Civista Bancshares, Inc. logo

Civista Bancshares, Inc.

CIVB

NASDAQFinancial ServicesBanks - Regional

Previous close

$27.60

+$0.06 · +0.22%

Aug 21, 4:00 PM ET

CIVB company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Buy

Favorable setup — positive multi-factor alignment

Valuation

90

Deep Value

Momentum

64

Gaining

Sentiment

70

Bullish

Risk resilience

75

Moderate Risk

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Company profile

Company website

Serving as the financial holding company for Civista Bank, Civista Bancshares, Inc. delivers comprehensive community banking services. The company actively gathers various customer deposits and provides a broad spectrum of lending products, encompassing commercial, agricultural, residential and commercial real estate, farm real estate, and construction loans, as well as consumer credit and letters of credit. Beyond banking, it also acquires securities and offers trust services alongside third-party insurance. With approximately 42 branch locations, Civista Bancshares extends its reach across Northern, Central, Southwestern, and Northwestern Ohio, in addition to Southeastern Indiana and Northern Kentucky. Founded in 1884, the company is headquartered in Sandusky, Ohio, and officially changed its name from First Citizens Banc Corp to Civista Bancshares, Inc. in May 2015.

Industry
Banks - Regional
Sector
Financial Services
Headquarters
US
CEO
Dennis G. Shaffer
Listed since
Apr 6, 1994
Employees
548

Market position

Day range

Current $27.60

52-week range

Current $27.60

Open
$27.72
Previous close
$27.54
Volume
393.73K
3.31× average
Average volume
118.85K
Average daily volume
Market cap
573.62M USD
Beta
0.65
Market reference 1
50-day average
$28.1384
-1.91% below average
200-day average
$24.7348
+11.58% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
594.72M USD
EV / EBITDA
9.13×
Earnings yield
11.88%
Free cash flow yield
10.83%

Profitability & efficiency

Return on equity
8.50%
Return on assets
1.07%
Return on invested capital
5.31%

Financial health

Current ratio
0.11×
Altman Z-score
-0.53
Piotroski F-score
6 of 9

CIVB peers

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