CNB Financial Corporation logo

CNB Financial Corporation

CCNE

NASDAQFinancial ServicesBanks - Regional

Regular session

$34.105

+$0.265 · +0.78%

Aug 24, 10:10 AM ET

CCNE company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Buy

Favorable setup — positive multi-factor alignment

Valuation

86

Deep Value

Momentum

52

Neutral

Sentiment

55

Mixed

Risk resilience

77

Moderate Risk

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Company profile

Company website

CNB Financial Corporation functions as the parent company for CNB Bank, offering a full spectrum of banking products and services to a varied customer base that includes individuals, businesses, government entities, and institutional clients. Its deposit offerings cover checking, savings, and certificates of deposit. The corporation also provides a range of loan products, such as real estate, commercial, industrial, residential, and consumer financing, along with other specialized financial services. Additionally, it delivers wealth and asset management expertise, handling the administration of trusts, estates, retirement plans, and various employee benefit programs, in addition to broader wealth advisory services. The company further diversifies its activities by investing in debt and equity securities, distributing non-proprietary annuities and insurance products, and extending both small unsecured loans and secured loans, primarily collateralized by automobiles and equipment. As of February 8, 2022, CNB Financial Corporation's operations included a private banking division, three loan production offices, one drive-up facility, and 45 full-service branch locations spread across Pennsylvania, Ohio, New York, and Virginia. Founded in 1865, the company's headquarters are situated in Clearfield, Pennsylvania.

Industry
Banks - Regional
Sector
Financial Services
Headquarters
US
CEO
Michael D. Peduzzi
Listed since
Apr 4, 1994
Employees
934

Market position

Day range

Current $34.105

52-week range

Current $34.105

Open
$33.80
Previous close
$33.84
Volume
13.23K
0.08× average
Average volume
157.24K
Average daily volume
Market cap
1.01B USD
Beta
0.62
Market reference 1
50-day average
$34.03
+0.22% above average
200-day average
$29.7432
+14.67% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

P/E (TTM)
10.9×
P/B (TTM)
1.11×
P/S (TTM)
2.15×
Dividend yield
2.17%

Profitability & efficiency

Gross margin
64.73%
Operating margin
23.26%
Net margin
20.46%

Financial health

Debt / equity
0.31×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends95%66%37%8%Gross margin, FY2021: 87.66%Gross margin, FY2022: 86.60%Gross margin, FY2023: 65.88%Gross margin, FY2024: 59.11%Gross margin, FY2025: 60.69%Operating margin, FY2021: 33.83%Operating margin, FY2022: 32.09%Operating margin, FY2023: 22.31%Operating margin, FY2024: 18.71%Operating margin, FY2025: 20.37%Net margin, FY2021: 27.58%Net margin, FY2022: 25.93%Net margin, FY2023: 18.02%Net margin, FY2024: 15.16%Net margin, FY2025: 16.33%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 87.66%. Gross margin FY2022 86.60%. Gross margin FY2023 65.88%. Gross margin FY2024 59.11%. Gross margin FY2025 60.69%. Operating margin FY2021 33.83%. Operating margin FY2022 32.09%. Operating margin FY2023 22.31%. Operating margin FY2024 18.71%. Operating margin FY2025 20.37%. Net margin FY2021 27.58%. Net margin FY2022 25.93%. Net margin FY2023 18.02%. Net margin FY2024 15.16%. Net margin FY2025 16.33%.

Income trends

Revenue

404.86M USD+12.46%

Operating income

82.47M USD+22.43%

Net income

66.13M USD+21.17%
Income trends across reported periods439.89M USD299.78M USD159.66M USD19.55M USDRevenue, FY2021: 209.2M USDRevenue, FY2022: 243.7M USDRevenue, FY2023: 322.01M USDRevenue, FY2024: 360.01M USDRevenue, FY2025: 404.86M USDOperating income, FY2021: 70.78M USDOperating income, FY2022: 78.21M USDOperating income, FY2023: 71.83M USDOperating income, FY2024: 67.36M USDOperating income, FY2025: 82.47M USDNet income, FY2021: 57.71M USDNet income, FY2022: 63.19M USDNet income, FY2023: 58.02M USDNet income, FY2024: 54.58M USDNet income, FY2025: 66.13M USDFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 209.2M USD. Revenue FY2022 243.7M USD. Revenue FY2023 322.01M USD. Revenue FY2024 360.01M USD. Revenue FY2025 404.86M USD. Operating income FY2021 70.78M USD. Operating income FY2022 78.21M USD. Operating income FY2023 71.83M USD. Operating income FY2024 67.36M USD. Operating income FY2025 82.47M USD. Net income FY2021 57.71M USD. Net income FY2022 63.19M USD. Net income FY2023 58.02M USD. Net income FY2024 54.58M USD. Net income FY2025 66.13M USD.
Metric (USD)FY2025FY2024FY2023FY2022FY2021
Revenue404.86M USD360.01M USD322.01M USD243.7M USD209.2M USD
Cost of goods sold159.16M USD147.22M USD109.86M USD32.67M USD25.82M USD
Gross profit245.7M USD212.79M USD212.15M USD211.04M USD183.38M USD
Selling, general, and administrative7.31M USD80.8M USD78.07M USD77.14M USD65.77M USD
Operating expenses163.23M USD145.43M USD140.32M USD132.82M USD112.6M USD
Interest income392.35M USD325.1M USD293.23M USD213.58M USD179.6M USD
Interest expense150.31M USD138M USD103.87M USD24.08M USD19.82M USD
Depreciation and amortization10.91M USD8.27M USD7.74M USD6.57M USD6.24M USD
Operating income82.47M USD67.36M USD71.83M USD78.21M USD70.78M USD
Net income66.13M USD54.58M USD58.02M USD63.19M USD57.71M USD

Company facts updated Aug 24, 2026.

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Analyst price target

Average target

$36.00

5.56% upside
Past 12 months12-month forecastHigh $36.00Average $36.00Low $36.00

Corporate actions

Annual dividends per share

Cash distributions grouped by calendar year; partial years are marked.

$0.72

2025 complete year+5.1% since 2021

2026 partial: $0.38

* Partial calendar year in the available dividend history.

Corporate action history

DividendUpcoming

Ex-dividend Sep 1, 2026

$0.19

Quarterly

Record Sep 1, 2026 · Payment Sep 15, 2026

Dividend

Ex-dividend Jun 1, 2026

$0.19

Quarterly

Record Jun 1, 2026 · Payment Jun 15, 2026

Dividend

Ex-dividend Feb 27, 2026

$0.19

Quarterly

Record Feb 27, 2026 · Payment Mar 13, 2026

Dividend

Ex-dividend Nov 28, 2025

$0.18

Quarterly

Record Nov 28, 2025 · Payment Dec 12, 2025

Dividend

Ex-dividend Aug 29, 2025

$0.18

Quarterly

Record Aug 29, 2025 · Payment Sep 12, 2025

Dividend

Ex-dividend May 30, 2025

$0.18

Quarterly

Record May 30, 2025 · Payment Jun 13, 2025

CCNE peers

ETFs holding CCNE

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