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Community West Bancshares

CWBC

NASDAQFinancial ServicesBanks - Regional

Open in GoAI

Previous close

$25.92

−$0.10 · -0.38%

Aug 21, 4:00 PM ET

Pre-market

$25.8297

−$0.0903 · -0.35%

Aug 24, 6:57 AM ET

CWBC company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Buy

Favorable setup — positive multi-factor alignment

Valuation

91

Deep Value

Momentum

58

Neutral

Sentiment

60

Mixed

Risk resilience

76

Moderate Risk

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Company profile

Industry
Banks - Regional
Sector
Financial Services
Headquarters
US

Market position

Day range

Current $25.92

52-week range

Current $25.92

Open
$26.27
Previous close
$26.02
Volume
402.62K
Market cap
545.73M USD
50-day average
$26.1448
-0.86% below average
200-day average
$24.0375
+7.83% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
450.97M USD
P/E (TTM)
13.94×
P/B (TTM)
0.98×
P/S (TTM)
2.77×
EV / EBITDA
7.94×
Earnings yield
8.93%
Free cash flow yield
10.20%
Dividend yield
1.85%

Profitability & efficiency

Gross margin
70.66%
Operating margin
25.50%
Net margin
18.37%
Return on equity
9.32%
Return on assets
1.03%
Return on invested capital
1.03%

Financial health

Debt / equity
0.41×
Current ratio
1.63×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends114%74%34%-5%Gross margin, FY2021: 103.85%Gross margin, FY2022: 94.90%Gross margin, FY2023: 81.22%Gross margin, FY2024: 62.77%Gross margin, FY2025: 72.62%Operating margin, FY2021: 46.68%Operating margin, FY2022: 40.55%Operating margin, FY2023: 31.30%Operating margin, FY2024: 6.70%Operating margin, FY2025: 26.99%Net margin, FY2021: 34.87%Net margin, FY2022: 30.75%Net margin, FY2023: 23.62%Net margin, FY2024: 4.67%Net margin, FY2025: 19.61%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 103.85%. Gross margin FY2022 94.90%. Gross margin FY2023 81.22%. Gross margin FY2024 62.77%. Gross margin FY2025 72.62%. Operating margin FY2021 46.68%. Operating margin FY2022 40.55%. Operating margin FY2023 31.30%. Operating margin FY2024 6.70%. Operating margin FY2025 26.99%. Net margin FY2021 34.87%. Net margin FY2022 30.75%. Net margin FY2023 23.62%. Net margin FY2024 4.67%. Net margin FY2025 19.61%.

Income trends

Revenue

194.6M USD+18.52%

Operating income

52.53M USD+377.61%

Net income

38.17M USD+397.89%
Income trends across reported periods213.3M USD138.52M USD63.75M USD−11.03M USDRevenue, FY2021: 81.45M USDRevenue, FY2022: 86.66M USDRevenue, FY2023: 108.1M USDRevenue, FY2024: 164.2M USDRevenue, FY2025: 194.6M USDOperating income, FY2021: 38.02M USDOperating income, FY2022: 35.14M USDOperating income, FY2023: 33.84M USDOperating income, FY2024: 11M USDOperating income, FY2025: 52.53M USDNet income, FY2021: 28.4M USDNet income, FY2022: 26.65M USDNet income, FY2023: 25.54M USDNet income, FY2024: 7.67M USDNet income, FY2025: 38.17M USDFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 81.45M USD. Revenue FY2022 86.66M USD. Revenue FY2023 108.1M USD. Revenue FY2024 164.2M USD. Revenue FY2025 194.6M USD. Operating income FY2021 38.02M USD. Operating income FY2022 35.14M USD. Operating income FY2023 33.84M USD. Operating income FY2024 11M USD. Operating income FY2025 52.53M USD. Net income FY2021 28.4M USD. Net income FY2022 26.65M USD. Net income FY2023 25.54M USD. Net income FY2024 7.67M USD. Net income FY2025 38.17M USD.
Metric (USD)FY2025FY2024FY2023FY2022FY2021
Revenue194.6M USD164.2M USD108.1M USD86.66M USD81.45M USD
Cost of goods sold53.28M USD61.13M USD20.3M USD4.42M USD−3.13M USD
Gross profit141.32M USD103.06M USD87.8M USD82.24M USD84.58M USD
Selling, general, and administrative61.58M USD50.7M USD33.18M USD30.29M USD30.23M USD
Operating expenses88.79M USD92.06M USD53.96M USD47.1M USD46.57M USD
Interest income186.67M USD160.39M USD102.42M USD82.99M USD73.86M USD
Interest expense49.53M USD50.02M USD19.99M USD3.42M USD1.3M USD
Depreciation and amortization4.28M USD2.21M USD891K USD755K USD9M USD
Operating income52.53M USD11M USD33.84M USD35.14M USD38.02M USD
Net income38.17M USD7.67M USD25.54M USD26.65M USD28.4M USD

Company facts updated Aug 24, 2026.

Earnings

EPS beat rate
40%
4 beats, 6 misses, 0 met estimates
Average EPS surprise
+14.49%
10 comparable reports
Latest EPS result
0.1
Estimate 0.3 · Miss by 67.11%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly EPS actual values compared with estimates0.690.490.290.09Q1 '25MissQ2 '25MissQ3 '25MissQ4 '25BeatQ1 '26BeatQ2 '26BeatQ3 '26MissQ4 '26Estimate
Q1 2025, reported Jan 23, 2025: actual 0.38, estimate 0.45, surprise -15.56%, Miss. Q2 2025, reported Apr 21, 2025: actual 0.45, estimate 0.47, surprise -4.26%, Miss. Q3 2025, reported Jul 17, 2025: actual 0.41, estimate 0.49, surprise -16.33%, Miss. Q4 2025, reported Oct 16, 2025: actual 0.57, estimate 0.53, surprise +7.55%, Beat. Q1 2026, reported Jan 22, 2026: actual 0.6, estimate 0.57, surprise +5.26%, Beat. Q2 2026, reported Apr 23, 2026: actual 0.61, estimate 0.53, surprise +15.09%, Beat. Q3 2026, reported Jul 23, 2026: actual 0.1, estimate 0.304, surprise -67.11%, Miss. Q4 2026, reported Oct 21, 2026: actual —, estimate 0.65, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates59.1M49.76M40.42M31.08MQ1 '25MissQ2 '25MissQ3 '25MissQ4 '25MissQ1 '26MissQ2 '26BeatQ3 '26MissQ4 '26Estimate
Q1 2025, reported Jan 23, 2025: actual 33.35M USD, estimate 34.37M USD, surprise -2.95%, Miss. Q2 2025, reported Apr 21, 2025: actual 34.19M USD, estimate 35.74M USD, surprise -4.34%, Miss. Q3 2025, reported Jul 17, 2025: actual 35.67M USD, estimate 36.75M USD, surprise -2.95%, Miss. Q4 2025, reported Oct 16, 2025: actual 37.3M USD, estimate 38.51M USD, surprise -3.15%, Miss. Q1 2026, reported Jan 22, 2026: actual 38.3M USD, estimate 38.38M USD, surprise -0.22%, Miss. Q2 2026, reported Apr 23, 2026: actual 38.79M USD, estimate 38.4M USD, surprise +1.03%, Beat. Q3 2026, reported Jul 23, 2026: actual 49.3M USD, estimate 55.65M USD, surprise -11.41%, Miss. Q4 2026, reported Oct 21, 2026: actual —, estimate 56.83M USD, surprise —, Comparison unavailable.

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ETFs holding CWBC

Funds reporting this stock among their holdings, ordered by reported position size.

Vanguard Morningstar Total Stock Market ETF logoVanguard Morningstar Total Stock Market ETFVTI
Market value
19.69M
Weight
0.00%
AUM
2.3T USD
Expense ratio
0.03%
Price / 1D
$378.24+0.44%
iShares Russell 2000 ETF logoiShares Russell 2000 ETFIWM
Market value
16.67M
Weight
0.02%
AUM
81.62B USD
Expense ratio
0.19%
Price / 1D
$299.96+0.77%
Avantis U.S. Small Cap Value ETF logoAvantis U.S. Small Cap Value ETFAVUV
Market value
8.63M
Weight
0.03%
AUM
31.27B USD
Expense ratio
0.25%
Price / 1D
$126.45+0.66%
Vanguard Extended Market ETF logoVanguard Extended Market ETFVXF
Market value
6.73M
Weight
0.01%
AUM
93.7B USD
Expense ratio
0.05%
Price / 1D
$245.53+0.82%
State Street SPDR S&P Regional Banking ETF logoState Street SPDR S&P Regional Banking ETFKRE
Market value
6.6M
Weight
0.16%
AUM
4.06B USD
Expense ratio
0.35%
Price / 1D
$74.86+0.20%
iShares Russell 2000 Value ETF logoiShares Russell 2000 Value ETFIWN
Market value
5.15M
Weight
0.04%
AUM
14.66B USD
Expense ratio
0.24%
Price / 1D
$224.81+0.45%
Dimensional - US Targeted Value ETF logoDimensional - US Targeted Value ETFDFAT
Market value
3.52M
Weight
0.02%
AUM
14.66B USD
Expense ratio
0.28%
Price / 1D
$71.67+0.67%
Vanguard Russell 2000 ETF logoVanguard Russell 2000 ETFVTWO
Market value
3.45M
Weight
0.02%
AUM
17.4B USD
Expense ratio
0.06%
Price / 1D
$121.25+0.74%

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