Bankwell Financial Group, Inc. logo

Bankwell Financial Group, Inc.

BWFG

NASDAQFinancial ServicesBanks - Regional

Latest quote

$66.18

+$0.24 · +0.36%

Aug 21, 3:55 PM ET

BWFG company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Buy

Favorable setup — positive multi-factor alignment

Valuation

78

Undervalued

Momentum

59

Neutral

Sentiment

72

Bullish

Risk resilience

76

Moderate Risk

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Company profile

Company website

Bankwell Financial Group, Inc. operates as the parent company for Bankwell Bank, delivering a full spectrum of financial services to both individual consumers and business clients. Its foundational deposit offerings encompass checking, savings, and money market accounts, as well as certificates of deposit. The institution also extends a wide array of lending products. These include residential mortgages for owner-occupied properties (ranging from single-family homes to four-unit dwellings) intended for personal use, alongside home equity loans and lines of credit. For its commercial clientele, Bankwell provides financing secured by commercial real estate, multi-family residences, and investor-owned residential properties (one to four units). It also offers commercial construction loans for development projects such as apartment complexes, condominiums, office buildings, retail spaces, and other income-generating properties. Further loan options include land loans, commercial business loans (often backed by corporate assets and personal guarantees from business owners), and loans secured by customer savings or certificate accounts and automobiles. Additionally, the bank offers unsecured personal loans and overdraft protection lines of credit. The company maintains a network of branch locations across Connecticut, specifically in New Canaan, Stamford, Fairfield, Wilton, Westport, Darien, Norwalk, and Hamden. Established in 2002 under its former name, BNC Financial Group, Inc., the organization rebranded to Bankwell Financial Group, Inc. in September 2013. Its corporate headquarters are located in New Canaan, Connecticut.

Industry
Banks - Regional
Sector
Financial Services
Headquarters
US
CEO
Christopher R. Gruseke
Listed since
Apr 5, 2010
Employees
167

Market position

Volume
83.87K
1.29× average
Average volume
64.89K
Average daily volume
Market cap
528.62M USD
Beta
0.58
Market reference 1

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
309.89M USD
P/E (TTM)
12.21×
P/B (TTM)
1.6×
P/S (TTM)
2.44×
EV / EBITDA
5.89×
Earnings yield
9.91%
Free cash flow yield
7.64%
Dividend yield
1.21%

Profitability & efficiency

Gross margin
55.77%
Operating margin
26.96%
Net margin
19.78%
Return on equity
11.67%
Return on assets
1.05%
Return on invested capital
1.89%

Financial health

Debt / equity
0.31×
Current ratio
1.89×

Earnings

EPS beat rate
73%
8 beats, 3 misses, 0 met estimates
Average EPS surprise
+44.12%
11 comparable reports
Latest EPS result
1.52
Estimate 1.29 · Beat by 17.83%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly EPS actual values compared with estimates1.621.170.720.27Q1 '25MissQ2 '25BeatQ3 '25BeatQ4 '25BeatQ1 '26MissQ2 '26BeatQ3 '26BeatQ4 '26Estimate
Q1 2025, reported Jan 22, 2025: actual 0.32, estimate 0.65, surprise -50.77%, Miss. Q2 2025, reported Apr 23, 2025: actual 0.87, estimate 0.73, surprise +19.18%, Beat. Q3 2025, reported Jul 28, 2025: actual 1.15, estimate 0.87, surprise +32.18%, Beat. Q4 2025, reported Oct 23, 2025: actual 1.27, estimate 1.02, surprise +24.51%, Beat. Q1 2026, reported Jan 29, 2026: actual 1.15, estimate 1.2, surprise -4.17%, Miss. Q2 2026, reported Apr 22, 2026: actual 1.41, estimate 1.23, surprise +14.63%, Beat. Q3 2026, reported Jul 23, 2026: actual 1.52, estimate 1.29, surprise +17.83%, Beat. Q4 2026, reported Oct 22, 2026: actual —, estimate 1.41, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates34.66M29.72M24.77M19.83MQ1 '25MissQ2 '25BeatQ3 '25BeatQ4 '25BeatQ1 '26BeatQ2 '26BeatQ3 '26BeatQ4 '26Estimate
Q1 2025, reported Jan 22, 2025: actual 21.16M USD, estimate 22.13M USD, surprise -4.35%, Miss. Q2 2025, reported Apr 23, 2025: actual 23.57M USD, estimate 22.67M USD, surprise +3.99%, Beat. Q3 2025, reported Jul 28, 2025: actual 25.95M USD, estimate 24.31M USD, surprise +6.76%, Beat. Q4 2025, reported Oct 23, 2025: actual 28.48M USD, estimate 28.06M USD, surprise +1.52%, Beat. Q1 2026, reported Jan 29, 2026: actual 30.32M USD, estimate 28.06M USD, surprise +8.07%, Beat. Q2 2026, reported Apr 22, 2026: actual 30.23M USD, estimate 29.46M USD, surprise +2.63%, Beat. Q3 2026, reported Jul 23, 2026: actual 32.78M USD, estimate 30.63M USD, surprise +7.03%, Beat. Q4 2026, reported Oct 22, 2026: actual —, estimate 33.33M USD, surprise —, Comparison unavailable.

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