Dream Finders Homes, Inc. logo

Dream Finders Homes, Inc.

DFH

NYSEConsumer CyclicalResidential Construction

Previous close

$14.92

+$0.23 · +1.57%

Aug 21, 4:00 PM ET

Pre-market

$14.92

$0.00 · 0.00%

Aug 24, 4:13 AM ET

DFH company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Hold

Wait — insufficient conviction to act

Valuation

74

Undervalued

Momentum

40

Weakening

Sentiment

35

Bearish

Risk resilience

27

High Risk

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Company profile

Company website

Dream Finders Homes, Inc. serves as a holding entity for Dream Finders Holdings LLC, operating primarily in the residential construction industry throughout the United States. The company focuses on designing, building, and selling a variety of single-family homes, ranging from starter homes to properties for first-time and second-time move-up buyers. Its development activities span major metropolitan areas including Charlotte, Raleigh, Jacksonville, Orlando, Denver, the greater Washington D.C. area, Austin, Dallas, and Houston. Beyond home construction, Dream Finders Homes is also a licensed mortgage broker, responsible for underwriting, originating, and selling mortgages to Prime Lending. Furthermore, it delivers insurance agency services, encompassing closing, escrow, and title insurance, in addition to broader mortgage banking solutions. The sale of its homes is handled by both its internal sales team and independent real estate brokers. The company was founded in 2008 and its main office is situated in Jacksonville, Florida.

Industry
Residential Construction
Sector
Consumer Cyclical
Headquarters
US
CEO
Patrick O. Zalupski
Listed since
Jan 21, 2021
Employees
1,911

Market position

Day range

Current $14.92

52-week range

Current $14.92

Open
$14.80
Previous close
$14.69
Volume
307.58K
0.43× average
Average volume
712.14K
Average daily volume
Market cap
1.38B USD
Beta
1.9
Market reference 1
50-day average
$15.2982
-2.47% below average
200-day average
$16.5223
-9.70% below average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value
1.95B USD
EV / EBITDA
6.22×
Earnings yield
13.64%
Free cash flow yield
-7.94%

Profitability & efficiency

Return on equity
13.81%
Return on assets
5.83%
Return on invested capital
8.31%

Financial health

Current ratio
2.92×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends21%15%9%4%Gross margin, FY2021: 16.30%Gross margin, FY2022: 18.56%Gross margin, FY2023: 19.65%Gross margin, FY2024: 18.61%Gross margin, FY2025: 17.46%Operating margin, FY2021: 8.27%Operating margin, FY2022: 10.45%Operating margin, FY2023: 11.42%Operating margin, FY2024: 9.72%Operating margin, FY2025: 6.24%Net margin, FY2021: 6.36%Net margin, FY2022: 7.85%Net margin, FY2023: 7.89%Net margin, FY2024: 7.53%Net margin, FY2025: 5.02%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 16.30%. Gross margin FY2022 18.56%. Gross margin FY2023 19.65%. Gross margin FY2024 18.61%. Gross margin FY2025 17.46%. Operating margin FY2021 8.27%. Operating margin FY2022 10.45%. Operating margin FY2023 11.42%. Operating margin FY2024 9.72%. Operating margin FY2025 6.24%. Net margin FY2021 6.36%. Net margin FY2022 7.85%. Net margin FY2023 7.89%. Net margin FY2024 7.53%. Net margin FY2025 5.02%.

Income trends

Revenue

4.32B USD-2.89%

Operating income

269.55M USD-37.72%

Net income

217.2M USD-35.23%
Income trends across reported periods4.88B USD3.15B USD1.42B USD−310.55M USDRevenue, FY2021: 1.92B USDRevenue, FY2022: 3.34B USDRevenue, FY2023: 3.75B USDRevenue, FY2024: 4.45B USDRevenue, FY2025: 4.32B USDOperating income, FY2021: 159.17M USDOperating income, FY2022: 349.16M USDOperating income, FY2023: 427.98M USDOperating income, FY2024: 432.83M USDOperating income, FY2025: 269.55M USDNet income, FY2021: 122.38M USDNet income, FY2022: 262.31M USDNet income, FY2023: 295.9M USDNet income, FY2024: 335.34M USDNet income, FY2025: 217.2M USDFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 1.92B USD. Revenue FY2022 3.34B USD. Revenue FY2023 3.75B USD. Revenue FY2024 4.45B USD. Revenue FY2025 4.32B USD. Operating income FY2021 159.17M USD. Operating income FY2022 349.16M USD. Operating income FY2023 427.98M USD. Operating income FY2024 432.83M USD. Operating income FY2025 269.55M USD. Net income FY2021 122.38M USD. Net income FY2022 262.31M USD. Net income FY2023 295.9M USD. Net income FY2024 335.34M USD. Net income FY2025 217.2M USD.
Metric (USD)FY2025FY2024FY2023FY2022FY2021
Revenue4.32B USD4.45B USD3.75B USD3.34B USD1.92B USD
Cost of goods sold3.57B USD3.62B USD3.01B USD2.72B USD1.61B USD
Gross profit754.77M USD828.58M USD736.77M USD620.2M USD313.58M USD
Selling, general, and administrative485.21M USD395.75M USD308.8M USD271.04M USD154.41M USD
Operating expenses485.21M USD395.75M USD308.8M USD271.04M USD154.41M USD
Interest expense1K USD32K USD672K USD
Depreciation and amortization29.16M USD17.22M USD17.9M USD17.09M USD9.85M USD
Operating income269.55M USD432.83M USD427.98M USD349.16M USD159.17M USD
Net income217.2M USD335.34M USD295.9M USD262.31M USD122.38M USD

Company facts updated Aug 24, 2026.

Earnings

EPS beat rate
27%
3 beats, 7 misses, 1 met estimate
Average EPS surprise
-5.35%
11 comparable reports
Latest EPS result
0.27
Estimate 0.3 · Miss by 8.47%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly EPS actual values compared with estimates1.380.950.520.09Q1 '25BeatQ2 '25MissQ3 '25MissQ4 '25MetQ1 '26MissQ2 '26MissQ3 '26MissQ4 '26Estimate
Q1 2025, reported Feb 25, 2025: actual 1.29, estimate 1.13, surprise +14.16%, Beat. Q2 2025, reported May 6, 2025: actual 0.54, estimate 0.61, surprise -11.48%, Miss. Q3 2025, reported Jul 31, 2025: actual 0.56, estimate 0.65, surprise -13.85%, Miss. Q4 2025, reported Oct 30, 2025: actual 0.47, estimate 0.47, surprise 0.00%, Met estimate. Q1 2026, reported Feb 23, 2026: actual 0.58, estimate 0.62, surprise -6.45%, Miss. Q2 2026, reported Apr 30, 2026: actual 0.11, estimate 0.202, surprise -45.46%, Miss. Q3 2026, reported Jul 30, 2026: actual 0.27, estimate 0.295, surprise -8.47%, Miss. Q4 2026, reported Oct 29, 2026: actual —, estimate 0.21, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates1.62B1.33B1.05B756.91MQ1 '25BeatQ2 '25MissQ3 '25MissQ4 '25MissQ1 '26BeatQ2 '26BeatQ3 '26MissQ4 '26Estimate
Q1 2025, reported Feb 25, 2025: actual 1.56B USD, estimate 1.4B USD, surprise +11.46%, Beat. Q2 2025, reported May 6, 2025: actual 989.87M USD, estimate 1.05B USD, surprise -5.29%, Miss. Q3 2025, reported Jul 31, 2025: actual 1.15B USD, estimate 1.15B USD, surprise -0.18%, Miss. Q4 2025, reported Oct 30, 2025: actual 969.8M USD, estimate 1.16B USD, surprise -16.27%, Miss. Q1 2026, reported Feb 23, 2026: actual 1.21B USD, estimate 1.16B USD, surprise +4.67%, Beat. Q2 2026, reported Apr 30, 2026: actual 887.84M USD, estimate 819.34M USD, surprise +8.36%, Beat. Q3 2026, reported Jul 30, 2026: actual 1.06B USD, estimate 1.09B USD, surprise -2.57%, Miss. Q4 2026, reported Oct 29, 2026: actual —, estimate 1.05B USD, surprise —, Comparison unavailable.

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Recent analyst actions

3 institutions
WedbushmaintainNeutral

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