Dlocal Limited (DLO) stock price, financials & research

Regular session · ET · Market data may be delayed.

GoAI snapshot

Jul 10, 2026

71/ 100

GoAI Score

Buy

Valuation

100

Deep Value

Sentiment

63

Bullish

Risk

42

Elevated Risk

Momentum

67

Gaining

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Thesis, catalysts, evidence, and risk analysis.

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Company profile

Company website

DLocal Limited, together with its subsidiaries, provides payment processing services worldwide. The company offers a robust pay-in solution to help global merchants expand their online presence and receive payments, including international and local cards, online bank transfers, direct debit, cash, and hundreds of alternative payment methods (APMs). It also provides pay-in solutions for cross-border and local-to-local transactions, as well as pay-out solutions. In addition, the company offers dLocal for Platforms to manage global platform payments. It serves its products to commerce, streaming, ride-hailing, financial services, remittances, advertising, SaaS, travel, e-learning, on-demand delivery, gaming, and crypto industries. The company was founded in 2016 and is headquartered in Montevideo, Uruguay.

Industry: Software - Infrastructure
Sector: Technology
Headquarters: UY
CEO: Pedro Arnt
Listed since: Jun 3, 2021
Employees: 1,274

Market position

Day range

Current $15.00

$14.64$15.14

52-week range

Current $15.00

$10.64$16.78

Open: $14.705
Previous close: $14.77
Volume: 1.76M; 0.76× average
Average volume: 2.33M; Average daily volume
Market cap: 4.4B USD
Beta: 0.84; Market reference 1
50-day average: $14.6101; +2.67% above average
200-day average: $13.5289; +10.87% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

Enterprise value: 3.84B USD
P/E (TTM): 21.74×
P/B (TTM): 8.21×
P/S (TTM): 3.25×
EV / EBITDA: 15.03×
Earnings yield: 4.72%
Free cash flow yield: 10.12%
Dividend yield: 1.31%

Profitability & efficiency

Gross margin: 34.28%
Operating margin: 17.44%
Net margin: 15.04%
Return on equity: 34.57%
Return on assets: 12.77%
Return on invested capital: 28.85%

Financial health

Debt / equity: 0.12×
Current ratio: 1.47×
Altman Z-score: 3.08
Piotroski F-score: 5 of 9

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin

Income trends

Revenue

1.09B USD+46.60%

Operating income

222.1M USD+58.08%

Net income

196.8M USD+63.43%

Financial statements: Income statement
Metric (USD)	FY2025	FY2024	FY2023	FY2022	FY2021
Revenue	1.09B USD	745.97M USD	650.35M USD	418.93M USD	244.12M USD
Cost of goods sold	690.83M USD	451.3M USD	373.49M USD	216.76M USD	113.68M USD
Gross profit	402.76M USD	294.67M USD	276.86M USD	202.17M USD	130.44M USD
Research and development	30.71M USD	25.63M USD	12.65M USD	6.35M USD	3.39M USD
Selling, general, and administrative	114.96M USD	99.16M USD	84.17M USD	50.46M USD	44.15M USD
Operating expenses	180.65M USD	154.17M USD	97.2M USD	74.26M USD	46.61M USD
Interest income	26.25M USD	28.27M USD	49.59M USD	18.11M USD	2.56M USD
Interest expense	20.93M USD	49.7M USD	88.82M USD	177K USD	544K USD
Depreciation and amortization	26.26M USD	17.4M USD	12.23M USD	8.15M USD	4.75M USD
Operating income	222.1M USD	140.5M USD	179.66M USD	127.91M USD	83.84M USD
Net income	196.8M USD	120.42M USD	148.96M USD	108.68M USD	77.88M USD

Company facts updated Oct 9, 2026.

Earnings

EPS beat rate: 55%; 6 beats, 4 misses, 1 met estimate
Average EPS surprise: +4.63%; 11 comparable reports
Latest EPS result: 0.18; Estimate 0.18 · Miss by 2.23%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate

Latest fiscal-year EPS: 0.67; FY2025 · +71.79% year over year
Latest fiscal-year revenue: 1.09B USD; FY2025 · +46.60% year over year
Next fiscal-year EPS consensus: 0.828; FY2026 · 4 analysts
Next fiscal-year revenue consensus: 1.58B USD; FY2026 · 6 analysts

Annual EPS trend

Reported history and fiscal-year consensus

ReportedConsensus forecast

Annual revenue trend

Reported history and fiscal-year consensus

ReportedConsensus forecast

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Analyst price target

Average target

$18.50

23.33% upside

Past 12 months12-month forecastHigh $20.00Average $18.50Low $17.00

Rating distribution

13 ratings

Strong buy00%

Buy969%

Hold323%

Sell18%

Strong sell00%

DLO news

seekingalpha.comOct 7, 2026

DLocal: Margin Compression Is A Feature Of Scale, Not A Defect

DLocal enables merchants to access local payment methods in 60+ markets via API, driving rapid TPV growth and high client retention. DLO's gross profit grew 28.6% YoY in Q2 2026 despite take-rate compression, as volume…

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defenseworld.netOct 6, 2026

Contrasting Triller Group (NASDAQ:ILLR) and DLocal (NASDAQ:DLO)

DLocal (NASDAQ: DLO - Get Free Report) and Triller Group (NASDAQ: ILLR - Get Free Report) are both finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their…

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seekingalpha.comSep 30, 2026

Buy 19 September LoPrice/HiYield Dividend Dogs Out Of 38

Dividend-paying stocks, especially low-priced high-yield 'Dividend Dogs,' offer historically superior risk-adjusted returns and are currently undervalued relative to growth stocks. Analyst projections for the top ten…

Read source

seekingalpha.comSep 22, 2026

dLocal: Why Lower Take Rates Do Not Break The Thesis

dLocal (DLO) offers a single integration for global merchants to access 60+ emerging markets, driving strong TPV and revenue growth. Take-rate compression, now at 0.71%, is driven by merchant mix, volume tiers, and…

Read source

zacks.comSep 16, 2026

Is DLocal Limited (DLO) Stock Outpacing Its Business Services Peers This Year?

Here is how DLocal (DLO) and Paymentus (PAY) have performed compared to their sector so far this year.

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businesswire.comSep 14, 2026

dLocal Partners with Oscilar to Further Optimize AML and Compliance for the Next Era of Cross-Border Payments

PALO ALTO, Calif.--(BUSINESS WIRE)-- #LATAM--Cross-border payment platform dLocal taps Oscilar for AI-powered AML, sanctions screening, transaction monitoring and compliance for 60+ markets.

Read source