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NASDAQFinancial ServicesFinancial - Credit Services
Latest quote
$542.82
+$10.27 · +1.93%
Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. It advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers. The company is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. It serves independent and franchised automobile dealers. The company was founded in 1972 and is headquartered in Southfield, Michigan.
Latest quote
$542.82
+$10.27 · +1.93%
After-hours
$542.82
$0.00 · 0.00%
Oct 8, 7:30 PM ET
Regular session · ET · Market data may be delayed.
Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. It advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers. The company is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. It serves independent and franchised automobile dealers. The company was founded in 1972 and is headquartered in Southfield, Michigan.
Day range
Current $542.82
52-week range
Current $542.82
Regular session · ET · Market data may be delayed.
GoAI Score
Buy
Valuation
80
Undervalued
Sentiment
50
Mixed
Risk
30
Moderate Risk
Momentum
84
Strong Up
Full GoAI research
Thesis, catalysts, evidence, and risk analysis.
Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. It advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers. The company is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. It serves independent and franchised automobile dealers. The company was founded in 1972 and is headquartered in Southfield, Michigan.
Day range
Current $542.82
52-week range
Current $542.82
Profitability as a percentage of reported revenue.
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 2.32B USD | 2.13B USD | 1.88B USD | 1.82B USD | 1.85B USD |
| Cost of goods sold | 29M USD | 802.2M USD | 617.4M USD | 475M USD | 421.1M USD |
| Gross profit | 2.29B USD | 1.33B USD | 1.26B USD | 1.35B USD | 1.43B USD |
| Selling, general, and administrative | — | 192.3M USD | 178.9M USD | 164.3M USD | 165.6M USD |
| Operating expenses | 1.18B USD | 1.01B USD | 915.1M USD | 645.7M USD | 174M USD |
| Interest income | 2.17B USD | 26.2M USD | 19.7M USD | 6.6M USD | 1.2M USD |
| Interest expense | 462.9M USD | — | — | — | — |
| Depreciation and amortization | 26.6M USD | 27.8M USD | 26.6M USD | 25.6M USD | 26.3M USD |
| Operating income | 1.1B USD | 325.1M USD | 347.3M USD | 702.3M USD | 1.26B USD |
| Net income | 423.9M USD | 247.9M USD | 286.1M USD | 535.8M USD | 958.3M USD |
Company facts updated Oct 9, 2026.
Recent quarterly results
Recent quarterly results
Third-party consensus; not a GoAI recommendation.
| Action | Effective date | Details | Record date | Payment date |
|---|---|---|---|---|
Stock split | Dec 21, 1994 | 2:1 | — | — |
Stock split | Dec 27, 1993 | 3:2 | — | — |
Stock split | Mar 18, 1993 | 2:1 | — | — |
Effective Dec 21, 1994
2:1
Effective Dec 27, 1993
3:2
Effective Mar 18, 1993
2:1
Funds reporting this stock among their holdings, ordered by reported position size.
iShares Core S&P Small-Cap ETFIJR168.53M0.16%104.29B USD0.06%$137.31+0.17%
Vanguard Morningstar Total Stock Market ETFVTI79.56M0.00%2.3T USD0.03%$379.56-0.39%
Avantis U.S. Small Cap Value ETFAVUV65.5M0.21%30.54B USD0.25%$120.13+0.84%
Vanguard Morningstar Small-Cap ETFVB57.71M0.03%185.3B USD0.03%$287.63+0.23%
Dimensional - US Small Cap ETFDFAS41.57M0.12%33.66B USD0.31%$78.10+0.23%
Vanguard Extended Market ETFVXF40.83M0.04%95.4B USD0.05%$233.13-0.15%
Vanguard Morningstar Small-Cap Growth ETFVBK33.06M0.07%44.7B USD0.05%$340.59-0.48%
Dimensional - US Core Equity 2 ETFDFAC26.64M0.03%88.28B USD0.21%$45.11-0.15%iShares Core S&P Small-Cap ETFIJRVanguard Morningstar Total Stock Market ETFVTIAvantis U.S. Small Cap Value ETFAVUVVanguard Morningstar Small-Cap ETFVBDimensional - US Small Cap ETFDFASVanguard Extended Market ETFVXFVanguard Morningstar Small-Cap Growth ETFVBKDimensional - US Core Equity 2 ETFDFACAI-generated and delayed market data for informational and educational purposes only. Not investment advice.
