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Ellington Financial Inc. logo

Ellington Financial Inc.

EFC

NYSEReal EstateREIT - Mortgage

Open in GoAI

Previous close

$13.63

+$0.01 · +0.07%

Aug 21, 4:00 PM ET

EFC company overview

Regular session · ET · Market data may be delayed.

GoAI snapshot

AI-powered factor overview

Jul 10, 2026

GoAI score

Buy

Favorable setup — positive multi-factor alignment

Valuation

85

Deep Value

Momentum

42

Neutral

Sentiment

58

Mixed

Risk resilience

83

Low Risk

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Thesis, catalysts, evidence, and risk analysis.

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AI-generated, informational only, and not investment advice.

Company profile

Company website

Ellington Financial Inc., operating through its subsidiary, Ellington Financial Operating Partnership LLC, is an investment company primarily focused on acquiring and actively managing a broad range of financial assets within the United States. Its extensive portfolio encompasses various mortgage-related instruments, including residential mortgage-backed securities (RMBS) — both those guaranteed by U.S. government agencies and those backed by non-agency residential loans like prime jumbo, Alt-A, manufactured housing, and subprime mortgages — as well as direct residential and commercial mortgage loans and other commercial real estate debt. The company also invests in consumer loans and asset-backed securities underpinned by consumer and commercial assets. Beyond real estate and consumer finance, Ellington Financial holds corporate debt and equity securities, corporate loans, and collateralized loan obligations. Additionally, it engages with mortgage-related and non-mortgage-related derivatives and pursues other strategic investment opportunities. Founded in 2007, the company's headquarters are located in Old Greenwich, Connecticut.

Industry
REIT - Mortgage
Sector
Real Estate
Headquarters
US
CEO
Laurence Eric Penn
Listed since
Oct 8, 2010
Employees
500

Market position

Day range

Current $13.63

52-week range

Current $13.63

Open
$13.675
Previous close
$13.62
Volume
667.93K
0.53× average
Average volume
1.26M
Average daily volume
Market cap
1.71B USD
Beta
0.93
Market reference 1
50-day average
$13.5182
+0.83% above average
200-day average
$13.2204
+3.10% above average

Financials

Financial snapshot

Latest / TTM

Valuation & yield

P/E (TTM)
8.31×
P/B (TTM)
0.87×
P/S (TTM)
2.54×
Dividend yield
11.45%

Profitability & efficiency

Gross margin
83.65%
Operating margin
76.15%
Net margin
32.95%

Financial health

Debt / equity
9.4×

Financial statements

Margin trends

Profitability as a percentage of reported revenue.

Gross marginOperating marginNet margin
Gross, operating, and net margin trends126%21%-84%-189%Gross margin, FY2021: 80.47%Gross margin, FY2022: 100.00%Gross margin, FY2023: 100.00%Gross margin, FY2024: 100.00%Gross margin, FY2025: 84.26%Operating margin, FY2021: 62.24%Operating margin, FY2022: -57.87%Operating margin, FY2023: 34.78%Operating margin, FY2024: 41.20%Operating margin, FY2025: 61.57%Net margin, FY2021: 61.56%Net margin, FY2022: -162.35%Net margin, FY2023: 32.78%Net margin, FY2024: 51.69%Net margin, FY2025: 21.77%FY2021FY2022FY2023FY2024FY2025
Gross margin FY2021 80.47%. Gross margin FY2022 100.00%. Gross margin FY2023 100.00%. Gross margin FY2024 100.00%. Gross margin FY2025 84.26%. Operating margin FY2021 62.24%. Operating margin FY2022 -57.87%. Operating margin FY2023 34.78%. Operating margin FY2024 41.20%. Operating margin FY2025 61.57%. Net margin FY2021 61.56%. Net margin FY2022 -162.35%. Net margin FY2023 32.78%. Net margin FY2024 51.69%. Net margin FY2025 21.77%.

Income trends

Revenue

674.55M USD+139.04%

Operating income

415.29M USD+257.17%

Net income

146.87M USD+0.69%
Income trends across reported periods749M USD451.17M USD153.33M USD−144.51M USDRevenue, FY2021: 216.8M USDRevenue, FY2022: 43.15M USDRevenue, FY2023: 256.5M USDRevenue, FY2024: 282.19M USDRevenue, FY2025: 674.55M USDOperating income, FY2021: 134.94M USDOperating income, FY2022: −24.97M USDOperating income, FY2023: 89.21M USDOperating income, FY2024: 116.27M USDOperating income, FY2025: 415.29M USDNet income, FY2021: 133.46M USDNet income, FY2022: −70.05M USDNet income, FY2023: 84.08M USDNet income, FY2024: 145.86M USDNet income, FY2025: 146.87M USDFY2021FY2022FY2023FY2024FY2025
Revenue FY2021 216.8M USD. Revenue FY2022 43.15M USD. Revenue FY2023 256.5M USD. Revenue FY2024 282.19M USD. Revenue FY2025 674.55M USD. Operating income FY2021 134.94M USD. Operating income FY2022 −24.97M USD. Operating income FY2023 89.21M USD. Operating income FY2024 116.27M USD. Operating income FY2025 415.29M USD. Net income FY2021 133.46M USD. Net income FY2022 −70.05M USD. Net income FY2023 84.08M USD. Net income FY2024 145.86M USD. Net income FY2025 146.87M USD.
Metric (USD)FY2025FY2024FY2023FY2022FY2021
Revenue674.55M USD282.19M USD256.5M USD43.15M USD216.8M USD
Cost of goods sold106.17M USD———42.33M USD
Gross profit568.37M USD282.19M USD256.5M USD43.15M USD174.46M USD
Selling, general, and administrative13.06M USD65.69M USD68.49M USD29M USD20.91M USD
Operating expenses153.08M USD165.92M USD167.29M USD68.12M USD39.52M USD
Interest income494.49M USD416.02M USD370.17M USD140.44M USD175.51M USD
Interest expense304.53M USD279.61M USD262.45M USD—44.03M USD
Depreciation and amortization———5.67M USD—
Operating income415.29M USD116.27M USD89.21M USD−24.97M USD134.94M USD
Net income146.87M USD145.86M USD84.08M USD−70.05M USD133.46M USD

Company facts updated Aug 24, 2026.

Earnings

EPS beat rate
73%
8 beats, 3 misses, 0 met estimates
Average EPS surprise
+6.30%
11 comparable reports
Latest EPS result
0.6
Estimate 0.46 · Beat by 30.80%

EPS: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly EPS actual values compared with estimates0.640.540.440.34Q1 '25BeatQ2 '25BeatQ3 '25BeatQ4 '25BeatQ1 '26BeatQ2 '26BeatQ3 '26BeatQ4 '26Estimate
Q1 2025, reported Feb 27, 2025: actual 0.45, estimate 0.38, surprise +18.42%, Beat. Q2 2025, reported May 7, 2025: actual 0.39, estimate 0.38, surprise +2.63%, Beat. Q3 2025, reported Aug 7, 2025: actual 0.47, estimate 0.4, surprise +17.50%, Beat. Q4 2025, reported Nov 5, 2025: actual 0.53, estimate 0.44, surprise +20.45%, Beat. Q1 2026, reported Feb 25, 2026: actual 0.47, estimate 0.46, surprise +2.17%, Beat. Q2 2026, reported May 5, 2026: actual 0.55, estimate 0.42, surprise +30.95%, Beat. Q3 2026, reported Aug 6, 2026: actual 0.6, estimate 0.459, surprise +30.80%, Beat. Q4 2026, reported Nov 4, 2026: actual —, estimate 0.48, surprise —, Comparison unavailable.

Revenue: actual versus estimate

Recent quarterly results

ActualEstimate
Quarterly Revenue actual values compared with estimates181.5M133.28M85.06M36.84MQ1 '25MissQ2 '25MissQ3 '25MissQ4 '25MissQ1 '26MissQ2 '26BeatQ3 '26BeatQ4 '26Estimate
Q1 2025, reported Feb 27, 2025: actual 66.08M USD, estimate 112.88M USD, surprise -41.46%, Miss. Q2 2025, reported May 7, 2025: actual 72.28M USD, estimate 106.04M USD, surprise -31.83%, Miss. Q3 2025, reported Aug 7, 2025: actual 43.34M USD, estimate 112.06M USD, surprise -61.32%, Miss. Q4 2025, reported Nov 5, 2025: actual 76.58M USD, estimate 132.07M USD, surprise -42.01%, Miss. Q1 2026, reported Feb 25, 2026: actual 78.24M USD, estimate 101.78M USD, surprise -23.13%, Miss. Q2 2026, reported May 5, 2026: actual 171.27M USD, estimate 114.09M USD, surprise +50.12%, Beat. Q3 2026, reported Aug 6, 2026: actual 123.13M USD, estimate 114.59M USD, surprise +7.45%, Beat. Q4 2026, reported Nov 4, 2026: actual —, estimate 125.83M USD, surprise —, Comparison unavailable.

Analyst ratings

Third-party consensus; not a GoAI recommendation.

Rating distribution

13 ratings
Strong buy00%
Buy969%
Hold431%
Sell00%
Strong sell00%

EFC news

seekingalpha.com

Readers Flag 31 Ideal 'Safer' Dividend Buys In July

I present the July 2026 ReFa/Ro Dogs list, highlighting high-yield dividend stocks selected by reader engagement and quantitative metrics. Top ten ReFa/Ro Dogs offer projected net gains of 25.61% to 72.48% by July 2027,…

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seekingalpha.com

Monthly-Paid Dividends: 21 Ideal 'Safer' August Dog Buys

August's top monthly pay (MoPay) dividend equities offer yields up to 19.25% and projected net gains of 13.01% to 92.64% by 2027. Analyst estimates for MoPay stocks show an average net gain of 32.65% with risk/volatility…

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defenseworld.net

California State Teachers Retirement System Has $1.83 Million Stake in Ellington Financial Inc. $EFC

California State Teachers Retirement System raised its position in shares of Ellington Financial Inc. (NYSE: EFC) by 92.5% in the first quarter, according to its most recent Form 13F filing with the Securities and…

Read source
zacks.com

EFC Second-Quarter Earnings Beat Estimates on Longbridge Strength

EFC's Q2 earnings jump 27.7%, fueled by stronger interest income, solid credit performance and Longbridge's growth.

Read source
zacks.com

EFC Q2 Earnings Call Sees High-40s ADE as Longbridge Scales

EFC sees a high-40-cent ADE baseline as Longbridge growth, securitization scale and servicing control support momentum into the third quarter.

Read source
businesswire.com

Ellington Financial Declares Monthly Common Dividend

OLD GREENWICH, Conn.--(BUSINESS WIRE)--Ellington Financial Inc. (NYSE: EFC) ("we") today announced that its Board of Directors has declared a monthly dividend of $0.13 per share of common stock, payable on September 30,…

Read source

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ETFs holding EFC

Funds reporting this stock among their holdings, ordered by reported position size.

iShares Core S&P Small-Cap ETF logoiShares Core S&P Small-Cap ETFIJR
Market value
103.78M
Weight
0.09%
AUM
111.19B USD
Expense ratio
0.06%
Price / 1D
$147.31+0.64%
Vanguard Morningstar Total Stock Market ETF logoVanguard Morningstar Total Stock Market ETFVTI
Market value
50.28M
Weight
0.00%
AUM
2.3T USD
Expense ratio
0.03%
Price / 1D
$378.24+0.44%
iShares Russell 2000 ETF logoiShares Russell 2000 ETFIWM
Market value
42.97M
Weight
0.05%
AUM
81.62B USD
Expense ratio
0.19%
Price / 1D
$299.96+0.77%
iShares Mortgage Real Estate ETF logoiShares Mortgage Real Estate ETFREM
Market value
20.77M
Weight
3.82%
AUM
544.56M USD
Expense ratio
0.48%
Price / 1D
$22.02-0.23%
Vanguard Extended Market ETF logoVanguard Extended Market ETFVXF
Market value
19.09M
Weight
0.02%
AUM
93.7B USD
Expense ratio
0.05%
Price / 1D
$245.53+0.82%
VanEck Mortgage REIT Income ETF logoVanEck Mortgage REIT Income ETFMORT
Market value
17.25M
Weight
4.65%
AUM
370.81M USD
Expense ratio
0.43%
Price / 1D
$9.90-0.30%
State Street SPDR Portfolio S&P 600 Small Cap ETF logoState Street SPDR Portfolio S&P 600 Small Cap ETFSPSM
Market value
16.01M
Weight
0.09%
AUM
17.03B USD
Expense ratio
0.03%
Price / 1D
$57.28+0.61%
iShares S&P Small-Cap 600 Growth ETF logoiShares S&P Small-Cap 600 Growth ETFIJT
Market value
15.76M
Weight
0.19%
AUM
8.22B USD
Expense ratio
0.18%
Price / 1D
$173.9+0.61%

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