Community West Bancshares

CWBC

NASDAQFinancial ServicesBanks - Regional

Open in GoAI

Latest quote

$26.235

+$0.175 · +0.67%

Company profile

Community West Bancshares operates as the bank holding company for Community West Bank, N.A. that provides various financial products and services in California. The company offers deposit products, such as checking accounts, savings accounts, money market accounts, and fixed rate and fixed maturity certificates of deposits; and cash management products. It also provides commercial, commercial real estate, consumer, manufactured housing, and small business administration loans, as well as agricultural loans for real estate and operating lines; home equity lines of credit collateralized by residential real estate; single family real estate loans; and installment loans consisting of automobile and general-purpose loans. The company serves small to medium-sized businesses and their owners, professionals, high-net worth individuals, and non-profit organizations. Community West Bancshares was founded in 1989 and is headquartered in Goleta, California.

Community West Bancshares

CWBC

NASDAQFinancial ServicesBanks - Regional

Open in GoAI

Regular session

$26.235

+$0.175 · +0.67%

Oct 8, 2:27 PM ET

Latest quote

$26.235

+$0.175 · +0.67%

Regular session · ET · Market data may be delayed.

GoAI snapshot

Jul 10, 2026

71/ 100

GoAI Score

Buy

Valuation

Deep Value

Sentiment

Mixed

Risk

Moderate Risk

Momentum

Neutral

Full GoAI research

Thesis, catalysts, evidence, and risk analysis.

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Company profile

Company website

Industry: Banks - Regional
Sector: Financial Services
Headquarters: US
CEO: James J. Kim
Listed since: Mar 8, 1999
Employees: 338

Market position

Day range

Current $26.235

$25.85$26.35

52-week range

Current $26.235

$19.79$28.17

Open: $25.975
Previous close: $26.06
Volume: 98.63K; 0.31× average
Average volume: 317.63K; Average daily volume
Market cap: 552.36M USD
Beta: 0.81; Market reference 1
50-day average: $25.9578; +1.07% above average
200-day average: $24.6219; +6.55% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value: 450.97M USD
P/E (TTM): 14.11×
P/B (TTM): 1×
P/S (TTM): 2.8×
EV / EBITDA: 7.94×
Earnings yield: 8.93%
Free cash flow yield: 10.20%
Dividend yield: 1.83%

Profitability & efficiency

Gross margin: 70.66%
Operating margin: 25.50%
Net margin: 18.37%
Return on equity: 9.32%
Return on assets: 1.03%
Return on invested capital: 1.03%

Financial health

Debt / equity: 0.41×
Current ratio: 1.63×
Altman Z-score: -0.67
Piotroski F-score: 4 of 9

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin

Income trends

Revenue

194.6M USD+18.52%

Operating income

52.53M USD+377.61%

Net income

38.17M USD+397.89%

Financial statements: Income statement
Metric (USD)	FY2025	FY2024	FY2023	FY2022	FY2021
Revenue	194.6M USD	164.2M USD	108.1M USD	86.66M USD	81.45M USD
Cost of goods sold	53.28M USD	61.13M USD	20.3M USD	4.42M USD	−3.13M USD
Gross profit	141.32M USD	103.06M USD	87.8M USD	82.24M USD	84.58M USD
Selling, general, and administrative	61.58M USD	50.7M USD	33.18M USD	30.29M USD	30.23M USD
Operating expenses	88.79M USD	92.06M USD	53.96M USD	47.1M USD	46.57M USD
Interest income	186.67M USD	160.39M USD	102.42M USD	82.99M USD	73.86M USD
Interest expense	49.53M USD	50.02M USD	19.99M USD	3.42M USD	1.3M USD
Depreciation and amortization	4.28M USD	2.21M USD	891K USD	755K USD	9M USD
Operating income	52.53M USD	11M USD	33.84M USD	35.14M USD	38.02M USD
Net income	38.17M USD	7.67M USD	25.54M USD	26.65M USD	28.4M USD

Company facts updated Oct 8, 2026.

Earnings

EPS beat rate: 40%; 4 beats, 6 misses, 0 met estimates
Average EPS surprise: +14.49%; 10 comparable reports
Latest EPS result: 0.1; Estimate 0.3 · Miss by 67.11%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate

Latest fiscal-year EPS: 2; FY2025 · +344.44% year over year
Latest fiscal-year revenue: 194.6M USD; FY2025 · +18.52% year over year
Next fiscal-year EPS consensus: 1.95; FY2026 · 4 analysts
Next fiscal-year revenue consensus: 207.15M USD; FY2026 · 3 analysts

Annual EPS trend

Reported history and fiscal-year consensus

ReportedConsensus forecast

Annual revenue trend

Reported history and fiscal-year consensus

ReportedConsensus forecast

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Analyst price target

Average target

$30.50

16.26% upside

Past 12 months12-month forecastHigh $30.50Average $30.50Low $30.50

Rating distribution

4 ratings

Limited analyst sample: 4 ratings. Interpret the distribution with caution.

Strong buy00%

Buy375%

Hold125%

Sell00%

Strong sell00%

Recent analyst actions

4 institutions

Janney Montgomery ScottupgradeNeutralBuyNov 10, 2023

CWBC news

defenseworld.netSep 16, 2026

Reviewing WaFd (NASDAQ:WAFD) & Community West Bancshares (NASDAQ:CWBC)

Community West Bancshares (NASDAQ: CWBC - Get Free Report) and WaFd (NASDAQ: WAFD - Get Free Report) are both finance companies, but which is the superior business? We will compare the two businesses based on the…

Read source

247wallst.comAug 5, 2026

7 Dividend Stocks You Must Buy Immediately to Get Paid in August

Here's an alert for income investors with a quick deadline. Seven small-bank dividend stocks all share the same imminent ex-dividend date: Friday, August 7.

Read source

zacks.comJul 23, 2026

Community West Bancshares (CWBC) Reports Q2 Earnings: What Key Metrics Have to Say

Although the revenue and EPS for Community West Bancshares (CWBC) give a sense of how its business performed in the quarter ended June 2026, it might be worth considering how some key metrics compare with Wall Street…

Read source

zacks.comJul 23, 2026

Community West Bancshares (CWBC) Q2 Earnings Lag Estimates

Community West Bancshares (CWBC) came out with quarterly earnings of $0.45 per share, missing the Zacks Consensus Estimate of $0.61 per share. This compares to earnings of $0.41 per share a year ago.

Read source

businesswire.comJul 23, 2026

Community West Bancshares Reports Earnings Results for the Quarter Ended June 30, 2026, and Quarterly Dividend

FRESNO, Calif.--(BUSINESS WIRE)-- #cwbc--The Board of Directors of Community West Bancshares (“Company”) (NASDAQ: CWBC), the parent company of Community West Bank (“Bank”), reported today unaudited consolidated net…

Read source

Corporate actions

Annual dividends per share

Cash distributions grouped by calendar year; partial years are marked.

$0.48

2025 complete year+29.7% since 2021

2026 partial: $0.36

$0.37

2,021

$0.48

2,022

$0.48

2,023

$0.48

2,024

$0.48

2,025

$0.36

2,026*

* Partial calendar year in the available dividend history.

Corporate action history

Action	Ex-dividend date	Details	Record date	Payment date
Dividend	Aug 7, 2026	$0.12Quarterly	Aug 7, 2026	Aug 21, 2026
Dividend	May 8, 2026	$0.12Quarterly	May 8, 2026	May 22, 2026
Dividend	Feb 6, 2026	$0.12Quarterly	Feb 6, 2026	Feb 20, 2026
Dividend	Oct 31, 2025	$0.12Quarterly	Oct 31, 2025	Nov 14, 2025
Dividend	Aug 1, 2025	$0.12Quarterly	Aug 1, 2025	Aug 15, 2025
Dividend	May 2, 2025	$0.12Quarterly	May 2, 2025	May 16, 2025