core Equity 2 ETFDFAC
Market value
76.86K
Weight
0.00%
AUM
49.31B USD
Expense ratio
0.17%
Price / 1D
$45.61+0.46%
Dimensional - US Targeted Value ETF logoDimensional - US Targeted Value ETFDFAT
Market value
21.03K
Weight
0.00%
AUM
14.66B USD
Expense ratio
0.28%
Price / 1D
$71.67+0.67%
Dimensional U.S. Equity ETF logoDimensional U.S. Equity ETFDFUS
Market value
13.08K
Weight
0.00%
AUM
21.52B USD
Expense ratio
0.09%
Price / 1D
$83.64+0.43%
Dimensional - US Core Equity 1 ETF logoDimensional - US Core Equity 1 ETFDCOR
Market value
11.01K
Weight
0.00%
AUM
3.51B USD
Expense ratio
0.14%
Price / 1D
$84.54+0.42%

Continue in GoAI

Research AUBN

research.disclaimer