Chime Financial, Inc. Class A Common Stock
CHYMNASDAQTechnologySoftware - Application
Previous close
$32.78
+$0.83 · +2.60%
Pre-market
$32.92
+$0.14 · +0.43%
Aug 24, 4:02 AM ET
CHYM company overview
Regular session · ET · Market data may be delayed.
GoAI snapshot
AI-powered factor overview
GoAI score
Hold
Wait — insufficient conviction to act
Valuation
71
Undervalued
Momentum
49
Neutral
Sentiment
60
Mixed
Risk resilience
43
Elevated Risk
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Thesis, catalysts, evidence, and risk analysis.
AI-generated, informational only, and not investment advice.
Company profile
Company websiteChime functions as a digital-first financial technology company, delivering a range of banking services that come without typical fees. These offerings, which encompass checking and savings accounts, early access to paychecks, and overdraft protection, are provided in collaboration with banks that are insured by the FDIC. Chime largely targets consumers whose annual income is under $100,000, with its primary revenue stream originating from interchange fees.
- Industry
- Software - Application
- Sector
- Technology
- Headquarters
- US
- CEO
- Chris Britt
- Listed since
- Jun 12, 2025
- Employees
- 1,519
Market position
Day range
Current $32.78
52-week range
Current $32.78
- Open
- $32.00
- Previous close
- $31.95
- Volume
- 5.94M
- 0.95× average
- Average volume
- 6.25M
- Average daily volume
- Market cap
- 12.49B USD
- Beta
- 0.32
- Market reference 1
- 50-day average
- $23.3018
- +40.68% above average
- 200-day average
- $22.0929
- +48.37% above average
Financials
Financial snapshot
Latest / TTMValuation & yield
- Enterprise value
- 9.2B USD
- P/E (TTM)
- -578.13×
- P/B (TTM)
- 8.88×
- P/S (TTM)
- 5.28×
- EV / EBITDA
- -9.4×
- Earnings yield
- -10.59%
- Free cash flow yield
- 0.35%
- Dividend yield
- 0.00%
Profitability & efficiency
- Gross margin
- 87.26%
- Operating margin
- -2.16%
- Net margin
- -0.77%
- Return on equity
- -72.05%
- Return on assets
- -51.41%
- Return on invested capital
- -65.49%
Financial health
- Debt / equity
- 0.09×
- Current ratio
- 4.53×
Earnings
- EPS beat rate
- 80%
- 4 beats, 1 miss, 0 met estimates
- Average EPS surprise
- +1097.05%
- 5 comparable reports
- Latest EPS result
- 0.07
- Estimate 0 · Beat by 5123.88%
EPS: actual versus estimate
Recent quarterly results
Revenue: actual versus estimate
Recent quarterly results
Analyst ratings
Third-party consensus; not a GoAI recommendation.
Analyst price target
Average target
$34.13
4.12% upsideRating distribution
13 ratingsRecent analyst actions
CHYM peers
ETFs holding CHYM
Funds reporting this stock among their holdings, ordered by reported position size.
Vanguard Morningstar Total Stock Market ETFVTI191.99M0.01%2.3T USD0.03%$378.24+0.44%
Vanguard Morningstar Small-Cap ETFVB138.29M0.07%183.4B USD0.03%$304.76+0.64%
Vanguard Morningstar Small-Cap Growth ETFVBK79.65M0.18%43.8B USD0.05%$358.65+0.70%
iShares Russell Mid-Cap ETFIWR33.94M0.06%57.66B USD0.18%$113.44+0.70%
iShares Russell 1000 Value ETFIWD17.45M0.02%83.81B USD0.18%$257.29+0.44%
iShares Russell Mid-Cap Value ETFIWS11.96M0.08%15.89B USD0.23%$171.98+0.61%
iShares U.S. Small-Cap Equity Factor ETFSMLF11.66M0.27%4.3B USD0.15%$89.29+0.80%
Vanguard Extended Market ETFVXF9.3M0.01%93.7B USD0.05%$245.53+0.82%Vanguard Morningstar Total Stock Market ETFVTI- Market value
- 191.99M
- Weight
- 0.01%
- AUM
- 2.3T USD
- Expense ratio
- 0.03%
- Price / 1D
- $378.24+0.44%
Vanguard Morningstar Small-Cap ETFVB- Market value
- 138.29M
- Weight
- 0.07%
- AUM
- 183.4B USD
- Expense ratio
- 0.03%
- Price / 1D
- $304.76+0.64%
Vanguard Morningstar Small-Cap Growth ETFVBK- Market value
- 79.65M
- Weight
- 0.18%
- AUM
- 43.8B USD
- Expense ratio
- 0.05%
- Price / 1D
- $358.65+0.70%
iShares Russell Mid-Cap ETFIWR- Market value
- 33.94M
- Weight
- 0.06%
- AUM
- 57.66B USD
- Expense ratio
- 0.18%
- Price / 1D
- $113.44+0.70%
iShares Russell 1000 Value ETFIWD- Market value
- 17.45M
- Weight
- 0.02%
- AUM
- 83.81B USD
- Expense ratio
- 0.18%
- Price / 1D
- $257.29+0.44%
iShares Russell Mid-Cap Value ETFIWS- Market value
- 11.96M
- Weight
- 0.08%
- AUM
- 15.89B USD
- Expense ratio
- 0.23%
- Price / 1D
- $171.98+0.61%
iShares U.S. Small-Cap Equity Factor ETFSMLF- Market value
- 11.66M
- Weight
- 0.27%
- AUM
- 4.3B USD
- Expense ratio
- 0.15%
- Price / 1D
- $89.29+0.80%
Vanguard Extended Market ETFVXF- Market value
- 9.3M
- Weight
- 0.01%
- AUM
- 93.7B USD
- Expense ratio
- 0.05%
- Price / 1D
- $245.53+0.82%
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