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Cardlytics, Inc. logo

Cardlytics, Inc.

CDLX

NASDAQCommunication ServicesAdvertising Agencies

Open in GoAI

Previous close

$4.30

$0.00 · 0.00%

Aug 21, 4:00 PM ET

CDLX company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Sell

Trim exposure — unfavorable risk-reward

Valuation

45

Fair Value

Momentum

22

Weakening

Sentiment

55

Mixed

Risk resilience

32

High Risk

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Company profile

Company website

Cardlytics, Inc. provides an advertising platform, operating in both the United States and the United Kingdom. Among its key offerings is the Cardlytics platform, a proprietary advertising channel integrated directly into banks' digital environments. This system allows marketers to engage customers through the vast networks of their financial institution partners, leveraging digital avenues such as online portals, mobile applications, email, and various real-time alerts. Furthermore, the company offers the Bridg platform, a comprehensive customer data solution that processes point-of-sale information. This enables marketers to conduct advanced analytics, implement highly targeted loyalty initiatives, and precisely evaluate the performance of their marketing efforts. Cardlytics, Inc. was founded in 2008 and is headquartered in Atlanta, Georgia.

Industry
Advertising Agencies
Sector
Communication Services
Headquarters
US
CEO
Amit Gupta
Listed since
Feb 9, 2018
Employees
275

Market position

Day range

Current $4.30

52-week range

Current $4.30

Open
$4.305
Previous close
$4.30
Volume
9.94K
0.13× average
Average volume
73.9K
Average daily volume
Market cap
24.97M USD
Beta
0.67
Market reference 1
50-day average
$4.3274
-0.63% below average
200-day average
$8.4859
-49.33% below average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
227.68M USD
P/E (TTM)
-0.23×
P/B (TTM)
-1.55×
P/S (TTM)
0.14×
EV / EBITDA
-3.48×
Earnings yield
-169.43%
Free cash flow yield
-10.63%
Dividend yield
0.00%

Profitability & efficiency

Gross margin
47.93%
Operating margin
-48.33%
Net margin
-55.92%
Return on equity
1590.17%
Return on assets
-36.23%
Return on invested capital
-22.57%

Financial health

Debt / equity
-11.86×
Current ratio
1.75×
Altman Z-score
-8.77
Piotroski F-score
4 of 9

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends65%-15%-96%-176%Gross margin, FY2021: 38.69%Gross margin, FY2022: 37.73%Gross margin, FY2023: 42.17%Gross margin, FY2024: 43.44%Gross margin, FY2025: 45.05%Operating margin, FY2021: -45.90%Operating margin, FY2022: -153.34%Operating margin, FY2023: -43.88%Operating margin, FY2024: -70.25%Operating margin, FY2025: -20.21%Net margin, FY2021: -48.13%Net margin, FY2022: -155.85%Net margin, FY2023: -43.56%Net margin, FY2024: -68.02%Net margin, FY2025: -44.36%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 38.69%. Gross margin FY2022 37.73%. Gross margin FY2023 42.17%. Gross margin FY2024 43.44%. Gross margin FY2025 45.05%. Operating margin FY2021 -45.90%. Operating margin FY2022 -153.34%. Operating margin FY2023 -43.88%. Operating margin FY2024 -70.25%. Operating margin FY2025 -20.21%. Net margin FY2021 -48.13%. Net margin FY2022 -155.85%. Net margin FY2023 -43.56%. Net margin FY2024 -68.02%. Net margin FY2025 -44.36%.

Income trends

Revenue

233.27M USD-16.18%

Operating income

−47.14M USD+75.89%

Net income

−103.49M USD+45.33%
Income trends across reported periods386.65M USD76.86M USD−232.92M USD−542.71M USDRevenue, FY2021: 267.12M USDRevenue, FY2022: 298.54M USDRevenue, FY2023: 309.2M USDRevenue, FY2024: 278.3M USDRevenue, FY2025: 233.27M USDOperating income, FY2021: −122.6M USDOperating income, FY2022: −457.78M USDOperating income, FY2023: −135.67M USDOperating income, FY2024: −195.5M USDOperating income, FY2025: −47.14M USDNet income, FY2021: −128.57M USDNet income, FY2022: −465.26M USDNet income, FY2023: −134.7M USDNet income, FY2024: −189.3M USDNet income, FY2025: −103.49M USDFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 267.12M USD. Revenue FY2022 298.54M USD. Revenue FY2023 309.2M USD. Revenue FY2024 278.3M USD. Revenue FY2025 233.27M USD. Operating income FY2021 −122.6M USD. Operating income FY2022 −457.78M USD. Operating income FY2023 −135.67M USD. Operating income FY2024 −195.5M USD. Operating income FY2025 −47.14M USD. Net income FY2021 −128.57M USD. Net income FY2022 −465.26M USD. Net income FY2023 −134.7M USD. Net income FY2024 −189.3M USD. Net income FY2025 −103.49M USD.
Metric (USD)FY2025FY2024FY2023FY2022FY2021
Revenue233.27M USD278.3M USD309.2M USD298.54M USD267.12M USD
Cost of goods sold128.19M USD157.4M USD178.83M USD185.91M USD163.78M USD
Gross profit105.08M USD120.89M USD130.38M USD112.63M USD103.34M USD
Research and development39.77M USD49.61M USD51.35M USD54.44M USD38.1M USD
Selling, general, and administrative86.75M USD109.13M USD116.24M USD156.19M USD132.22M USD
Operating expenses152.22M USD316.39M USD266.05M USD570.41M USD225.94M USD
Interest income2.71M USD3.35M USD3.85M USD1.44M USD297K USD
Interest expense10.63M USD8.9M USD6.18M USD3.99M USD12.86M USD
Depreciation and amortization27.41M USD27.88M USD29.52M USD43.74M USD35.65M USD
Operating income−47.14M USD−195.5M USD−135.67M USD−457.78M USD−122.6M USD
Net income−103.49M USD−189.3M USD−134.7M USD−465.26M USD−128.57M USD

Company facts updated Aug 24, 2026.

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Analyst price target

Average target

$1.00

76.74% downside
Past 12 months12-month forecastHigh $1.00Average $1.00Low $1.00

Rating distribution

15 ratings
Strong buy00%
Buy427%
Hold960%
Sell213%
Strong sell00%

CDLX news

seekingalpha.com

Cardlytics, Inc. (CDLX) Q2 2026 Earnings Call Transcript

Cardlytics, Inc. (CDLX) Q2 2026 Earnings Call Transcript

Read source
businesswire.com

Cardlytics Second Quarter 2026 Financial Results Driven By Strong Operational Performance

ATLANTA--(BUSINESS WIRE)--Cardlytics, Inc. (NASDAQ: CDLX), a purchase intelligence platform, today announced financial results for the second quarter ended June 30, 2026. "The second quarter shows that our execution is…

Read source
businesswire.com

Cardlytics Announces Inducement Grant Under Nasdaq Listing Rule 5635(c)(4)

ATLANTA--(BUSINESS WIRE)--Cardlytics, Inc. (NASDAQ: CDLX) announced that on Aug. 3, 2026, Cardlytics granted an aggregate of 50,000 restricted stock units of Cardlytics to its newly appointed Chief Legal Officer, Chris…

Read source
businesswire.com

Cardlytics Announces Inducement Grant Under Nasdaq Listing Rule 5635(c)(4)

ATLANTA--(BUSINESS WIRE)--Cardlytics, Inc. (NASDAQ: CDLX) today announced that on July 29, 2026, the Compensation Committee of Cardlytics' Board of Directors granted an aggregate of 10,320 restricted stock units of…

Read source
businesswire.com

Cardlytics Appoints Chris Cheng as Chief Legal Officer

ATLANTA--(BUSINESS WIRE)--Cardlytics Inc. (NASDAQ: CDLX) today announced the appointment of Chris Cheng as Chief Legal Officer, effective August 3, 2026. Cheng will serve on the Leadership Team and oversee Cardlytics…

Read source
gurufocus.com

Cardlytics to Report Second Quarter 2026 Results on August 5

[url="]Cardlytics, Inc.[/url] (NASDAQ: CDLX) today announced that its financial results for the second quarter ending June 30, 2026 will be released on August

Read source

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ETFs holding CDLX

Funds reporting this stock among their holdings, ordered by reported position size.

Vanguard Morningstar Total Stock Market ETF logoVanguard Morningstar Total Stock Market ETFVTI
Market value
562.94K
Weight
0.00%
AUM
2.3T USD
Expense ratio
0.03%
Price / 1D
$378.24+0.44%
Vanguard Extended Market ETF logoVanguard Extended Market ETFVXF
Market value
237.38K
Weight
0.00%
AUM
93.7B USD
Expense ratio
0.05%
Price / 1D
$245.53+0.82%
Invesco RAFI US 1500 Small-Mid ETF logoInvesco RAFI US 1500 Small-Mid ETFPRFZ
Market value
66.74K
Weight
0.00%
AUM
2.87B USD
Expense ratio
0.34%
Price / 1D
$55.89+0.87%

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