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NASDAQFinancial ServicesBanks - Regional
Latest quote
$26.67
+$0.07 · +0.26%
Serving as the financial holding company for Civista Bank, Civista Bancshares, Inc. delivers comprehensive community banking services. The company actively gathers various customer deposits and provides a broad spectrum of lending products, encompassing commercial, agricultural, residential and commercial real estate, farm real estate, and construction loans, as well as consumer credit and letters of credit. Beyond banking, it also acquires securities and offers trust services alongside third-party insurance. With approximately 42 branch locations, Civista Bancshares extends its reach across Northern, Central, Southwestern, and Northwestern Ohio, in addition to Southeastern Indiana and Northern Kentucky. Founded in 1884, the company is headquartered in Sandusky, Ohio, and officially changed its name from First Citizens Banc Corp to Civista Bancshares, Inc. in May 2015.
Regular session
$26.67
+$0.07 · +0.26%
Regular session · ET · Market data may be delayed.
Serving as the financial holding company for Civista Bank, Civista Bancshares, Inc. delivers comprehensive community banking services. The company actively gathers various customer deposits and provides a broad spectrum of lending products, encompassing commercial, agricultural, residential and commercial real estate, farm real estate, and construction loans, as well as consumer credit and letters of credit. Beyond banking, it also acquires securities and offers trust services alongside third-party insurance. With approximately 42 branch locations, Civista Bancshares extends its reach across Northern, Central, Southwestern, and Northwestern Ohio, in addition to Southeastern Indiana and Northern Kentucky. Founded in 1884, the company is headquartered in Sandusky, Ohio, and officially changed its name from First Citizens Banc Corp to Civista Bancshares, Inc. in May 2015.
Day range
Current $26.67
52-week range
Current $26.67
Regular session · ET · Market data may be delayed.
GoAI Score
Buy
Valuation
90
Deep Value
Sentiment
70
Bullish
Risk
25
Moderate Risk
Momentum
64
Gaining
Full GoAI research
Thesis, catalysts, evidence, and risk analysis.
Serving as the financial holding company for Civista Bank, Civista Bancshares, Inc. delivers comprehensive community banking services. The company actively gathers various customer deposits and provides a broad spectrum of lending products, encompassing commercial, agricultural, residential and commercial real estate, farm real estate, and construction loans, as well as consumer credit and letters of credit. Beyond banking, it also acquires securities and offers trust services alongside third-party insurance. With approximately 42 branch locations, Civista Bancshares extends its reach across Northern, Central, Southwestern, and Northwestern Ohio, in addition to Southeastern Indiana and Northern Kentucky. Founded in 1884, the company is headquartered in Sandusky, Ohio, and officially changed its name from First Citizens Banc Corp to Civista Bancshares, Inc. in May 2015.
Day range
Current $26.67
52-week range
Current $26.67
Profitability as a percentage of reported revenue.
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 254.95M USD | 241.9M USD | 217.48M USD | 152.98M USD | 134.19M USD |
| Cost of goods sold | 85.78M USD | 95.35M USD | 61.67M USD | 17.7M USD | 10.46M USD |
| Gross profit | 169.17M USD | 146.55M USD | 155.8M USD | 135.28M USD | 123.73M USD |
| Selling, general, and administrative | 72.78M USD | 66.54M USD | 61.28M USD | 53.37M USD | 46.85M USD |
| Operating expenses | 113.94M USD | 109.98M USD | 105.19M USD | 88.25M USD | 75.35M USD |
| Interest income | 220.99M USD | 206.7M USD | 182.73M USD | 126.16M USD | 105.05M USD |
| Interest expense | 82.4M USD | 89.99M USD | 57.24M USD | 15.95M USD | 9.63M USD |
| Depreciation and amortization | 9.88M USD | 11.03M USD | 12.34M USD | 5.75M USD | 2.87M USD |
| Operating income | 55.24M USD | 36.57M USD | 50.61M USD | 47.04M USD | 48.38M USD |
| Net income | 46.21M USD | 31.68M USD | 42.96M USD | 39.43M USD | 40.55M USD |
Company facts updated Oct 8, 2026.
Reported history and fiscal-year consensus
Reported history and fiscal-year consensus
Third-party consensus; not a GoAI recommendation.
Average target
$32.00
19.99% upsideFunds reporting this stock among their holdings, ordered by reported position size.
Vanguard Morningstar Total Stock Market ETFVTI16.85M0.00%2.3T USD0.03%$379.6-0.38%
iShares Russell 2000 ETFIWM15.81M0.02%78.56B USD0.19%$274.91-1.00%
U.S. Small Cap Value Portfolio ETF Class SharesDFSV10.34M0.04%26.69B USD0.33%$37.665-0.34%
Vanguard Extended Market ETFVXF6.56M0.01%95.4B USD0.05%$231.44-0.88%
Dimensional - US Targeted Value ETFDFAT6.17M0.02%30B USD0.33%$66.77-0.46%
Avantis U.S. Small Cap Value ETFAVUV5.56M0.02%30.54B USD0.25%$118.87-0.22%
State Street SPDR S&P Regional Banking ETFKRE4.57M0.13%3.6B USD0.35%$68.57-0.46%
Dimensional - US Small Cap ETFDFAS4.44M0.01%33.66B USD0.31%$77.365-0.71%Vanguard Morningstar Total Stock Market ETFVTIiShares Russell 2000 ETFIWMU.S. Small Cap Value Portfolio ETF Class SharesDFSVVanguard Extended Market ETFVXFDimensional - US Targeted Value ETFDFATAvantis U.S. Small Cap Value ETFAVUVState Street SPDR S&P Regional Banking ETFKREDimensional - US Small Cap ETFDFASAI-generated and delayed market data for informational and educational purposes only. Not investment advice.
