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Princeton Bancorp Inc. logo

Princeton Bancorp Inc.

BPRN

NASDAQFinancial ServicesBanks - Regional

Open in GoAI

Previous close

$42.50

+$0.05 · +0.12%

Aug 21, 4:00 PM ET

Pre-market

$43.00

+$0.50 · +1.18%

Aug 24, 5:06 AM ET

BPRN company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Buy

Favorable setup — positive multi-factor alignment

Valuation

85

Deep Value

Momentum

53

Neutral

Sentiment

62

Bullish

Risk resilience

73

Moderate Risk

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Company profile

Company website

Princeton Bancorp, Inc. operates as a bank holding company. It is a full-service financial institution that provides business and personal banking. It offers traditional retail banking services, one-to-four-family residential mortgage loans, multi-family and commercial mortgage loans, construction loans, commercial business loans, and consumer loans, including home equity loans and lines of credit. The company was founded in 2017 and is headquartered in Princeton, NJ.

Industry
Banks - Regional
Sector
Financial Services
Headquarters
US
CEO
Edward J. Dietzler
Listed since
May 31, 2017
Employees
237

Market position

Day range

Current $42.50

52-week range

Current $42.50

Open
$42.78
Previous close
$42.45
Volume
18.16K
1.12× average
Average volume
16.26K
Average daily volume
Market cap
289.47M USD
Beta
0.46
Market reference 1
50-day average
$39.7372
+6.95% above average
200-day average
$36.1006
+17.73% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
221.71M USD
P/E (TTM)
11.15×
P/B (TTM)
1.03×
P/S (TTM)
2.13×
EV / EBITDA
8.42×
Earnings yield
7.86%
Free cash flow yield
8.70%
Dividend yield
3.29%

Profitability & efficiency

Gross margin
64.01%
Operating margin
24.56%
Net margin
18.99%
Return on equity
6.87%
Return on assets
0.81%
Return on invested capital
6.19%

Financial health

Debt / equity
0.07×
Current ratio
0.09×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends100%67%33%-1%Gross margin, FY2021: 86.07%Gross margin, FY2022: 91.89%Gross margin, FY2023: 65.59%Gross margin, FY2024: 53.07%Gross margin, FY2025: 55.83%Operating margin, FY2021: 39.48%Operating margin, FY2022: 43.14%Operating margin, FY2023: 28.78%Operating margin, FY2024: 9.78%Operating margin, FY2025: 17.04%Net margin, FY2021: 30.41%Net margin, FY2022: 33.56%Net margin, FY2023: 24.44%Net margin, FY2024: 7.81%Net margin, FY2025: 13.39%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 86.07%. Gross margin FY2022 91.89%. Gross margin FY2023 65.59%. Gross margin FY2024 53.07%. Gross margin FY2025 55.83%. Operating margin FY2021 39.48%. Operating margin FY2022 43.14%. Operating margin FY2023 28.78%. Operating margin FY2024 9.78%. Operating margin FY2025 17.04%. Net margin FY2021 30.41%. Net margin FY2022 33.56%. Net margin FY2023 24.44%. Net margin FY2024 7.81%. Net margin FY2025 13.39%.

Income trends

Revenue

138.99M USD+6.02%

Operating income

23.68M USD+84.78%

Net income

18.61M USD+81.71%
Income trends across reported periods151.87M USD100.37M USD48.87M USD−2.63M USDRevenue, FY2021: 73.94M USDRevenue, FY2022: 78.95M USDRevenue, FY2023: 105.4M USDRevenue, FY2024: 131.1M USDRevenue, FY2025: 138.99M USDOperating income, FY2021: 29.19M USDOperating income, FY2022: 34.05M USDOperating income, FY2023: 30.34M USDOperating income, FY2024: 12.82M USDOperating income, FY2025: 23.68M USDNet income, FY2021: 22.49M USDNet income, FY2022: 26.49M USDNet income, FY2023: 25.77M USDNet income, FY2024: 10.24M USDNet income, FY2025: 18.61M USDFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 73.94M USD. Revenue FY2022 78.95M USD. Revenue FY2023 105.4M USD. Revenue FY2024 131.1M USD. Revenue FY2025 138.99M USD. Operating income FY2021 29.19M USD. Operating income FY2022 34.05M USD. Operating income FY2023 30.34M USD. Operating income FY2024 12.82M USD. Operating income FY2025 23.68M USD. Net income FY2021 22.49M USD. Net income FY2022 26.49M USD. Net income FY2023 25.77M USD. Net income FY2024 10.24M USD. Net income FY2025 18.61M USD.
Metric (USD)FY2025FY2024FY2023FY2022FY2021
Revenue138.99M USD131.1M USD105.4M USD78.95M USD73.94M USD
Cost of goods sold61.39M USD61.52M USD36.27M USD6.4M USD10.3M USD
Gross profit77.6M USD69.58M USD69.13M USD72.55M USD63.64M USD
Selling, general, and administrative4.03M USD27.81M USD24.78M USD21.95M USD18.49M USD
Operating expenses53.92M USD56.76M USD38.8M USD38.49M USD34.45M USD
Interest income130.55M USD122.95M USD98.18M USD74.08M USD69.28M USD
Interest expense54.74M USD56.41M USD33.16M USD6M USD6.67M USD
Depreciation and amortization2.65M USD2.28M USD1.98M USD2.05M USD1.95M USD
Operating income23.68M USD12.82M USD30.34M USD34.05M USD29.19M USD
Net income18.61M USD10.24M USD25.77M USD26.49M USD22.49M USD

Company facts updated Aug 24, 2026.

Earnings

EPS beat rate
70%
7 beats, 2 misses, 1 met estimate
Average EPS surprise
+63.06%
10 comparable reports
Latest EPS result
1.04
Estimate 0.88 · Beat by 17.65%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly EPS actual values compared with estimates1.120.710.31-0.1Q1 '25MissQ2 '25BeatQ3 '25BeatQ4 '25BeatQ1 '26MissQ2 '26BeatQ3 '26BeatQ4 '26Estimate
Q1 2025, reported Jan 28, 2025: actual 0.75, estimate 0.86, surprise -12.79%, Miss. Q2 2025, reported Apr 24, 2025: actual 0.77, estimate 0.76, surprise +1.32%, Beat. Q3 2025, reported Jul 24, 2025: actual 0.1, estimate -0.02, surprise +600.00%, Beat. Q4 2025, reported Oct 29, 2025: actual 0.95, estimate 0.94, surprise +1.06%, Beat. Q1 2026, reported Jan 29, 2026: actual 0.9, estimate 0.94, surprise -4.26%, Miss. Q2 2026, reported Apr 23, 2026: actual 0.91, estimate 0.85, surprise +7.06%, Beat. Q3 2026, reported Jul 23, 2026: actual 1.04, estimate 0.884, surprise +17.65%, Beat. Q4 2026, reported Nov 4, 2026: actual —, estimate 0.98, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates23.38M21.7M20.02M18.35MQ1 '25BeatQ2 '25BeatQ3 '25BeatQ4 '25BeatQ1 '26MissQ2 '26BeatQ3 '26BeatQ4 '26Estimate
Q1 2025, reported Jan 28, 2025: actual 20.03M USD, estimate 19.25M USD, surprise +4.10%, Beat. Q2 2025, reported Apr 24, 2025: actual 20.92M USD, estimate 20.43M USD, surprise +2.42%, Beat. Q3 2025, reported Jul 24, 2025: actual 21.06M USD, estimate 19.34M USD, surprise +8.93%, Beat. Q4 2025, reported Oct 29, 2025: actual 21.53M USD, estimate 20.33M USD, surprise +5.87%, Beat. Q1 2026, reported Jan 29, 2026: actual 20.75M USD, estimate 22.23M USD, surprise -6.64%, Miss. Q2 2026, reported Apr 23, 2026: actual 21.31M USD, estimate 21.06M USD, surprise +1.17%, Beat. Q3 2026, reported Jul 23, 2026: actual 22.48M USD, estimate 21.84M USD, surprise +2.91%, Beat. Q4 2026, reported Nov 4, 2026: actual —, estimate 22.35M USD, surprise —, Comparison unavailable.

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Analyst price target

Average target

$34.00

20.00% downside
Past 12 months12-month forecastHigh $34.00Average $34.00Low $34.00

Corporate actions

Annual dividends per share

Cash distributions grouped by calendar year; partial years are marked.

$1.25

2025 complete year+89.4% since 2021

2026 partial: $1.05

* Partial calendar year in the available dividend history.

Corporate action history

Dividend

Ex-dividend Aug 5, 2026

$0.35

Quarterly

Record Aug 5, 2026 · Payment Aug 28, 2026

Dividend

Ex-dividend May 5, 2026

$0.35

Quarterly

Record May 5, 2026 · Payment May 28, 2026

Dividend

Ex-dividend Feb 4, 2026

$0.35

Quarterly

Record Feb 4, 2026 · Payment Feb 27, 2026

Dividend

Ex-dividend Nov 7, 2025

$0.35

Quarterly

Record Nov 7, 2025 · Payment Nov 26, 2025

Dividend

Ex-dividend Aug 6, 2025

$0.30

Quarterly

Record Aug 6, 2025 · Payment Aug 29, 2025

Dividend

Ex-dividend May 6, 2025

$0.30

Quarterly

Record May 6, 2025 · Payment May 29, 2025

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ETFs holding BPRN

Funds reporting this stock among their holdings, ordered by reported position size.

Vanguard Morningstar Total Stock Market ETF logoVanguard Morningstar Total Stock Market ETFVTI
Market value
6.24M
Weight
0.00%
AUM
2.3T USD
Expense ratio
0.03%
Price / 1D
$378.24+0.44%
iShares Russell 2000 ETF logoiShares Russell 2000 ETFIWM
Market value
6.17M
Weight
0.01%
AUM
81.62B USD
Expense ratio
0.19%
Price / 1D
$299.96+0.77%
Vanguard Extended Market ETF logoVanguard Extended Market ETFVXF
Market value
2.48M
Weight
0.00%
AUM
93.7B USD
Expense ratio
0.05%
Price / 1D
$245.53+0.82%
iShares Russell 2000 Value ETF logoiShares Russell 2000 Value ETFIWN
Market value
2.18M
Weight
0.01%
AUM
14.66B USD
Expense ratio
0.24%
Price / 1D
$224.81+0.45%
EA Bridgeway Omni Small-Cap Value ETF logoEA Bridgeway Omni Small-Cap Value ETFBSVO
Market value
1.5M
Weight
0.06%
AUM
1.71B USD
Expense ratio
0.47%
Price / 1D
$29.62+0.85%
Vanguard Russell 2000 ETF logoVanguard Russell 2000 ETFVTWO
Market value
1.17M
Weight
0.01%
AUM
17.4B USD
Expense ratio
0.06%
Price / 1D
$121.25+0.74%
Dimensional - US Small Cap Value ETF logoDimensional - US Small Cap Value ETFDFSV
Market value
1.12M
Weight
0.01%
AUM
8.42B USD
Expense ratio
0.30%
Price / 1D
$40.29+0.72%
iShares Core S&P Total U.S. Stock Market ETF logoiShares Core S&P Total U.S. Stock Market ETFITOT
Market value
977.54K
Weight
0.00%
AUM
97.17B USD
Expense ratio
0.03%
Price / 1D
$167.97+0.46%

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