Credit Acceptance Corporation

CACC

NASDAQFinancial ServicesFinancial - Credit Services

Latest quote

$601.35

+$15.17 · +2.59%

Aug 21, 3:55 PM ET

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

67/100

GoAI score

Buy

Favorable setup — positive multi-factor alignment

Valuation

80

Undervalued

Momentum

84

Strong Up

Sentiment

50

Mixed

Risk resilience

70

Moderate Risk

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Company profile

Company website

Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. It advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers. The company is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. It serves independent and franchised automobile dealers. The company was founded in 1972 and is headquartered in Southfield, Michigan.

Industry: Financial - Credit Services
Sector: Financial Services
Headquarters: US
CEO: Vinayak R.
Listed since: Jun 5, 1992
Employees: 2,314

Market position

Volume: 126.16K; 0.82× average
Average volume: 154.25K; Average daily volume
Market cap: 6.29B USD
Beta: 1.35; Market reference 1

Financials

Financial snapshot

Latest / TTM

Valuation & yield

P/E (TTM): 12.95×
P/B (TTM): 3.96×
P/S (TTM): 2.71×
Dividend yield: 0.00%

Profitability & efficiency

Gross margin: 89.68%
Operating margin: 43.42%
Net margin: 21.60%

Financial health

Debt / equity: 3.96×
Altman Z-score: 2.47
Piotroski F-score: 9 of 9

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Analyst price target

Average target

$540

10.16% downside

Past 12 months12-month forecast

Price history unavailable

High $540Average $540Low $540

Rating distribution

18 ratings

Strong buy00%

Buy00%

Hold1267%

Sell633%

Strong sell00%

Corporate actions

Corporate action history

Action	Effective date	Details	Record date	Payment date
Stock split	Dec 21, 1994	2:1	—	—
Stock split	Dec 27, 1993	3:2	—	—
Stock split	Mar 18, 1993	2:1	—	—

Stock split

Effective Dec 21, 1994

2:1

Stock split

Effective Dec 27, 1993

3:2

Stock split

Effective Mar 18, 1993

2:1

CACC peers

IBKR

Interactive Brokers Group, Inc.

$93.87

+4.47%

CME

CME Group Inc.

$274.98

+1.52%

HOOD

Robinhood Markets, Inc.

$108.13

+13.70%

SATA

Strive Inc. Perp. Pfd. Series A

$100.01

+0.10%

NDAQ

Nasdaq, Inc.

$98.22

+0.69%

PYPL

PayPal Holdings, Inc.

$61.55

-1.20%

ETFs holding CACC

Funds reporting this stock among their holdings, ordered by reported position size.

ETFMarket valueWeightAUMExpense ratioPrice / 1D

iShares Core S&P Small-Cap ETFIJR204.37M0.18%111.19B USD0.06%$147.31—

Vanguard Morningstar Total Stock Market ETFVTI75.58M0.00%2.3T USD0.03%$378.24—

Avantis U.S. Small Cap Value ETFAVUV67.19M0.22%31.27B USD0.25%$126.45—

Vanguard Morningstar Small-Cap ETFVB54.71M0.03%183.4B USD0.03%$304.76—

Vanguard Extended Market ETFVXF38.39M0.04%93.7B USD0.05%$245.53—

State Street SPDR Portfolio S&P 600 Small Cap ETFSPSM32.29M0.19%17.03B USD0.03%$57.28—

Vanguard Morningstar Small-Cap Growth ETFVBK31.63M0.07%43.8B USD0.05%$358.65—

Dimensional - US Small Cap ETFDFAS21.35M0.14%15.92B USD0.26%$83.02—

iShares Core S&P Small-Cap ETFIJR

Market value: 204.37M
Weight: 0.18%
AUM: 111.19B USD
Expense ratio: 0.06%
Price / 1D: $147.31—

Vanguard Morningstar Total Stock Market ETFVTI

Market value: 75.58M
Weight: 0.00%
AUM: 2.3T USD
Expense ratio: 0.03%
Price / 1D: $378.24—

Avantis U.S. Small Cap Value ETFAVUV

Market value: 67.19M
Weight: 0.22%
AUM: 31.27B USD
Expense ratio: 0.25%
Price / 1D: $126.45—

Vanguard Morningstar Small-Cap ETFVB

Market value: 54.71M
Weight: 0.03%
AUM: 183.4B USD
Expense ratio: 0.03%
Price / 1D: $304.76—

Vanguard Extended Market ETFVXF

Market value: 38.39M
Weight: 0.04%
AUM: 93.7B USD
Expense ratio: 0.05%
Price / 1D: $245.53—

State Street SPDR Portfolio S&P 600 Small Cap ETFSPSM

Market value: 32.29M
Weight: 0.19%
AUM: 17.03B USD
Expense ratio: 0.03%
Price / 1D: $57.28—

Vanguard Morningstar Small-Cap Growth ETFVBK

Market value: 31.63M
Weight: 0.07%
AUM: 43.8B USD
Expense ratio: 0.05%
Price / 1D: $358.65—

Dimensional - US Small Cap ETFDFAS

Market value: 21.35M
Weight: 0.14%
AUM: 15.92B USD
Expense ratio: 0.26%
Price / 1D: $83.02—

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