
FirstCash Holdings, Inc
FCFSNASDAQFinancial ServicesFinancial - Credit Services
Previous close
$225.28
+$19.37 · +9.41%
FCFS company overview
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GoAI snapshot
AI-powered factor overview
GoAI score
Buy
Favorable setup — positive multi-factor alignment
Valuation
78
Undervalued
Momentum
50
Neutral
Sentiment
49
Mixed
Risk resilience
72
Moderate Risk
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Company profile
Company websiteFirstCash Holdings, Inc., along with its affiliates, oversees a widespread network of retail pawn shops throughout the United States, Mexico, and other parts of Latin America. These establishments provide monetary loans against a diverse range of personal collateral, including jewelry, electronic devices, tools, home appliances, sporting goods, and musical instruments. They also sell merchandise obtained either from defaulted pawn agreements or through direct cash purchases from customers. Beyond its core pawn operations, the firm processes scrap jewelry and trades valuable commodities such as gold, silver, and diamonds on global markets. As of December 31, 2021, its extensive footprint included 1,081 outlets in the U.S. (including the District of Columbia), 1,656 in Mexico, 60 in Guatemala, 13 in El Salvador, and 15 in Colombia. The company was established in 1988 and maintains its principal executive offices in Fort Worth, Texas.
- Industry
- Financial - Credit Services
- Sector
- Financial Services
- Headquarters
- US
- CEO
- Rick L. Wessel
- Listed since
- Jun 10, 1991
- Employees
- 20,000
Market position
Day range
Current $225.28
52-week range
Current $225.28
- Open
- $206.79
- Previous close
- $205.91
- Volume
- 625.52K
- 1.48× average
- Average volume
- 422.72K
- Average daily volume
- Market cap
- 9.77B USD
- Beta
- 0.53
- Market reference 1
- 50-day average
- $213.95
- +5.29% above average
- 200-day average
- $193.45
- +16.45% above average
Financials
Financial statements
Margin trends
Profitability as a percentage of reported revenue.
Income trends
Revenue
Operating income
Net income
| Metric (USD) | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 3.66B USD | 3.39B USD | 3.15B USD | 2.73B USD | 1.7B USD |
| Cost of goods sold | 1.77B USD | 1.76B USD | 1.64B USD | 1.46B USD | 779.81M USD |
| Gross profit | 1.89B USD | 1.63B USD | 1.51B USD | 1.26B USD | 919.15M USD |
| Selling, general, and administrative | 1.17B USD | 173.2M USD | 176.32M USD | 147.94M USD | 111.26M USD |
| Operating expenses | 1.33B USD | 1.18B USD | 1.12B USD | 980.68M USD | 722M USD |
| Interest income | 2.94M USD | 1.94M USD | 1.47M USD | 1.31M USD | 696K USD |
| Interest expense | 121.29M USD | 105.23M USD | 93.24M USD | 70.71M USD | 32.39M USD |
| Depreciation and amortization | 430.93M USD | 538.25M USD | 520.62M USD | 457.33M USD | 58.73M USD |
| Operating income | 562.23M USD | 450.41M USD | 389.61M USD | 283.9M USD | 197.16M USD |
| Net income | 330.38M USD | 258.82M USD | 219.3M USD | 253.5M USD | 124.91M USD |
Company facts updated Aug 24, 2026.
Earnings
- EPS beat rate
- 100%
- 11 beats, 0 misses, 0 met estimates
- Average EPS surprise
- +7.99%
- 11 comparable reports
- Latest EPS result
- 2.5
- Estimate 2.39 · Beat by 4.60%
EPS: actual versus estimate
Recent quarterly results
Revenue: actual versus estimate
Recent quarterly results
Analyst ratings
Third-party consensus; not a GoAI recommendation.
Rating distribution
19 ratingsFCFS news
Corporate actions
Corporate action history
| Action | Effective date | Details | Record date | Payment date |
|---|---|---|---|---|
Stock split | Feb 22, 2006 | 2:1 | — | — |
Stock split | Apr 6, 2004 | 3:2 | — | — |
Effective Feb 22, 2006
2:1
Effective Apr 6, 2004
3:2
FCFS peers
ETFs holding FCFS
Funds reporting this stock among their holdings, ordered by reported position size.
iShares Core S&P Mid-Cap ETFIJH288.57M0.22%125.92B USD0.05%$76.77+0.52%
Vanguard Morningstar Total Stock Market ETFVTI242.27M0.01%2.3T USD0.03%$378.24+0.44%
iShares Russell 2000 ETFIWM217.96M0.27%81.62B USD0.19%$299.96+0.77%
Vanguard Morningstar Small-Cap ETFVB174.79M0.09%183.4B USD0.03%$304.76+0.64%
Vanguard Morningstar Small-Cap Value ETFVBR110.99M0.16%68.3B USD0.05%$249.18+0.68%
Vanguard Extended Market ETFVXF90.6M0.09%93.7B USD0.05%$245.53+0.82%
iShares Russell 2000 Growth ETFIWO79.28M0.53%15.16B USD0.24%$387.37+1.24%
Invesco S&P MidCap Momentum ETFXMMO72.79M0.98%7.45B USD0.35%$157.09+0.08%
iShares Core S&P Mid-Cap ETFIJH- Market value
- 288.57M
- Weight
- 0.22%
- AUM
- 125.92B USD
- Expense ratio
- 0.05%
- Price / 1D
- $76.77+0.52%
Vanguard Morningstar Total Stock Market ETFVTI- Market value
- 242.27M
- Weight
- 0.01%
- AUM
- 2.3T USD
- Expense ratio
- 0.03%
- Price / 1D
- $378.24+0.44%
iShares Russell 2000 ETFIWM- Market value
- 217.96M
- Weight
- 0.27%
- AUM
- 81.62B USD
- Expense ratio
- 0.19%
- Price / 1D
- $299.96+0.77%
Vanguard Morningstar Small-Cap ETFVB- Market value
- 174.79M
- Weight
- 0.09%
- AUM
- 183.4B USD
- Expense ratio
- 0.03%
- Price / 1D
- $304.76+0.64%
Vanguard Morningstar Small-Cap Value ETFVBR- Market value
- 110.99M
- Weight
- 0.16%
- AUM
- 68.3B USD
- Expense ratio
- 0.05%
- Price / 1D
- $249.18+0.68%
Vanguard Extended Market ETFVXF- Market value
- 90.6M
- Weight
- 0.09%
- AUM
- 93.7B USD
- Expense ratio
- 0.05%
- Price / 1D
- $245.53+0.82%
iShares Russell 2000 Growth ETFIWO- Market value
- 79.28M
- Weight
- 0.53%
- AUM
- 15.16B USD
- Expense ratio
- 0.24%
- Price / 1D
- $387.37+1.24%
Invesco S&P MidCap Momentum ETFXMMO- Market value
- 72.79M
- Weight
- 0.98%
- AUM
- 7.45B USD
- Expense ratio
- 0.35%
- Price / 1D
- $157.09+0.08%
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