
BayCom Corp
BCMLNASDAQFinancial ServicesBanks - Regional
Previous close
$30.00
−$0.07 · -0.23%
BCML company overview
Regular session · ET · Market data may be delayed.
GoAI snapshot
AI-powered factor overview
GoAI score
Buy
Favorable setup — positive multi-factor alignment
Valuation
76
Undervalued
Momentum
54
Neutral
Sentiment
61
Bullish
Risk resilience
81
Low Risk
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Company profile
Company websiteBayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to small and mid-sized businesses, service professionals, and individuals. The company provides demand, savings, money market, and time deposit accounts. It also offers commercial and multifamily real estate loans, including owner-occupied and investor real estate loans; commercial and industrial loans, such as equipment loans and working capital lines of credit; small business administration loans; construction and land loans; agriculture-related loans; and consumer loans comprising installment loans, unsecured and secured personal lines of credit, and overdraft protection. In addition, the company provides online and mobile banking, automated teller machine, remote deposit capture, night depository, courier, and direct deposit services; treasury management services that includes balance reporting, transfers between accounts, wire transfer initiation, automated clearing house (ACH) origination, and stop payments; debit cards; cashier’s and travelers checks; letters of credit; and lockbox, positive pay, reverse positive pay, and account reconciliation services, as well as zero balance accounts and sweep accounts, including loan sweep. It operates through a network of full-service banking branches in Northern and Southern California; Las Vegas, Nevada; Denver, Colorado; Custer, Delta, and Grand counties, Colorado; and Seattle, Washington and Central New Mexico. The company was formerly known as Bay Commercial Bank and changed its name to BayCom Corp in January 2017. BayCom Corp was incorporated in 2004 and is headquartered in Walnut Creek, California.
- Industry
- Banks - Regional
- Sector
- Financial Services
- Headquarters
- US
- CEO
- Christopher F. Baronas
- Listed since
- Nov 10, 2005
- Employees
- 329
Market position
Day range
Current $30.00
52-week range
Current $30.00
- Open
- $30.25
- Previous close
- $30.07
- Volume
- 72.52K
- 1.1× average
- Average volume
- 65.74K
- Average daily volume
- Market cap
- 327.28M USD
- Beta
- 0.3
- Market reference 1
- 50-day average
- $32.004
- -6.26% below average
- 200-day average
- $30.2844
- -0.94% below average
Financials
Financial snapshot
Latest / TTMValuation & yield
- Enterprise value
- 315.96M USD
- P/E (TTM)
- 25×
- P/B (TTM)
- 0.98×
- P/S (TTM)
- 2.29×
- EV / EBITDA
- 8.76×
- Earnings yield
- 7.47%
- Free cash flow yield
- 9.39%
- Dividend yield
- 3.83%
Profitability & efficiency
- Gross margin
- 67.43%
- Operating margin
- 13.95%
- Net margin
- 9.15%
- Return on equity
- 7.07%
- Return on assets
- 0.92%
- Return on invested capital
- 9.91%
Financial health
- Debt / equity
- 0.14×
- Current ratio
- 55.06×
Financial statements
Margin trends
Profitability as a percentage of reported revenue.
Income trends
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 141.83M USD | 137.71M USD | 132.91M USD | 111.25M USD | 92.79M USD |
| Cost of goods sold | 44.75M USD | 41.83M USD | 30.48M USD | 14.79M USD | 9.27M USD |
| Gross profit | 97.08M USD | 95.87M USD | 102.43M USD | 96.45M USD | 83.52M USD |
| Selling, general, and administrative | 46.32M USD | 41.45M USD | 43.59M USD | 42.75M USD | 35.58M USD |
| Operating expenses | 64.21M USD | 63.75M USD | 64.28M USD | 64.02M USD | 55.04M USD |
| Interest income | 134.6M USD | 130.12M USD | 124.9M USD | 105.83M USD | 80.66M USD |
| Interest expense | 40.94M USD | 40.57M USD | 28.46M USD | 10.35M USD | 8.8M USD |
| Depreciation and amortization | 3.21M USD | 3.27M USD | 2.96M USD | 4.02M USD | 3.86M USD |
| Operating income | 32.87M USD | 32.12M USD | 38.16M USD | 32.44M USD | 28.48M USD |
| Net income | 23.93M USD | 23.61M USD | 27.43M USD | 23.73M USD | 20.69M USD |
Company facts updated Aug 24, 2026.
Earnings
- Latest fiscal-year EPS
- 2.18
- FY2025 · +3.81% year over year
- Latest fiscal-year revenue
- 141.83M USD
- FY2025 · +3.00% year over year
- Next fiscal-year EPS consensus
- 2.05
- FY2026 · 2 analysts
- Next fiscal-year revenue consensus
- 104.4M USD
- FY2026 · 2 analysts
Annual EPS trend
Reported history and fiscal-year consensus
Annual revenue trend
Reported history and fiscal-year consensus
Analyst ratings
Third-party consensus; not a GoAI recommendation.
Analyst price target
Average target
$34.00
13.33% upsideRating distribution
5 ratingsRecent analyst actions
BCML news
Corporate actions
Annual dividends per share
Cash distributions grouped by calendar year; partial years are marked.
$0.90
2025 complete year+350.0% since 2022
2026 partial: $0.60
$0.20
2,022
$0.40
2,023
$0.45
2,024
$0.90
2,025
$0.60
2,026*
* Partial calendar year in the available dividend history.
Corporate action history
| Action | Ex-dividend date | Details | Record date | Payment date |
|---|---|---|---|---|
DividendUpcoming | Sep 10, 2026 | $0.30Quarterly | Sep 10, 2026 | Oct 8, 2026 |
Dividend | Jun 11, 2026 | $0.30Quarterly | Jun 11, 2026 | Jul 9, 2026 |
Dividend | Mar 12, 2026 | $0.30Quarterly | Mar 12, 2026 | Apr 9, 2026 |
Dividend | Dec 11, 2025 | $0.30Quarterly | Dec 11, 2025 | Jan 9, 2026 |
Dividend | Sep 11, 2025 | $0.25Quarterly | Sep 11, 2025 | Oct 9, 2025 |
Dividend | Jun 12, 2025 | $0.20Quarterly | Jun 12, 2025 | Jul 10, 2025 |
Ex-dividend Sep 10, 2026
$0.30
Quarterly
Record Sep 10, 2026 · Payment Oct 8, 2026
Ex-dividend Jun 11, 2026
$0.30
Quarterly
Record Jun 11, 2026 · Payment Jul 9, 2026
Ex-dividend Mar 12, 2026
$0.30
Quarterly
Record Mar 12, 2026 · Payment Apr 9, 2026
Ex-dividend Dec 11, 2025
$0.30
Quarterly
Record Dec 11, 2025 · Payment Jan 9, 2026
Ex-dividend Sep 11, 2025
$0.25
Quarterly
Record Sep 11, 2025 · Payment Oct 9, 2025
Ex-dividend Jun 12, 2025
$0.20
Quarterly
Record Jun 12, 2025 · Payment Jul 10, 2025
BCML peers
ETFs holding BCML
Funds reporting this stock among their holdings, ordered by reported position size.
Vanguard Morningstar Total Stock Market ETFVTI9.93M0.00%2.3T USD0.03%$378.24+0.44%
iShares Russell 2000 ETFIWM8.87M0.01%81.62B USD0.19%$299.96+0.77%
Avantis U.S. Small Cap Value ETFAVUV5.37M0.02%31.27B USD0.25%$126.45+0.66%
Vanguard Extended Market ETFVXF3.72M0.00%93.7B USD0.05%$245.53+0.82%
iShares Russell 2000 Value ETFIWN3.25M0.02%14.66B USD0.24%$224.81+0.45%
EA Bridgeway Omni Small-Cap Value ETFBSVO1.9M0.08%1.71B USD0.47%$29.62+0.85%
Dimensional - US Small Cap Value ETFDFSV1.87M0.02%8.42B USD0.30%$40.29+0.72%
Dimensional - US Targeted Value ETFDFAT1.8M0.01%14.66B USD0.28%$71.67+0.67%
Vanguard Morningstar Total Stock Market ETFVTI- Market value
- 9.93M
- Weight
- 0.00%
- AUM
- 2.3T USD
- Expense ratio
- 0.03%
- Price / 1D
- $378.24+0.44%
iShares Russell 2000 ETFIWM- Market value
- 8.87M
- Weight
- 0.01%
- AUM
- 81.62B USD
- Expense ratio
- 0.19%
- Price / 1D
- $299.96+0.77%
Avantis U.S. Small Cap Value ETFAVUV- Market value
- 5.37M
- Weight
- 0.02%
- AUM
- 31.27B USD
- Expense ratio
- 0.25%
- Price / 1D
- $126.45+0.66%
Vanguard Extended Market ETFVXF- Market value
- 3.72M
- Weight
- 0.00%
- AUM
- 93.7B USD
- Expense ratio
- 0.05%
- Price / 1D
- $245.53+0.82%
iShares Russell 2000 Value ETFIWN- Market value
- 3.25M
- Weight
- 0.02%
- AUM
- 14.66B USD
- Expense ratio
- 0.24%
- Price / 1D
- $224.81+0.45%
EA Bridgeway Omni Small-Cap Value ETFBSVO- Market value
- 1.9M
- Weight
- 0.08%
- AUM
- 1.71B USD
- Expense ratio
- 0.47%
- Price / 1D
- $29.62+0.85%
Dimensional - US Small Cap Value ETFDFSV- Market value
- 1.87M
- Weight
- 0.02%
- AUM
- 8.42B USD
- Expense ratio
- 0.30%
- Price / 1D
- $40.29+0.72%
Dimensional - US Targeted Value ETFDFAT- Market value
- 1.8M
- Weight
- 0.01%
- AUM
- 14.66B USD
- Expense ratio
- 0.28%
- Price / 1D
- $71.67+0.67%
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