
NASDAQFinancial ServicesBanks - Regional
Latest quote
$81.07
+$0.44 · +0.55%
Chemung Financial Corporation (CFC) functions as the parent company for Chemung Canal Trust Company, providing a comprehensive suite of banking, financing, and fiduciary services. CFC offers a diverse array of deposit products, including demand, savings, and time accounts, alongside both interest-bearing and non-interest-bearing checking accounts, and insured money market accounts. The company's lending portfolio encompasses commercial and agricultural loans tailored for small to mid-sized businesses, commercial and residential mortgages, and various consumer loans, such as home equity lines of credit and home equity term loans. Beyond traditional banking, Chemung Financial extends financial solutions like interest rate swaps, letters of credit, wealth management, and support for employee benefit plans. They also facilitate access to mutual funds, various insurance products, brokerage services, and tax preparation services. Additionally, its trust and wealth services include guardian, custodian, and trustee roles. The corporation also acts as an agent for pension, profit-sharing, and other employee benefit trusts, while providing administrative support for investments, pensions, and estate planning. Operating through 31 branch locations, the company serves 13 counties in New York and Bradford County in Pennsylvania. Established in 1833, Chemung Financial Corporation is headquartered in Elmira, New York.
Latest quote
$81.07
+$0.44 · +0.55%
After-hours
$81.57
+$0.50 · +0.62%
Oct 8, 6:07 PM ET
Regular session · ET · Market data may be delayed.
Chemung Financial Corporation (CFC) functions as the parent company for Chemung Canal Trust Company, providing a comprehensive suite of banking, financing, and fiduciary services. CFC offers a diverse array of deposit products, including demand, savings, and time accounts, alongside both interest-bearing and non-interest-bearing checking accounts, and insured money market accounts. The company's lending portfolio encompasses commercial and agricultural loans tailored for small to mid-sized businesses, commercial and residential mortgages, and various consumer loans, such as home equity lines of credit and home equity term loans. Beyond traditional banking, Chemung Financial extends financial solutions like interest rate swaps, letters of credit, wealth management, and support for employee benefit plans. They also facilitate access to mutual funds, various insurance products, brokerage services, and tax preparation services. Additionally, its trust and wealth services include guardian, custodian, and trustee roles. The corporation also acts as an agent for pension, profit-sharing, and other employee benefit trusts, while providing administrative support for investments, pensions, and estate planning. Operating through 31 branch locations, the company serves 13 counties in New York and Bradford County in Pennsylvania. Established in 1833, Chemung Financial Corporation is headquartered in Elmira, New York.
Day range
Current $81.07
52-week range
Current $81.07
Regular session · ET · Market data may be delayed.
GoAI Score
Hold
Valuation
51
Fair Value
Sentiment
39
Bearish
Risk
22
Moderate Risk
Momentum
70
Gaining
Full GoAI research
Thesis, catalysts, evidence, and risk analysis.
Chemung Financial Corporation (CFC) functions as the parent company for Chemung Canal Trust Company, providing a comprehensive suite of banking, financing, and fiduciary services. CFC offers a diverse array of deposit products, including demand, savings, and time accounts, alongside both interest-bearing and non-interest-bearing checking accounts, and insured money market accounts. The company's lending portfolio encompasses commercial and agricultural loans tailored for small to mid-sized businesses, commercial and residential mortgages, and various consumer loans, such as home equity lines of credit and home equity term loans. Beyond traditional banking, Chemung Financial extends financial solutions like interest rate swaps, letters of credit, wealth management, and support for employee benefit plans. They also facilitate access to mutual funds, various insurance products, brokerage services, and tax preparation services. Additionally, its trust and wealth services include guardian, custodian, and trustee roles. The corporation also acts as an agent for pension, profit-sharing, and other employee benefit trusts, while providing administrative support for investments, pensions, and estate planning. Operating through 31 branch locations, the company serves 13 counties in New York and Bradford County in Pennsylvania. Established in 1833, Chemung Financial Corporation is headquartered in Elmira, New York.
Day range
Current $81.07
52-week range
Current $81.07
Profitability as a percentage of reported revenue.
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 139.94M USD | 149.61M USD | 136.58M USD | 101.91M USD | 91.84M USD |
| Cost of goods sold | 50.12M USD | 53.46M USD | 41.88M USD | 6.74M USD | 3.44M USD |
| Gross profit | 89.83M USD | 96.15M USD | 94.7M USD | 95.17M USD | 88.41M USD |
| Selling, general, and administrative | 41.82M USD | 38.93M USD | 36.58M USD | 33.37M USD | 32.7M USD |
| Operating expenses | 69.89M USD | 66.07M USD | 63.2M USD | 58.28M USD | 54.65M USD |
| Interest income | 132.84M USD | 127.56M USD | 113.07M USD | 81.48M USD | 69.01M USD |
| Interest expense | 45.68M USD | 53.51M USD | 38.62M USD | 7.3M USD | 3.42M USD |
| Depreciation and amortization | 2.67M USD | 2.02M USD | 2.8M USD | 3.03M USD | 3.5M USD |
| Operating income | 19.94M USD | 30.09M USD | 31.5M USD | 36.89M USD | 33.76M USD |
| Net income | 15.1M USD | 23.67M USD | 25M USD | 28.78M USD | 26.43M USD |
Company facts updated Oct 8, 2026.
Recent quarterly results
Recent quarterly results
Third-party consensus; not a GoAI recommendation.
Average target
$91.00
12.25% upsideCash distributions grouped by calendar year; partial years are marked.
$1.32
2025 complete year+10.9% since 2021
2026 partial: $1.04
$1.19
2,021
$1.24
2,022
$1.24
2,023
$1.24
2,024
$1.32
2,025
$1.04
2,026*
* Partial calendar year in the available dividend history.
| Action | Ex-dividend date | Details | Record date | Payment date |
|---|---|---|---|---|
Dividend | Sep 17, 2026 | $0.36Quarterly | Sep 17, 2026 | Oct 1, 2026 |
Dividend | Jun 17, 2026 | $0.34Quarterly | Jun 17, 2026 | Jul 1, 2026 |
Dividend | Mar 18, 2026 | $0.34Quarterly | Mar 18, 2026 | Apr 1, 2026 |
Dividend | Dec 19, 2025 | $0.34Quarterly | Dec 19, 2025 | Jan 2, 2026 |
Dividend | Sep 17, 2025 | $0.34Quarterly | Sep 17, 2025 | Oct 1, 2025 |
Dividend | Jun 17, 2025 | $0.32Quarterly | Jun 17, 2025 | Jul 1, 2025 |
Ex-dividend Sep 17, 2026
$0.36
Quarterly
Record Sep 17, 2026 · Payment Oct 1, 2026
Ex-dividend Jun 17, 2026
$0.34
Quarterly
Record Jun 17, 2026 · Payment Jul 1, 2026
Ex-dividend Mar 18, 2026
$0.34
Quarterly
Record Mar 18, 2026 · Payment Apr 1, 2026
Ex-dividend Dec 19, 2025
$0.34
Quarterly
Record Dec 19, 2025 · Payment Jan 2, 2026
Ex-dividend Sep 17, 2025
$0.34
Quarterly
Record Sep 17, 2025 · Payment Oct 1, 2025
Ex-dividend Jun 17, 2025
$0.32
Quarterly
Record Jun 17, 2025 · Payment Jul 1, 2025
Funds reporting this stock among their holdings, ordered by reported position size.
Vanguard Morningstar Total Stock Market ETFVTI9.82M0.00%2.3T USD0.03%$379.56-0.39%
iShares Russell 2000 ETFIWM9.4M0.01%78.56B USD0.19%$277.57-0.05%
Dimensional - US Targeted Value ETFDFAT4.07M0.01%30B USD0.33%$67.56+0.72%
Avantis U.S. Small Cap Value ETFAVUV3.6M0.01%30.54B USD0.25%$120.13+0.84%
Vanguard Extended Market ETFVXF3.36M0.00%95.4B USD0.05%$233.13-0.15%
Dimensional - US Small Cap ETFDFAS2.89M0.01%33.66B USD0.31%$78.10+0.23%
EA Bridgeway Omni Small-Cap Value ETFBSVO2.41M0.10%2.37B USD0.45%$28.554+0.93%
U.S. Small Cap Value Portfolio ETF Class SharesDFSV2.3M0.01%26.69B USD0.33%$38.10+0.82%
Vanguard Morningstar Total Stock Market ETFVTI
iShares Russell 2000 ETFIWM
Dimensional - US Targeted Value ETFDFAT
Avantis U.S. Small Cap Value ETFAVUV
Vanguard Extended Market ETFVXF
Dimensional - US Small Cap ETFDFAS
EA Bridgeway Omni Small-Cap Value ETFBSVO
U.S. Small Cap Value Portfolio ETF Class SharesDFSVAI-generated and delayed market data for informational and educational purposes only. Not investment advice.