
Bank First Corporation
BFCNASDAQFinancial ServicesBanks - Regional
Regular session
$153.36
+$0.6035 · +0.40%
BFC company overview
Regular session · ET · Market data may be delayed.
GoAI snapshot
AI-powered factor overview
GoAI score
Hold
Wait — insufficient conviction to act
Valuation
40
Expensive
Momentum
43
Neutral
Sentiment
65
Bullish
Risk resilience
82
Low Risk
Full GoAI research
Thesis, catalysts, evidence, and risk analysis.
AI-generated, informational only, and not investment advice.
Company profile
Company websiteBank First Corporation, established in 1894 and headquartered in Manitowoc, Wisconsin, functions as the parent entity for Bank First N.A. This financial institution delivers a comprehensive array of consumer and commercial financial solutions throughout Wisconsin, catering to a diverse clientele including businesses, professionals, individuals, associations, and governmental bodies. Its product suite encompasses various deposit accounts such as checking, savings, money market, retirement, and health savings accounts, alongside certificates of deposit and other time deposit options. It also provides residential mortgage products. Beyond core banking, Bank First offers credit cards, ATM services, insurance, data and information technology processing, investment and safekeeping services, and treasury management. Customers can also access their finances through online, telephone, and mobile banking platforms. The company's lending portfolio is extensive, covering various needs. It includes real estate financing, such as commercial property loans, residential mortgages, and home equity loans. For businesses, it provides commercial and industrial loans designed for working capital, accounts receivable and inventory financing, and other operational requirements. Further loan types include construction and development financing, residential loans for 1-4 family properties, and a range of consumer loans for personal and household use, offering both secured and unsecured installment loans as well as revolving lines of credit. Bank First Corporation operates through 21 branches situated across nine Wisconsin counties: Manitowoc, Outagamie, Brown, Winnebago, Sheboygan, Waupaca, Ozaukee, Monroe, and Jefferson. The company adopted its current name, Bank First Corporation, in June 2019, having previously operated as Bank First National Corporation.
- Industry
- Banks - Regional
- Sector
- Financial Services
- Headquarters
- US
- CEO
- Michael Molepske
- Listed since
- Oct 15, 2003
- Employees
- 380
Market position
Day range
Current $153.36
52-week range
Current $153.36
- Open
- $153.14
- Previous close
- $152.76
- Volume
- 4.05K
- 0.04× average
- Average volume
- 93.68K
- Average daily volume
- Market cap
- 1.72B USD
- Beta
- 0.41
- Market reference 1
- 50-day average
- $149.78
- +2.39% above average
- 200-day average
- $139.3
- +10.10% above average
Financials
Financial snapshot
Latest / TTMValuation & yield
- Enterprise value
- 1.27B USD
- P/E (TTM)
- 19.94×
- P/B (TTM)
- 2.09×
- P/S (TTM)
- 5.9×
- EV / EBITDA
- 13.5×
- Earnings yield
- 5.97%
- Free cash flow yield
- 4.26%
- Dividend yield
- 1.27%
Profitability & efficiency
- Gross margin
- 74.14%
- Operating margin
- 34.54%
- Net margin
- 27.80%
- Return on equity
- 11.10%
- Return on assets
- 1.58%
- Return on invested capital
- 1.58%
Financial health
- Debt / equity
- 0.13×
- Current ratio
- 1.84×
- Altman Z-score
- -0.43
- Piotroski F-score
- 7 of 9
Financial statements
Margin trends
Profitability as a percentage of reported revenue.
Income trends
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 240.45M USD | 223.24M USD | 186.47M USD | 130.77M USD | 116.78M USD |
| Cost of goods sold | 71.31M USD | 67.81M USD | 53.69M USD | 14.65M USD | 11.4M USD |
| Gross profit | 169.14M USD | 155.44M USD | 132.79M USD | 116.12M USD | 105.38M USD |
| Selling, general, and administrative | 55.9M USD | 43.06M USD | 42.51M USD | 34.52M USD | 28.74M USD |
| Operating expenses | 80.97M USD | 75.93M USD | 33.99M USD | 56.49M USD | 45.41M USD |
| Interest income | 221.72M USD | 206.41M USD | 182.48M USD | 116.53M USD | 98.39M USD |
| Interest expense | 70.06M USD | 68.61M USD | 49M USD | 12.45M USD | 8.3M USD |
| Depreciation and amortization | 5.59M USD | 8.05M USD | 8.4M USD | 3.97M USD | 3.19M USD |
| Operating income | 88.17M USD | 79.51M USD | 98.79M USD | 59.63M USD | 59.97M USD |
| Net income | 71.5M USD | 65.56M USD | 74.51M USD | 45.21M USD | 45.44M USD |
Company facts updated Aug 24, 2026.
Earnings
- EPS beat rate
- 80%
- 8 beats, 2 misses, 0 met estimates
- Average EPS surprise
- +4.02%
- 10 comparable reports
- Latest EPS result
- 2.45
- Estimate 2.28 · Beat by 7.46%
EPS: actual versus estimate
Recent quarterly results
Revenue: actual versus estimate
Recent quarterly results
Analyst ratings
Third-party consensus; not a GoAI recommendation.
Analyst price target
Average target
$161
4.98% upsideRating distribution
3 ratingsLimited analyst sample: 3 ratings. Interpret the distribution with caution.
Recent analyst actions
BFC news
Corporate actions
Annual dividends per share
Cash distributions grouped by calendar year; partial years are marked.
$5.30
2025 complete year+364.9% since 2021
2026 partial: $1.05
$1.14
2,021
$0.94
2,022
$1.15
2,023
$1.55
2,024
$5.30
2,025
$1.05
2,026*
* Partial calendar year in the available dividend history.
Corporate action history
| Action | Ex-dividend date | Details | Record date | Payment date |
|---|---|---|---|---|
DividendUpcoming | Sep 23, 2026 | $0.60Quarterly | Sep 23, 2026 | Oct 7, 2026 |
Dividend | Jun 24, 2026 | $0.55Quarterly | Jun 24, 2026 | Jul 8, 2026 |
Dividend | Mar 25, 2026 | $0.50Quarterly | Mar 25, 2026 | Apr 8, 2026 |
Dividend | Dec 24, 2025 | $0.45Quarterly | Dec 24, 2025 | Jan 7, 2026 |
Dividend | Sep 24, 2025 | $0.45Quarterly | Sep 24, 2025 | Oct 8, 2025 |
Dividend | Jun 25, 2025 | $0.45Quarterly | Jun 25, 2025 | Jul 9, 2025 |
Ex-dividend Sep 23, 2026
$0.60
Quarterly
Record Sep 23, 2026 · Payment Oct 7, 2026
Ex-dividend Jun 24, 2026
$0.55
Quarterly
Record Jun 24, 2026 · Payment Jul 8, 2026
Ex-dividend Mar 25, 2026
$0.50
Quarterly
Record Mar 25, 2026 · Payment Apr 8, 2026
Ex-dividend Dec 24, 2025
$0.45
Quarterly
Record Dec 24, 2025 · Payment Jan 7, 2026
Ex-dividend Sep 24, 2025
$0.45
Quarterly
Record Sep 24, 2025 · Payment Oct 8, 2025
Ex-dividend Jun 25, 2025
$0.45
Quarterly
Record Jun 25, 2025 · Payment Jul 9, 2025
BFC peers
ETFs holding BFC
Funds reporting this stock among their holdings, ordered by reported position size.
Vanguard Morningstar Total Stock Market ETFVTI51.93M0.00%2.3T USD0.03%$376.85-0.37%
iShares Russell 2000 ETFIWM40.44M0.05%81.62B USD0.19%$298.68-0.43%
State Street SPDR S&P Regional Banking ETFKRE19.11M0.47%4.06B USD0.35%$75.27+0.55%
Vanguard Extended Market ETFVXF17.86M0.02%93.7B USD0.05%$243.79-0.71%
iShares Russell 2000 Value ETFIWN12.56M0.09%14.66B USD0.24%$225.02+0.09%
Vanguard Russell 2000 ETFVTWO8.88M0.05%17.4B USD0.06%$120.74-0.42%
Vanguard Dividend Appreciation ETFVIG8.78M0.01%130.9B USD0.04%$244.36+0.18%
Schwab U.S. Small-Cap ETFSCHA7.33M0.03%23.1B USD0.03%$34.445-1.12%
Vanguard Morningstar Total Stock Market ETFVTI- Market value
- 51.93M
- Weight
- 0.00%
- AUM
- 2.3T USD
- Expense ratio
- 0.03%
- Price / 1D
- $376.85-0.37%
iShares Russell 2000 ETFIWM- Market value
- 40.44M
- Weight
- 0.05%
- AUM
- 81.62B USD
- Expense ratio
- 0.19%
- Price / 1D
- $298.68-0.43%
State Street SPDR S&P Regional Banking ETFKRE- Market value
- 19.11M
- Weight
- 0.47%
- AUM
- 4.06B USD
- Expense ratio
- 0.35%
- Price / 1D
- $75.27+0.55%
Vanguard Extended Market ETFVXF- Market value
- 17.86M
- Weight
- 0.02%
- AUM
- 93.7B USD
- Expense ratio
- 0.05%
- Price / 1D
- $243.79-0.71%
iShares Russell 2000 Value ETFIWN- Market value
- 12.56M
- Weight
- 0.09%
- AUM
- 14.66B USD
- Expense ratio
- 0.24%
- Price / 1D
- $225.02+0.09%
Vanguard Russell 2000 ETFVTWO- Market value
- 8.88M
- Weight
- 0.05%
- AUM
- 17.4B USD
- Expense ratio
- 0.06%
- Price / 1D
- $120.74-0.42%
Vanguard Dividend Appreciation ETFVIG- Market value
- 8.78M
- Weight
- 0.01%
- AUM
- 130.9B USD
- Expense ratio
- 0.04%
- Price / 1D
- $244.36+0.18%
Schwab U.S. Small-Cap ETFSCHA- Market value
- 7.33M
- Weight
- 0.03%
- AUM
- 23.1B USD
- Expense ratio
- 0.03%
- Price / 1D
- $34.445-1.12%
Continue in GoAI
Research BFCresearch.disclaimer











