Broadway Financial Corp. logo

Broadway Financial Corp.

BYFC

NASDAQFinancial ServicesBanks - Regional

Latest quote

$11.92

Market data unavailable

Aug 21, 3:55 PM ET

BYFC company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Hold

Wait — insufficient conviction to act

Valuation

48

Fair Value

Momentum

62

Gaining

Sentiment

48

Mixed

Risk resilience

61

Moderate Risk

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Company profile

Industry
Banks - Regional
Sector
Financial Services
Headquarters
US

Market position

Volume
2.46K
Market cap
110.45M USD

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
206.04M USD
EV / EBITDA
-8.53×
Earnings yield
-38.88%
Free cash flow yield
-0.02%

Profitability & efficiency

Return on equity
-9.44%
Return on assets
-1.84%
Return on invested capital
-5.72%

Financial health

Current ratio
0.03×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends101%50%-1%-52%Gross margin, FY2021: 85.97%Gross margin, FY2022: 88.24%Gross margin, FY2023: 64.44%Gross margin, FY2024: 49.87%Gross margin, FY2025: 51.90%Operating margin, FY2021: -17.47%Operating margin, FY2022: 21.67%Operating margin, FY2023: 12.40%Operating margin, FY2024: 4.23%Operating margin, FY2025: -38.82%Net margin, FY2021: -14.48%Net margin, FY2022: 15.04%Net margin, FY2023: 8.58%Net margin, FY2024: 2.95%Net margin, FY2025: -39.34%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 85.97%. Gross margin FY2022 88.24%. Gross margin FY2023 64.44%. Gross margin FY2024 49.87%. Gross margin FY2025 51.90%. Operating margin FY2021 -17.47%. Operating margin FY2022 21.67%. Operating margin FY2023 12.40%. Operating margin FY2024 4.23%. Operating margin FY2025 -38.82%. Net margin FY2021 -14.48%. Net margin FY2022 15.04%. Net margin FY2023 8.58%. Net margin FY2024 2.95%. Net margin FY2025 -39.34%.

Income trends

Revenue

63.03M USD-3.76%

Operating income

−24.47M USD−27.24M USD

Net income

−24.8M USD−26.72M USD
Income trends across reported periods74.53M USD38.41M USD2.29M USD−33.82M USDRevenue, FY2021: 27.97M USDRevenue, FY2022: 37.46M USDRevenue, FY2023: 52.59M USDRevenue, FY2024: 65.5M USDRevenue, FY2025: 63.03M USDOperating income, FY2021: −4.89M USDOperating income, FY2022: 8.12M USDOperating income, FY2023: 6.52M USDOperating income, FY2024: 2.77M USDOperating income, FY2025: −24.47M USDNet income, FY2021: −4.05M USDNet income, FY2022: 5.64M USDNet income, FY2023: 4.51M USDNet income, FY2024: 1.93M USDNet income, FY2025: −24.8M USDFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 27.97M USD. Revenue FY2022 37.46M USD. Revenue FY2023 52.59M USD. Revenue FY2024 65.5M USD. Revenue FY2025 63.03M USD. Operating income FY2021 −4.89M USD. Operating income FY2022 8.12M USD. Operating income FY2023 6.52M USD. Operating income FY2024 2.77M USD. Operating income FY2025 −24.47M USD. Net income FY2021 −4.05M USD. Net income FY2022 5.64M USD. Net income FY2023 4.51M USD. Net income FY2024 1.93M USD. Net income FY2025 −24.8M USD.
Metric (USD)FY2025FY2024FY2023FY2022FY2021
Revenue63.03M USD65.5M USD52.59M USD37.46M USD27.97M USD
Cost of goods sold30.32M USD32.84M USD18.7M USD4.41M USD3.93M USD
Gross profit32.71M USD32.66M USD33.89M USD33.06M USD24.04M USD
Selling, general, and administrative19.11M USD17.8M USD16.07M USD14.67M USD16.35M USD
Operating expenses57.18M USD29.89M USD27.36M USD24.94M USD28.93M USD
Interest income61.28M USD63.95M USD47.23M USD36.27M USD24.75M USD
Interest expense28.14M USD32.18M USD17.77M USD3.41M USD3.75M USD
Depreciation and amortization315K USD760K USD775K USD811K USD680K USD
Operating income−24.47M USD2.77M USD6.52M USD8.12M USD−4.89M USD
Net income−24.8M USD1.93M USD4.51M USD5.64M USD−4.05M USD

Company facts updated Aug 24, 2026.

Earnings

Latest EPS result
0.02

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Estimates unavailable
Quarterly EPS actual values compared with estimates0.130.03-0.08-0.18Q4 '24Q1 '25Q2 '25Q2 '25Q4 '25Q1 '26Q2 '26Q3 '26
Q4 2024, reported Oct 29, 2024: actual -0.03, estimate —, surprise —, Comparison unavailable. Q1 2025, reported Jan 27, 2025: actual 0.06, estimate —, surprise —, Comparison unavailable. Q2 2025, reported Apr 28, 2025: actual -0.14, estimate —, surprise —, Comparison unavailable. Q2 2025, reported Jun 30, 2025: actual 0.07, estimate —, surprise —, Comparison unavailable. Q4 2025, reported Dec 23, 2025: actual -0.03, estimate —, surprise —, Comparison unavailable. Q1 2026, reported Mar 31, 2026: actual 0.04, estimate —, surprise —, Comparison unavailable. Q2 2026, reported Apr 28, 2026: actual 0.09, estimate —, surprise —, Comparison unavailable. Q3 2026, reported Jul 28, 2026: actual 0.02, estimate —, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Estimates unavailable
Quarterly Revenue actual values compared with estimates19.53M15.78M12.02M8.27MQ4 '24Q1 '25Q2 '25Q2 '25Q4 '25Q1 '26Q2 '26Q3 '26
Q4 2024, reported Oct 29, 2024: actual 16.58M USD, estimate —, surprise —, Comparison unavailable. Q1 2025, reported Jan 27, 2025: actual 9.05M USD, estimate —, surprise —, Comparison unavailable. Q2 2025, reported Apr 28, 2025: actual 15.09M USD, estimate —, surprise —, Comparison unavailable. Q2 2025, reported Jun 30, 2025: actual 14.48M USD, estimate —, surprise —, Comparison unavailable. Q4 2025, reported Dec 23, 2025: actual 16.21M USD, estimate —, surprise —, Comparison unavailable. Q1 2026, reported Mar 31, 2026: actual 16.98M USD, estimate —, surprise —, Comparison unavailable. Q2 2026, reported Apr 28, 2026: actual 17.31M USD, estimate —, surprise —, Comparison unavailable. Q3 2026, reported Jul 28, 2026: actual 18.75M USD, estimate —, surprise —, Comparison unavailable.

Corporate actions

Annual dividends per share

Cash distributions grouped by calendar year; partial years are marked.

$1.60

2009 complete year0.0% since 2005

Corporate action history

Dividend

Ex-dividend Apr 8, 2010

$0.01

Quarterly

Record Apr 12, 2010 · Payment Apr 30, 2010

Dividend

Ex-dividend Jan 6, 2010

$0.05

Quarterly

Record Jan 8, 2010 · Payment Jan 29, 2010

Dividend

Ex-dividend Oct 14, 2009

$0.05

Quarterly

Record Oct 16, 2009 · Payment Oct 30, 2009

Dividend

Ex-dividend Jul 13, 2009

$0.05

Quarterly

Record Jul 15, 2009 · Payment Jul 31, 2009

Dividend

Ex-dividend Apr 7, 2009

$0.05

Quarterly

Record Apr 10, 2009 · Payment Apr 30, 2009

Dividend

Ex-dividend Jan 8, 2009

$0.05

Quarterly

Record Jan 12, 2009 · Payment Jan 30, 2009

BYFC peers

ETFs holding BYFC

Funds reporting this stock among their holdings, ordered by reported position size.

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