
Eagle Bancorp Montana, Inc.
EBMTNASDAQFinancial ServicesBanks - Regional
Previous close
$22.85
−$0.01 · -0.04%
EBMT company overview
Regular session · ET · Market data may be delayed.
GoAI snapshot
AI-powered factor overview
GoAI score
Buy
Favorable setup — positive multi-factor alignment
Valuation
79
Undervalued
Momentum
55
Neutral
Sentiment
46
Mixed
Risk resilience
79
Moderate Risk
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Company profile
Company websiteEagle Bancorp Montana, Inc. serves as the parent company for Opportunity Bank of Montana, delivering a comprehensive array of retail banking products and financial services. Its primary clientele comprises small businesses and individual customers located throughout Montana. The bank facilitates diverse deposit accounts, which include checking, savings, money market, individual retirement accounts (IRAs), and certificates of deposit (CDs). Its extensive lending portfolio encompasses residential mortgage loans for 1-4 family properties, including financing for new construction; a variety of commercial real estate loans, such as those for multi-family dwellings, non-residential properties, development projects, and farmland; and second mortgage or home equity loans. Furthermore, the company provides various consumer loans, including those secured by collateral like automobiles, recreational vehicles, and boats, alongside personal loans and lines of credit. It also extends secured and unsecured commercial business loans, agricultural loans, and general mortgage loan services. With a substantial operational footprint, Eagle Bancorp Montana, Inc. maintains 23 full-service branches, one community banking office, and 25 automated teller machines. The institution was established in 1922 and its corporate headquarters are situated in Helena, Montana.
- Industry
- Banks - Regional
- Sector
- Financial Services
- Headquarters
- US
- CEO
- Laura F. Clark
- Listed since
- Apr 6, 2000
- Employees
- 355
Market position
Day range
Current $22.85
52-week range
Current $22.85
- Open
- $22.665
- Previous close
- $22.86
- Volume
- 79.43K
- 1.32× average
- Average volume
- 59.97K
- Average daily volume
- Market cap
- 182.01M USD
- Beta
- 0.35
- Market reference 1
- 50-day average
- $23.4602
- -2.60% below average
- 200-day average
- $21.352
- +7.02% above average
Financials
Financial snapshot
Latest / TTMValuation & yield
- Enterprise value
- 213.74M USD
- P/E (TTM)
- 11.09×
- P/B (TTM)
- 0.91×
- P/S (TTM)
- 1.83×
- EV / EBITDA
- 8.29×
- Earnings yield
- 9.55%
- Free cash flow yield
- 18.24%
- Dividend yield
- 2.55%
Profitability & efficiency
- Gross margin
- 66.74%
- Operating margin
- 11.16%
- Net margin
- 16.19%
- Return on equity
- 7.73%
- Return on assets
- 0.70%
- Return on invested capital
- 196.66%
Financial health
- Debt / equity
- 0.49×
- Current ratio
- 0.71×
Financial statements
Margin trends
Profitability as a percentage of reported revenue.
Income trends
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 125.98M USD | 120.42M USD | 112.45M USD | 93.65M USD | 93.19M USD |
| Cost of goods sold | 36.66M USD | 41.29M USD | 30.59M USD | 8.15M USD | 4.07M USD |
| Gross profit | 89.32M USD | 79.13M USD | 81.86M USD | 85.5M USD | 89.13M USD |
| Selling, general, and administrative | 33.89M USD | 42.19M USD | 45.5M USD | 46.5M USD | 50.37M USD |
| Operating expenses | 70.39M USD | 67.74M USD | 70.2M USD | 71.65M USD | 69.84M USD |
| Interest income | 107.69M USD | 103.13M USD | 90.89M USD | 69.16M USD | 49.49M USD |
| Interest expense | 35.51M USD | 40.77M USD | 29.14M USD | 6.15M USD | 3.21M USD |
| Depreciation and amortization | 6.86M USD | 8.89M USD | 7.89M USD | 7.71M USD | 7.83M USD |
| Operating income | 18.93M USD | 11.39M USD | 11.65M USD | 13.85M USD | 19.28M USD |
| Net income | 14.84M USD | 9.78M USD | 10.06M USD | 10.7M USD | 14.42M USD |
Company facts updated Aug 24, 2026.
Earnings
- Latest fiscal-year EPS
- 1.9
- FY2025 · +53.23% year over year
- Latest fiscal-year revenue
- 125.98M USD
- FY2025 · +4.61% year over year
Annual EPS trend
Reported history and fiscal-year consensus
Annual revenue trend
Reported history and fiscal-year consensus
Analyst ratings
Third-party consensus; not a GoAI recommendation.
Analyst price target
Average target
$24.00
5.03% upsideRating distribution
6 ratingsRecent analyst actions
Corporate actions
Corporate action history
| Action | Effective date | Details | Record date | Payment date |
|---|---|---|---|---|
Stock split | Apr 5, 2010 | 19:5 | — | — |
Effective Apr 5, 2010
19:5
EBMT peers
ETFs holding EBMT
Funds reporting this stock among their holdings, ordered by reported position size.
Vanguard Morningstar Total Stock Market ETFVTI5.44M0.00%2.3T USD0.03%$378.24+0.44%
iShares Russell 2000 ETFIWM4.87M0.01%81.62B USD0.19%$299.96+0.77%
Avantis U.S. Small Cap Value ETFAVUV3.84M0.01%31.27B USD0.25%$126.45+0.66%
Vanguard Extended Market ETFVXF2.04M0.00%93.7B USD0.05%$245.53+0.82%
iShares Russell 2000 Value ETFIWN1.84M0.01%14.66B USD0.24%$224.81+0.45%
Dimensional - US Small Cap Value ETFDFSV1.02M0.01%8.42B USD0.30%$40.29+0.72%
Vanguard Russell 2000 ETFVTWO993.6K0.01%17.4B USD0.06%$121.25+0.74%
EA Bridgeway Omni Small-Cap Value ETFBSVO960K0.04%1.71B USD0.47%$29.62+0.85%
Vanguard Morningstar Total Stock Market ETFVTI- Market value
- 5.44M
- Weight
- 0.00%
- AUM
- 2.3T USD
- Expense ratio
- 0.03%
- Price / 1D
- $378.24+0.44%
iShares Russell 2000 ETFIWM- Market value
- 4.87M
- Weight
- 0.01%
- AUM
- 81.62B USD
- Expense ratio
- 0.19%
- Price / 1D
- $299.96+0.77%
Avantis U.S. Small Cap Value ETFAVUV- Market value
- 3.84M
- Weight
- 0.01%
- AUM
- 31.27B USD
- Expense ratio
- 0.25%
- Price / 1D
- $126.45+0.66%
Vanguard Extended Market ETFVXF- Market value
- 2.04M
- Weight
- 0.00%
- AUM
- 93.7B USD
- Expense ratio
- 0.05%
- Price / 1D
- $245.53+0.82%
iShares Russell 2000 Value ETFIWN- Market value
- 1.84M
- Weight
- 0.01%
- AUM
- 14.66B USD
- Expense ratio
- 0.24%
- Price / 1D
- $224.81+0.45%
Dimensional - US Small Cap Value ETFDFSV- Market value
- 1.02M
- Weight
- 0.01%
- AUM
- 8.42B USD
- Expense ratio
- 0.30%
- Price / 1D
- $40.29+0.72%
Vanguard Russell 2000 ETFVTWO- Market value
- 993.6K
- Weight
- 0.01%
- AUM
- 17.4B USD
- Expense ratio
- 0.06%
- Price / 1D
- $121.25+0.74%
EA Bridgeway Omni Small-Cap Value ETFBSVO- Market value
- 960K
- Weight
- 0.04%
- AUM
- 1.71B USD
- Expense ratio
- 0.47%
- Price / 1D
- $29.62+0.85%
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