
Capital City Bank Group, Inc.
CCBGNASDAQFinancial ServicesBanks - Regional
Previous close
$51.33
−$0.01 · -0.02%
Pre-market
$51.034
−$0.296 · -0.58%
Aug 24, 7:37 AM ET
CCBG company overview
Regular session · ET · Market data may be delayed.
GoAI snapshot
AI-powered factor overview
GoAI score
Hold
Wait — insufficient conviction to act
Valuation
62
Undervalued
Momentum
55
Neutral
Sentiment
47
Mixed
Risk resilience
79
Moderate Risk
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Company profile
Company websiteCapital City Bank Group, Inc. functions as the financial holding company for Capital City Bank, delivering a comprehensive array of financial services to both individual consumers and businesses. Its commercial offerings encompass financing for business properties, equipment, inventories, and accounts receivable, in addition to commercial leasing, letters of credit, treasury management solutions, and merchant credit card transaction processing. The institution also offers commercial and residential real estate loans, including both fixed and adjustable-rate mortgages for homes, along with personal loans for vehicles, recreational vehicles, and home equity, as well as various credit card options. Furthermore, it delivers specialized institutional banking services to a diverse clientele, including state and local governments, public educational institutions, charities, membership organizations, and non-profit associations. These services feature tailored checking and savings accounts, sophisticated cash management systems, tax-exempt loans, lines of credit, and term financing. For its consumer base, the bank provides a full spectrum of services such as checking and savings accounts, access to interactive and automated teller machines (ATMs/ITMs), debit and credit cards, night deposit boxes, safe deposit facilities, and modern online and mobile banking capabilities. The company also offers individual asset management solutions, including agency accounts, personal trusts, IRAs, and personalized investment management. Its retail securities product offerings extend to U.S. government and tax-free municipal bonds, equities, mutual funds, unit investment trusts, annuities, life insurance, and long-term healthcare plans. As of December 31, 2021, its operational footprint included 57 banking branches and 86 ATM/ITM locations spanning Florida, Georgia, and Alabama. Established in 1895, Capital City Bank Group maintains its corporate headquarters in Tallahassee, Florida.
- Industry
- Banks - Regional
- Sector
- Financial Services
- Headquarters
- US
- CEO
- William Godfrey Smith Jr.
- Listed since
- Jun 6, 1994
- Employees
- 902
Market position
Day range
Current $51.33
52-week range
Current $51.33
- Open
- $51.84
- Previous close
- $51.34
- Volume
- 81.3K
- 0.92× average
- Average volume
- 88.15K
- Average daily volume
- Market cap
- 878.43M USD
- Beta
- 0.34
- Market reference 1
- 50-day average
- $50.2664
- +2.12% above average
- 200-day average
- $45.3376
- +13.22% above average
Financials
Financial snapshot
Latest / TTMValuation & yield
- Enterprise value
- 757.83M USD
- P/E (TTM)
- 14.26×
- P/B (TTM)
- 1.54×
- P/S (TTM)
- 3.16×
- EV / EBITDA
- 8.48×
- Earnings yield
- 8.47%
- Free cash flow yield
- 11.01%
- Dividend yield
- 2.07%
Profitability & efficiency
- Gross margin
- 90.16%
- Operating margin
- 30.04%
- Net margin
- 22.19%
- Return on equity
- 11.13%
- Return on assets
- 1.40%
- Return on invested capital
- 1.44%
Financial health
- Debt / equity
- 0.14×
- Current ratio
- 1.24×
Financial statements
Margin trends
Profitability as a percentage of reported revenue.
Income trends
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 279.31M USD | 262.22M USD | 245.69M USD | 200.56M USD | 207.33M USD |
| Cost of goods sold | 36.01M USD | 39.75M USD | 31.79M USD | 14.38M USD | 1.94M USD |
| Gross profit | 243.3M USD | 222.47M USD | 213.9M USD | 186.18M USD | 205.39M USD |
| Selling, general, and administrative | 116.34M USD | 105.29M USD | 100.04M USD | 96.41M USD | 111.23M USD |
| Operating expenses | 159.59M USD | 156.9M USD | 150.04M USD | 145.1M USD | 155.94M USD |
| Interest income | 204.39M USD | 194.66M USD | 181.07M USD | 131.35M USD | 106.35M USD |
| Interest expense | 32.74M USD | 35.72M USD | 22.08M USD | 6.89M USD | 3.49M USD |
| Depreciation and amortization | 5.66M USD | 7.83M USD | 8.08M USD | 7.76M USD | 7.71M USD |
| Operating income | 83.71M USD | 65.57M USD | 63.86M USD | 41.08M USD | 49.45M USD |
| Net income | 61.56M USD | 52.92M USD | 52.26M USD | 33.41M USD | 33.4M USD |
Company facts updated Aug 24, 2026.
Earnings
- EPS beat rate
- 90%
- 9 beats, 1 miss, 0 met estimates
- Average EPS surprise
- +8.24%
- 10 comparable reports
- Latest EPS result
- 0.95
- Estimate 0.9 · Beat by 5.20%
EPS: actual versus estimate
Recent quarterly results
Revenue: actual versus estimate
Recent quarterly results
Analyst ratings
Third-party consensus; not a GoAI recommendation.
Rating distribution
7 ratingsCCBG news
Corporate actions
Annual dividends per share
Cash distributions grouped by calendar year; partial years are marked.
$1.00
2025 complete year+61.3% since 2021
2026 partial: $0.54
$0.62
2,021
$0.66
2,022
$0.76
2,023
$0.88
2,024
$1.00
2,025
$0.54
2,026*
* Partial calendar year in the available dividend history.
Corporate action history
| Action | Ex-dividend date | Details | Record date | Payment date |
|---|---|---|---|---|
Dividend | Jun 1, 2026 | $0.27Quarterly | Jun 1, 2026 | Jun 15, 2026 |
Dividend | Mar 9, 2026 | $0.27Quarterly | Mar 9, 2026 | Mar 23, 2026 |
Dividend | Dec 1, 2025 | $0.26Quarterly | Dec 1, 2025 | Dec 15, 2025 |
Dividend | Sep 8, 2025 | $0.26Quarterly | Sep 8, 2025 | Sep 22, 2025 |
Dividend | Jun 9, 2025 | $0.24Quarterly | Jun 9, 2025 | Jun 23, 2025 |
Dividend | Mar 10, 2025 | $0.24Quarterly | Mar 10, 2025 | Mar 24, 2025 |
Ex-dividend Jun 1, 2026
$0.27
Quarterly
Record Jun 1, 2026 · Payment Jun 15, 2026
Ex-dividend Mar 9, 2026
$0.27
Quarterly
Record Mar 9, 2026 · Payment Mar 23, 2026
Ex-dividend Dec 1, 2025
$0.26
Quarterly
Record Dec 1, 2025 · Payment Dec 15, 2025
Ex-dividend Sep 8, 2025
$0.26
Quarterly
Record Sep 8, 2025 · Payment Sep 22, 2025
Ex-dividend Jun 9, 2025
$0.24
Quarterly
Record Jun 9, 2025 · Payment Jun 23, 2025
Ex-dividend Mar 10, 2025
$0.24
Quarterly
Record Mar 10, 2025 · Payment Mar 24, 2025
CCBG peers
ETFs holding CCBG
Funds reporting this stock among their holdings, ordered by reported position size.
Vanguard Morningstar Total Stock Market ETFVTI22.56M0.00%2.3T USD0.03%$378.24+0.44%
Avantis U.S. Small Cap Value ETFAVUV21.67M0.07%31.27B USD0.25%$126.45+0.66%
Schwab U.S. Dividend Equity ETFSCHD19.06M0.02%112B USD0.06%$35.11+0.80%
iShares Russell 2000 ETFIWM18.93M0.02%81.62B USD0.19%$299.96+0.77%
Vanguard Extended Market ETFVXF8.33M0.01%93.7B USD0.05%$245.53+0.82%
iShares Russell 2000 Value ETFIWN7.17M0.05%14.66B USD0.24%$224.81+0.45%
State Street SPDR S&P Regional Banking ETFKRE5.96M0.15%4.06B USD0.35%$74.86+0.20%
Dimensional - US Targeted Value ETFDFAT5.81M0.04%14.66B USD0.28%$71.67+0.67%
Vanguard Morningstar Total Stock Market ETFVTI- Market value
- 22.56M
- Weight
- 0.00%
- AUM
- 2.3T USD
- Expense ratio
- 0.03%
- Price / 1D
- $378.24+0.44%
Avantis U.S. Small Cap Value ETFAVUV- Market value
- 21.67M
- Weight
- 0.07%
- AUM
- 31.27B USD
- Expense ratio
- 0.25%
- Price / 1D
- $126.45+0.66%
Schwab U.S. Dividend Equity ETFSCHD- Market value
- 19.06M
- Weight
- 0.02%
- AUM
- 112B USD
- Expense ratio
- 0.06%
- Price / 1D
- $35.11+0.80%
iShares Russell 2000 ETFIWM- Market value
- 18.93M
- Weight
- 0.02%
- AUM
- 81.62B USD
- Expense ratio
- 0.19%
- Price / 1D
- $299.96+0.77%
Vanguard Extended Market ETFVXF- Market value
- 8.33M
- Weight
- 0.01%
- AUM
- 93.7B USD
- Expense ratio
- 0.05%
- Price / 1D
- $245.53+0.82%
iShares Russell 2000 Value ETFIWN- Market value
- 7.17M
- Weight
- 0.05%
- AUM
- 14.66B USD
- Expense ratio
- 0.24%
- Price / 1D
- $224.81+0.45%
State Street SPDR S&P Regional Banking ETFKRE- Market value
- 5.96M
- Weight
- 0.15%
- AUM
- 4.06B USD
- Expense ratio
- 0.35%
- Price / 1D
- $74.86+0.20%
Dimensional - US Targeted Value ETFDFAT- Market value
- 5.81M
- Weight
- 0.04%
- AUM
- 14.66B USD
- Expense ratio
- 0.28%
- Price / 1D
- $71.67+0.67%
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