California BanCorp logo

California BanCorp

BCAL

NASDAQFinancial ServicesBanks - Regional

Previous close

$21.36

+$0.16 · +0.75%

Aug 21, 4:00 PM ET

BCAL company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Buy

Favorable setup — positive multi-factor alignment

Valuation

91

Deep Value

Momentum

54

Neutral

Sentiment

62

Bullish

Risk resilience

81

Low Risk

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Company profile

Company website

California BanCorp operates as the bank holding company for California Bank of Commerce, N.A. that provides various financial products to individuals, professionals, and small- to medium-sized businesses in California, the United States. The company offers checking, savings, and money market accounts; and certificates of deposit. It also provides business loans, including construction and land development loans, commercial and industrial loans, small business administration loans, and consumer loans, as well as commercial real estate (CRE) loans comprising one- to four-family and multifamily residential loans, owner-occupied CRE loans, and non-owner-occupied CRE loans; lines of credit; home equity lines of credit; and letters of credit. In addition, the company offers treasury management; merchant services; escrow and sub-accounting solutions; cash vault, sweep accounts, and remote deposit capture services; online and mobile banking services; and ACH origination, courier, and lockbox processing services. It serves businesses, business owners and their trusts, limited liability corporations, business partnerships, associations, organizations, and governmental authorities, as well as the manufacturing, wholesale distribution, professional services, commercial real estate, healthcare, hospitality, commercial contractor, and non-profit organization sectors. The company was formerly known as Southern California Bancorp and changed its name to California BanCorp in August 2024. California BanCorp was founded in 2001 and is headquartered in San Diego, California.

Industry
Banks - Regional
Sector
Financial Services
Headquarters
US
CEO
David I. Rainer
Listed since
Nov 10, 2005
Employees
297

Market position

Day range

Current $21.36

52-week range

Current $21.36

Open
$21.505
Previous close
$21.20
Volume
182.28K
0.9× average
Average volume
202.92K
Average daily volume
Market cap
687.04M USD
Beta
0.29
Market reference 1
50-day average
$20.92
+2.10% above average
200-day average
$19.2483
+10.97% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

P/E (TTM)
11.48×
P/B (TTM)
1.18×
P/S (TTM)
2.97×
Dividend yield
1.40%

Profitability & efficiency

Gross margin
79.62%
Operating margin
35.94%
Net margin
26.02%

Financial health

Debt / equity
0.09×

Earnings

EPS beat rate
64%
7 beats, 2 misses, 2 met estimates
Average EPS surprise
+49.93%
11 comparable reports
Latest EPS result
0.44
Estimate 0.4 · Beat by 9.10%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly EPS actual values compared with estimates0.570.490.420.34Q1 '25BeatQ2 '25BeatQ3 '25MetQ4 '25BeatQ1 '26BeatQ2 '26BeatQ3 '26BeatQ4 '26Estimate
Q1 2025, reported Jan 29, 2025: actual 0.53, estimate 0.44, surprise +20.45%, Beat. Q2 2025, reported Apr 24, 2025: actual 0.52, estimate 0.38, surprise +36.84%, Beat. Q3 2025, reported Jul 29, 2025: actual 0.43, estimate 0.43, surprise 0.00%, Met estimate. Q4 2025, reported Oct 28, 2025: actual 0.48, estimate 0.39, surprise +23.08%, Beat. Q1 2026, reported Jan 28, 2026: actual 0.5, estimate 0.44, surprise +13.64%, Beat. Q2 2026, reported Apr 28, 2026: actual 0.42, estimate 0.41, surprise +2.44%, Beat. Q3 2026, reported Jul 27, 2026: actual 0.44, estimate 0.403, surprise +9.10%, Beat. Q4 2026, reported Oct 27, 2026: actual —, estimate 0.44, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates48.9M46.68M44.46M42.24MQ1 '25MissQ2 '25MissQ3 '25MissQ4 '25BeatQ1 '26BeatQ2 '26BeatQ3 '26MissQ4 '26Estimate
Q1 2025, reported Jan 29, 2025: actual 45.55M USD, estimate 47.02M USD, surprise -3.14%, Miss. Q2 2025, reported Apr 24, 2025: actual 44.82M USD, estimate 44.85M USD, surprise -0.08%, Miss. Q3 2025, reported Jul 29, 2025: actual 44.27M USD, estimate 45.03M USD, surprise -1.67%, Miss. Q4 2025, reported Oct 28, 2025: actual 45.18M USD, estimate 45.03M USD, surprise +0.34%, Beat. Q1 2026, reported Jan 28, 2026: actual 45.9M USD, estimate 45.03M USD, surprise +1.93%, Beat. Q2 2026, reported Apr 28, 2026: actual 44.22M USD, estimate 44.12M USD, surprise +0.24%, Beat. Q3 2026, reported Jul 27, 2026: actual 44.91M USD, estimate 45.07M USD, surprise -0.37%, Miss. Q4 2026, reported Oct 27, 2026: actual —, estimate 46.1M USD, surprise —, Comparison unavailable.

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Rating distribution

3 ratings

Limited analyst sample: 3 ratings. Interpret the distribution with caution.

Strong buy00%
Buy3100%
Hold00%
Sell00%
Strong sell00%

Corporate actions

Corporate action history

DividendUpcoming

Ex-dividend Sep 21, 2026

$0.12

Quarterly

Record Sep 21, 2026 · Payment Oct 15, 2026

Dividend

Ex-dividend Jun 23, 2026

$0.10

Quarterly

Record Jun 23, 2026 · Payment Jul 15, 2026

Dividend

Ex-dividend Mar 24, 2026

$0.10

Quarterly

Record Mar 24, 2026 · Payment Apr 15, 2026

Dividend

Ex-dividend Dec 24, 2025

$0.10

Quarterly

Record Dec 24, 2025 · Payment Jan 15, 2026

BCAL peers

ETFs holding BCAL

Funds reporting this stock among their holdings, ordered by reported position size.

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