BCB Bancorp, Inc. logo

BCB Bancorp, Inc.

BCBP

NASDAQFinancial ServicesBanks - Regional

Previous close

$8.76

+$0.07 · +0.81%

Aug 21, 4:00 PM ET

BCBP company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Hold

Wait — insufficient conviction to act

Valuation

64

Undervalued

Momentum

55

Neutral

Sentiment

56

Mixed

Risk resilience

60

Moderate Risk

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Company profile

Company website

BCB Bancorp, Inc. functions as a bank holding entity for BCB Community Bank, delivering a comprehensive array of financial products and services to both businesses and individual clients across the United States. Its suite of deposit offerings includes savings and club accounts, interest-bearing and non-interest-bearing checking accounts, money market accounts, certificates of deposit (CDs), and individual retirement accounts (IRAs). The institution's lending activities span a broad spectrum, providing financing solutions such as commercial and multi-family property loans, mortgages for one-to-four family residences, commercial enterprise loans, Small Business Administration (SBA) loans, construction financing, home equity loans and lines of credit, and various consumer loans. This also encompasses residential mortgages backed by single to quad-family homes, condominiums, and cooperative housing units. Beyond these core services, the company furnishes additional retail and commercial banking features. These comprise wire transfers, money orders, secure safe deposit box rentals, night drop facilities, debit cards, comprehensive online and mobile banking platforms, fraud monitoring services, and automated teller machine (ATM) access. As of December 31, 2021, BCB Community Bank maintained a physical presence through 29 branch locations spread across numerous towns in New Jersey, including Bayonne, Carteret, Edison, Hoboken, Fairfield, Holmdel, Jersey City, Lyndhurst, Maplewood, Monroe Township, Newark, Parsippany, Plainsboro, River Edge, Rutherford, South Orange, Union, and Woodbridge. Additionally, it operated three branches in New York, specifically in Staten Island and Hicksville. Established in 2000, the firm's main offices are situated in Bayonne, New Jersey.

Industry
Banks - Regional
Sector
Financial Services
Headquarters
US
CEO
Thomas O'Brien
Listed since
Oct 15, 2003
Employees
295

Market position

Day range

Current $8.76

52-week range

Current $8.76

Open
$8.78
Previous close
$8.69
Volume
125.31K
0.8× average
Average volume
156.45K
Average daily volume
Market cap
152.1M USD
Beta
0.68
Market reference 1
50-day average
$10.0044
-12.44% below average
200-day average
$9.0603
-3.31% below average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
150.72M USD
P/E (TTM)
-7.89×
P/B (TTM)
0.52×
P/S (TTM)
1.04×
EV / EBITDA
-8.7×
Earnings yield
-9.03%
Free cash flow yield
25.14%
Dividend yield
5.48%

Profitability & efficiency

Gross margin
24.86%
Operating margin
-15.83%
Net margin
-12.01%
Return on equity
-4.12%
Return on assets
-0.38%
Return on invested capital
-2.07%

Financial health

Debt / equity
0.61×
Current ratio
0.11×
Altman Z-score
0.11
Piotroski F-score
4 of 9

Earnings

EPS beat rate
27%
3 beats, 6 misses, 2 met estimates
Average EPS surprise
-78.76%
11 comparable reports
Latest EPS result
-0.85
Estimate 0.25 · Miss by 446.94%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly EPS actual values compared with estimates0.38-0.06-0.5-0.94Q1 '25MissQ2 '25MissQ3 '25MetQ4 '25BeatQ1 '26BeatQ2 '26BeatQ3 '26MissQ4 '26Estimate
Q1 2025, reported Jan 28, 2025: actual 0.16, estimate 0.29, surprise -44.83%, Miss. Q2 2025, reported Apr 22, 2025: actual -0.51, estimate 0.23, surprise -321.74%, Miss. Q3 2025, reported Jul 28, 2025: actual 0.18, estimate 0.18, surprise 0.00%, Met estimate. Q4 2025, reported Oct 27, 2025: actual 0.22, estimate 0.21, surprise +4.76%, Beat. Q1 2026, reported Jan 30, 2026: actual -0.73, estimate -0.795, surprise +8.18%, Beat. Q2 2026, reported Apr 21, 2026: actual 0.26, estimate 0.25, surprise +4.00%, Beat. Q3 2026, reported Aug 3, 2026: actual -0.85, estimate 0.245, surprise -446.94%, Miss. Q4 2026, reported Oct 26, 2026: actual —, estimate -0.06, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates27.51M24.02M20.53M17.04MQ1 '25MissQ2 '25MissQ3 '25MissQ4 '25BeatQ1 '26BeatQ2 '26MissQ3 '26MissQ4 '26Estimate
Q1 2025, reported Jan 28, 2025: actual 23.13M USD, estimate 24.65M USD, surprise -6.17%, Miss. Q2 2025, reported Apr 22, 2025: actual 23.8M USD, estimate 23.95M USD, surprise -0.65%, Miss. Q3 2025, reported Jul 28, 2025: actual 25.18M USD, estimate 25.49M USD, surprise -1.23%, Miss. Q4 2025, reported Oct 27, 2025: actual 26.46M USD, estimate 25.22M USD, surprise +4.89%, Beat. Q1 2026, reported Jan 30, 2026: actual 26.17M USD, estimate 18.1M USD, surprise +44.57%, Beat. Q2 2026, reported Apr 21, 2026: actual 24.94M USD, estimate 25.78M USD, surprise -3.26%, Miss. Q3 2026, reported Aug 3, 2026: actual 22.88M USD, estimate 25.55M USD, surprise -10.48%, Miss. Q4 2026, reported Oct 26, 2026: actual —, estimate 22.72M USD, surprise —, Comparison unavailable.

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Rating distribution

4 ratings

Limited analyst sample: 4 ratings. Interpret the distribution with caution.

Strong buy00%
Buy00%
Hold4100%
Sell00%
Strong sell00%

Recent analyst actions

2 institutions

Corporate actions

Corporate action history

Stock split

Effective Oct 28, 2005

5:4

Stock split

Effective Nov 23, 2004

5:4

Stock split

Effective Oct 30, 2003

11:10

Stock split

Effective Jan 13, 2003

11:10

BCBP peers

ETFs holding BCBP

Funds reporting this stock among their holdings, ordered by reported position size.

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