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NASDAQFinancial ServicesBanks - Regional
Latest quote
$27.14
−$0.29 · -1.06%
Serving as the financial holding company for Civista Bank, Civista Bancshares, Inc. delivers comprehensive community banking services. The company actively gathers various customer deposits and provides a broad spectrum of lending products, encompassing commercial, agricultural, residential and commercial real estate, farm real estate, and construction loans, as well as consumer credit and letters of credit. Beyond banking, it also acquires securities and offers trust services alongside third-party insurance. With approximately 42 branch locations, Civista Bancshares extends its reach across Northern, Central, Southwestern, and Northwestern Ohio, in addition to Southeastern Indiana and Northern Kentucky. Founded in 1884, the company is headquartered in Sandusky, Ohio, and officially changed its name from First Citizens Banc Corp to Civista Bancshares, Inc. in May 2015.
Latest quote
$27.14
−$0.29 · -1.06%
After-hours
$27.14
$0.00 · 0.00%
Sep 9, 5:35 PM ET
Regular session · ET · Market data may be delayed.
Serving as the financial holding company for Civista Bank, Civista Bancshares, Inc. delivers comprehensive community banking services. The company actively gathers various customer deposits and provides a broad spectrum of lending products, encompassing commercial, agricultural, residential and commercial real estate, farm real estate, and construction loans, as well as consumer credit and letters of credit. Beyond banking, it also acquires securities and offers trust services alongside third-party insurance. With approximately 42 branch locations, Civista Bancshares extends its reach across Northern, Central, Southwestern, and Northwestern Ohio, in addition to Southeastern Indiana and Northern Kentucky. Founded in 1884, the company is headquartered in Sandusky, Ohio, and officially changed its name from First Citizens Banc Corp to Civista Bancshares, Inc. in May 2015.
Day range
Current $27.14
52-week range
Current $27.14
Regular session · ET · Market data may be delayed.
GoAI Score
Buy
Valuation
90
Deep Value
Sentiment
70
Bullish
Risk
25
Moderate Risk
Momentum
64
Gaining
Full GoAI research
Thesis, catalysts, evidence, and risk analysis.
Serving as the financial holding company for Civista Bank, Civista Bancshares, Inc. delivers comprehensive community banking services. The company actively gathers various customer deposits and provides a broad spectrum of lending products, encompassing commercial, agricultural, residential and commercial real estate, farm real estate, and construction loans, as well as consumer credit and letters of credit. Beyond banking, it also acquires securities and offers trust services alongside third-party insurance. With approximately 42 branch locations, Civista Bancshares extends its reach across Northern, Central, Southwestern, and Northwestern Ohio, in addition to Southeastern Indiana and Northern Kentucky. Founded in 1884, the company is headquartered in Sandusky, Ohio, and officially changed its name from First Citizens Banc Corp to Civista Bancshares, Inc. in May 2015.
Day range
Current $27.14
52-week range
Current $27.14
Profitability as a percentage of reported revenue.
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 254.95M USD | 241.9M USD | 217.48M USD | 152.98M USD | 134.19M USD |
| Cost of goods sold | 85.78M USD | 95.35M USD | 61.67M USD | 17.7M USD | 10.46M USD |
| Gross profit | 169.17M USD | 146.55M USD | 155.8M USD | 135.28M USD | 123.73M USD |
| Selling, general, and administrative | 72.78M USD | 66.54M USD | 61.28M USD | 53.37M USD | 46.85M USD |
| Operating expenses | 113.94M USD | 109.98M USD | 105.19M USD | 88.25M USD | 75.35M USD |
| Interest income | 220.99M USD | 206.7M USD | 182.73M USD | 126.16M USD | 105.05M USD |
| Interest expense | 82.4M USD | 89.99M USD | 57.24M USD | 15.95M USD | 9.63M USD |
| Depreciation and amortization | 9.88M USD | 11.03M USD | 12.34M USD | 5.75M USD | 2.87M USD |
| Operating income | 55.24M USD | 36.57M USD | 50.61M USD | 47.04M USD | 48.38M USD |
| Net income | 46.21M USD | 31.68M USD | 42.96M USD | 39.43M USD | 40.55M USD |
Company facts updated Sep 10, 2026.
Recent quarterly results
Recent quarterly results
Third-party consensus; not a GoAI recommendation.
Average target
$32.00
17.91% upsideCash distributions grouped by calendar year; partial years are marked.
$0.68
2025 complete year+30.8% since 2021
2026 partial: $0.54
$0.52
2,021
$0.56
2,022
$0.61
2,023
$0.64
2,024
$0.68
2,025
$0.54
2,026*
* Partial calendar year in the available dividend history.
| Action | Ex-dividend date | Details | Record date | Payment date |
|---|---|---|---|---|
Dividend | Aug 4, 2026 | $0.18Quarterly | Aug 4, 2026 | Aug 18, 2026 |
Dividend | May 5, 2026 | $0.18Quarterly | May 5, 2026 | May 19, 2026 |
Dividend | Feb 10, 2026 | $0.18Quarterly | Feb 10, 2026 | Feb 24, 2026 |
Dividend | Nov 4, 2025 | $0.17Quarterly | Nov 4, 2025 | Nov 18, 2025 |
Dividend | Aug 5, 2025 | $0.17Quarterly | Aug 5, 2025 | Aug 19, 2025 |
Dividend | Apr 29, 2025 | $0.17Quarterly | Apr 29, 2025 | May 13, 2025 |
Ex-dividend Aug 4, 2026
$0.18
Quarterly
Record Aug 4, 2026 · Payment Aug 18, 2026
Ex-dividend May 5, 2026
$0.18
Quarterly
Record May 5, 2026 · Payment May 19, 2026
Ex-dividend Feb 10, 2026
$0.18
Quarterly
Record Feb 10, 2026 · Payment Feb 24, 2026
Ex-dividend Nov 4, 2025
$0.17
Quarterly
Record Nov 4, 2025 · Payment Nov 18, 2025
Ex-dividend Aug 5, 2025
$0.17
Quarterly
Record Aug 5, 2025 · Payment Aug 19, 2025
Ex-dividend Apr 29, 2025
$0.17
Quarterly
Record Apr 29, 2025 · Payment May 13, 2025
Funds reporting this stock among their holdings, ordered by reported position size.
Vanguard Morningstar Total Stock Market ETFVTI18.15M0.00%2.3T USD0.03%$375.56-0.54%
iShares Russell 2000 ETFIWM15.85M0.02%80.51B USD0.19%$290.64-1.37%
Vanguard Extended Market ETFVXF7.05M0.01%93.7B USD0.05%$238.67-1.11%
iShares Russell 2000 Value ETFIWN5.75M0.04%14.61B USD0.24%$220.48-1.02%
Avantis U.S. Small Cap Value ETFAVUV5.74M0.02%31.45B USD0.25%$124.31-0.81%
Vanguard Dividend Appreciation ETFVIG3.42M0.00%130.9B USD0.04%$238.84-0.53%
Vanguard Russell 2000 ETFVTWO3.4M0.02%17.4B USD0.06%$117.51-1.37%
Dimensional - US Small Cap Value ETFDFSV3.22M0.04%8.41B USD0.30%$39.69-0.78%Vanguard Morningstar Total Stock Market ETFVTIiShares Russell 2000 ETFIWMVanguard Extended Market ETFVXFiShares Russell 2000 Value ETFIWNAvantis U.S. Small Cap Value ETFAVUVVanguard Dividend Appreciation ETFVIGVanguard Russell 2000 ETFVTWODimensional - US Small Cap Value ETFDFSVAI-generated and delayed market data for informational and educational purposes only. Not investment advice.
