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NASDAQTechnologySoftware - Application
Latest quote
$28.96
+$1.03 · +3.69%
Chime Financial, Inc., a financial technology company, provides digital consumer banking and payment solutions in the United States and internationally. The company offers various products, such as spending, including checking accounts, debit cards, ATM and cash deposit networks, paycheck, outbound instant transfer; Chime Plus, a fee-free mobile banking experience; liquidity products, such as SpotMe, MyPay, and Instant Loans; building credit solutions comprising chime card and credit builder credit card, and FICO score tracking; savings and perks products; community focused products, including Pay Anyone and SpotMe Boosts; Enterprise offers Chime Workplace, a suite of financial services and employee benefits tools to their employees; and other support and operations. The company was formerly known as 1Debit Inc. and changed its name to Chime Financial, Inc. in June 2019. Chime Financial, Inc. was incorporated in 2012 and is headquartered in San Francisco, California.
Latest quote
$28.96
+$1.03 · +3.69%
After-hours
$29.00
+$0.04 · +0.14%
Oct 8, 6:02 PM ET
Regular session · ET · Market data may be delayed.
Chime Financial, Inc., a financial technology company, provides digital consumer banking and payment solutions in the United States and internationally. The company offers various products, such as spending, including checking accounts, debit cards, ATM and cash deposit networks, paycheck, outbound instant transfer; Chime Plus, a fee-free mobile banking experience; liquidity products, such as SpotMe, MyPay, and Instant Loans; building credit solutions comprising chime card and credit builder credit card, and FICO score tracking; savings and perks products; community focused products, including Pay Anyone and SpotMe Boosts; Enterprise offers Chime Workplace, a suite of financial services and employee benefits tools to their employees; and other support and operations. The company was formerly known as 1Debit Inc. and changed its name to Chime Financial, Inc. in June 2019. Chime Financial, Inc. was incorporated in 2012 and is headquartered in San Francisco, California.
Day range
Current $28.96
52-week range
Current $28.96
Regular session · ET · Market data may be delayed.
GoAI Score
Hold
Valuation
71
Undervalued
Sentiment
60
Mixed
Risk
57
Elevated Risk
Momentum
49
Neutral
Full GoAI research
Thesis, catalysts, evidence, and risk analysis.
Chime Financial, Inc., a financial technology company, provides digital consumer banking and payment solutions in the United States and internationally. The company offers various products, such as spending, including checking accounts, debit cards, ATM and cash deposit networks, paycheck, outbound instant transfer; Chime Plus, a fee-free mobile banking experience; liquidity products, such as SpotMe, MyPay, and Instant Loans; building credit solutions comprising chime card and credit builder credit card, and FICO score tracking; savings and perks products; community focused products, including Pay Anyone and SpotMe Boosts; Enterprise offers Chime Workplace, a suite of financial services and employee benefits tools to their employees; and other support and operations. The company was formerly known as 1Debit Inc. and changed its name to Chime Financial, Inc. in June 2019. Chime Financial, Inc. was incorporated in 2012 and is headquartered in San Francisco, California.
Day range
Current $28.96
52-week range
Current $28.96
Profitability as a percentage of reported revenue.
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Revenue | 2.19B USD | 1.67B USD | 1.28B USD | 1.01B USD |
| Cost of goods sold | 309.03M USD | 207.51M USD | 219.74M USD | 214.69M USD |
| Gross profit | 1.88B USD | 1.47B USD | 1.06B USD | 794.15M USD |
| Research and development | 934.93M USD | 309.58M USD | 259M USD | 242.43M USD |
| Selling, general, and administrative | 1.15B USD | 696.99M USD | 598.75M USD | 603.94M USD |
| Operating expenses | 2.92B USD | 1.53B USD | 1.29B USD | 1.27B USD |
| Depreciation and amortization | 30M USD | 25.37M USD | 12.94M USD | 7.3M USD |
| Operating income | −1.04B USD | −62.2M USD | −235.79M USD | −478.7M USD |
| Net income | −1.01B USD | −25.34M USD | −203.2M USD | −470.25M USD |
Company facts updated Oct 8, 2026.
Recent quarterly results
Recent quarterly results
Third-party consensus; not a GoAI recommendation.
Average target
$38.94
34.46% upsideFunds reporting this stock among their holdings, ordered by reported position size.
Vanguard Morningstar Total Stock Market ETFVTI275.31M0.01%2.3T USD0.03%$379.56-0.39%
Vanguard Morningstar Small-Cap ETFVB199.39M0.11%185.3B USD0.03%$287.63+0.23%
Vanguard Morningstar Small-Cap Growth ETFVBK114.42M0.25%44.7B USD0.05%$340.59-0.48%
Schwab U.S. Small-Cap ETFSCHA33.31M0.15%21.7B USD0.03%$32.66+0.15%
Fidelity Enhanced Mid Cap ETFFMDE31.36M0.38%8.09B USD0.23%$41.13+0.51%
iShares Russell Mid-Cap ETFIWR30.16M0.05%56.57B USD0.18%$108.87+0.37%
Schwab U.S. Mid-Cap ETFSCHM18.95M0.13%14.5B USD0.03%$34.47+0.32%
First Trust Financials AlphaDEX FundFXO17.72M1.73%1.03B USD0.60%$62.01+1.49%Vanguard Morningstar Total Stock Market ETFVTIVanguard Morningstar Small-Cap ETFVBVanguard Morningstar Small-Cap Growth ETFVBKSchwab U.S. Small-Cap ETFSCHAFidelity Enhanced Mid Cap ETFFMDEiShares Russell Mid-Cap ETFIWRSchwab U.S. Mid-Cap ETFSCHMFirst Trust Financials AlphaDEX FundFXOAI-generated and delayed market data for informational and educational purposes only. Not investment advice.
